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Best Local Car Insurance Agencies in Cranston

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ABZ Insurance Agency, Inc logo
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ABZ Insurance Agency, Inc

1107 Pontiac Avenue, Cranston, RI 02920
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  • Boats
  • Motorcyle & ATV

Business Description

ABZ Insurance Agency is a car insurance agency located in Cranston. The independent company's lead agent is John McIntyre, an insurance professional who has been in the industry for over 30 years. He offers auto insurance that covers liability, collisions, and medical payments. The agency has uninsured motorist property damage coverage as well. This is beneficial in case a client's vehicle gets involved in an accident with an uninsured driver. The company also provides insurance for homeowners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Barton Insurance Group, Inc. logo
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License Verified:

License: 1089426

Rhode Island Insurane Division

Barton Insurance Group, Inc.

407 Pontiac Avenue, Cranston, RI 02910
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Barton Insurance Group, Inc., is an independent insurance agency that provides car insurance for clients in Cranston and its surrounding communities. Its auto insurance policies cover financial payments for accident-related damages, losses due to theft, and vandalism. Policy buyers can also opt to include property, liability, and medical coverage in their insurance plans. Founded in 1927, the family-owned business is committed to ensuring that its staff and agents treat each customer as a person and not a policy.

License Verified:

License: 1089426

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Brook Insurance Associates, LLC logo
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License Verified:

License: 2316251

Rhode Island Insurane Division

Brook Insurance Associates, LLC

1935 Elmwood Avenue, Warwick, RI 02888
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Brook Insurance Associates, LLC serves the residents of Cranston and nearby areas. It has partnered with 25 different insurance companies to provide the most suitable coverage for clients' specific needs. The company provides insurance policies for homeowners, renters, businesses, and car owners which clients can combine to their home policy. The company's pledge is to put its customers first and to respond to their needs by providing 24/7 services for any inquiries and claims.

License Verified:

License: 2316251

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Byrnes Agency logo
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License Verified:

License: 1089659

Rhode Island Insurane Division

Byrnes Agency

394 Lake Road, Killingly, CT 06241
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  • Bundling Option

Business Description

Serving Cranston and the communities throughout Connecticut, Byrnes Agency is dedicated to providing all aspects of car insurance services since its establishment in 1932. From homeowners to business policies, the agency offers several programs that can suit the needs and lifestyle of its clients. Assisting vehicle owners, the company includes coverage for liability, medical payments, and no-fault coverage in the event of accidents. Additionally, the team offers additional coverages such as towing and rental reimbursement services.

License Verified:

License: 1089659

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.4 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Caldarone Agency logo
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License Verified:

License: 2312485

Rhode Island Insurane Division

Caldarone Agency

75 Sockanosset Cross Road, Cranston, RI 02920
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  • Multiple Carriers
  • Boats

Business Description

Caldarone Agency is an independent insurance provider finding vehicle protection plans on behalf of its clients in Cranston. The local business curates policies to come up with personalized auto insurance coverages. Its agents are also equipped to research rates and expand or upgrade drivers' coverages depending on their needs. Available auto insurance coverages include liability, collision, and comprehensive. Caldarone Agency has been addressing insurance concerns since 1974. The company also offers other insurance products such as life, renters, home, and business.

License Verified:

License: 2312485

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Insurance Agency LLC logo
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License Verified:

License: 1089622

Rhode Island Insurane Division

Capital City Insurance Agency LLC

870 Oaklawn Avenue, Cranston, RI 02920
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  • Multiple Carriers

Business Description

Capital City Insurance Agency LLC is a locally owned and operated independent agency based in Cranston that provides car insurance solutions. With an auto policy, drivers can be protected from high out-of-pocket costs if they ever suffer from or cause property damage or bodily injury in a vehicular accident. The firm's insurance specialists help clients determine what protection options should be included in their policies. Capital City Insurance Agency treats customers as an important part of its business and its employees' lives.

License Verified:

License: 1089622

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charland Insurance logo
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License Verified:

License: 2326420

Rhode Island Insurane Division

Charland Insurance

47 Danielson Pike, Scituate, RI 02857
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  • Multiple Carriers
  • Bundling Option

Business Description

Charland Insurance has been servicing the residents of Cranston and nearby areas since 2008. Its team provides insurance policies for personal and commercial lines. One of these policies is car insurance, which gives complete security and protection for cars and car owners. This can also be bundled with other policies such as home and other excess liabilities. By donating to several non-profit organizations, the company shows commitment to providing support not only for its clients but also for the whole community.

License Verified:

License: 2326420

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cranston Insurance Associates logo
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License Verified:

License: 2030443

Rhode Island Insurane Division

Cranston Insurance Associates

629 Budlong Road, Cranston, RI 02920
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  • Bundling Option

Business Description

Cranston Insurance Associates is a family-owned and operated business that offers auto insurance. Its agents have access to policies from a number of carriers, allowing them to provide car owners with a variety of options. They assist clients in various areas, from finding a policy to handling claims. Cranston Insurance Associates is managed by the father-daughter team of Robert Pangalos and Nicole LeBlanc who have more than 40 years of combined industry experience.

License Verified:

License: 2030443

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Expert Insurance logo
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Expert Insurance

1705 Hartford Avenue, Johnston, RI 02919
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Expert Insurance is an insurance company that provides car insurance policies to drivers in Cranston. The agency discusses options with drivers to determine how much coverage they are going to need to fulfill state requirements and meet the client's needs. Representing carriers such as NLC Insurance and National General Insurance, its policies can include coverage for bodily injury liability, property damage liability, personal injury protection, medical payments, and the use of rental cars. Expert Insurance also has insurance for motorcycles, boats, and ATVs.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gaulin Insurance Agency logo
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License Verified:

License: 1049893

Rhode Island Insurane Division

Gaulin Insurance Agency

1 Rolfe Square, Cranston, RI 02910
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  • Multiple Carriers
  • Bundling Option

Business Description

Gaulin Insurance Agency is a Cranston-based family-owned independent insurance agency that combines auto insurance with a personalized approach to provide coverage that meets client needs and budgets. It offers liability, collision, comprehensive, medical payments, personal injury protection, and classic car insurance. Its team of knowledgeable insurance agents has years of extensive experience and works with clients to develop the best policies for them through its auto, business, home, and life insurance coverages.

License Verified:

License: 1049893

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (55)
Yelp
3.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Store Inc. logo
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Insurance Store Inc.

1935 Elmwood Avenue, Warwick, RI 02888
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  • Multiple Carriers

Business Description

Insurance Store Inc. has been providing insurance products and services to private clients and business owners in the local communities of Cranston since 1993. Among its product offerings are car insurance, homeowners' insurance, health insurance, life and disability insurance, and commercial insurance. It is a partner of Brook Insurance Associates, which is also an independent broker. Insurance Store Inc. is a member of the Independent Insurance Agents of Rhode Island and of the National Association of Insurance Brokers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jean Martin Insurance logo
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License Verified:

License: 1092680

Rhode Island Insurane Division

Jean Martin Insurance

897 Reservoir Avenue, Cranston, RI 02910
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  • Multiple Carriers
  • Bundling Option

Business Description

Jean Martin Insurance, Inc. attends to all types of Cranston's insurance needs. With the agency's staff that has over 75 years of combined experience in the insurance industry, the company is focused to provide all aspects of insurance services. From a wide array of personal insurance products, clients can choose from auto, home, flood, life, and wedding insurance. In addition to cars, the agency also offers coverage for commercial and recreational vehicles.

License Verified:

License: 1092680

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McLane Insurance - Riverside logo
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License Verified:

License: 1100006

Rhode Island Insurane Division

McLane Insurance - Riverside

994 Willett Avenue, East Providence, RI 02915
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  • Motorcyle & ATV

Business Description

McLane Insurance in Riverside is an insurance agency that provides insurance products to residents of the Cranston metro and the surrounding areas. The company offers various personal and business lines, including its auto insurance packages. It writes policies that protect clients and their personal vehicles from property damages, injury liabilities, and medical expenses. McLane Insurance has been operating for over 40 years and has other offices in Warwick and Central Falls.

License Verified:

License: 1100006

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Quintal Agency, Inc. logo
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License Verified:

License: 1091650

Rhode Island Insurane Division

The Quintal Agency, Inc.

127 Norwich Road, Central Village, CT 06332
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  • Multiple Carriers

Business Description

The Quintal Agency, Inc. is an independent insurance agency that serves clients in Cranston and neighboring areas. The agency has more than 50 years of experience offering drivers and car owners an array of personal auto insurance policies that match their individual needs. It represents a wide network of insurance carriers, including Hagerty, Foremost Insurance, Travelers, and MetLife. The Quintal Agency was established in 1964 by Robert and Geraldine Quintal. Their daughter, Lynne Quintal-Hill, is currently the owner and president of the agency.

License Verified:

License: 1091650

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (10)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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