Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Cranston

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cranston Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60

Reviewed

41

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
629 Budlong Road, Cranston, RI 02920
  • Bundling Option

Why choose this provider?

Cranston Insurance Associates is a family-owned and operated business that offers auto insurance. Its agents have access to policies from a number of carriers, allowing them to provide car owners with a variety of options. They assist clients in various areas, from finding a policy to handling claims. Cranston Insurance Associates is managed by the father-daughter team of Robert Pangalos and Nicole LeBlanc who have more than 40 years of combined industry experience.

Attorney Information

Attorney NamesExperience
Ernest Krause - Principal51 yrs
Peter Weinman - Principal23 yrs

License Verified:

License: 2030443

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
127 Norwich Road, Central Village, CT 06332
  • Multiple Carriers

Why choose this provider?

The Quintal Agency, Inc. is an independent insurance agency that serves clients in Cranston and neighboring areas. The agency has more than 50 years of experience offering drivers and car owners an array of personal auto insurance policies that match their individual needs. It represents a wide network of insurance carriers, including Hagerty, Foremost Insurance, Travelers, and MetLife. The Quintal Agency was established in 1964 by Robert and Geraldine Quintal. Their daughter, Lynne Quintal-Hill, is currently the owner and president of the agency.

License Verified:

License: 1091650

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (10)
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1107 Pontiac Avenue, Cranston, RI 02920
  • Boats
  • Motorcyle & ATV

Why choose this provider?

ABZ Insurance Agency is a car insurance agency located in Cranston. The independent company's lead agent is John McIntyre, an insurance professional who has been in the industry for over 30 years. He offers auto insurance that covers liability, collisions, and medical payments. The agency has uninsured motorist property damage coverage as well. This is beneficial in case a client's vehicle gets involved in an accident with an uninsured driver. The company also provides insurance for homeowners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Website
47 Danielson Pike, Scituate, RI 02857
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Charland Insurance has been servicing the residents of Cranston and nearby areas since 2008. Its team provides insurance policies for personal and commercial lines. One of these policies is car insurance, which gives complete security and protection for cars and car owners. This can also be bundled with other policies such as home and other excess liabilities. By donating to several non-profit organizations, the company shows commitment to providing support not only for its clients but also for the whole community.

License Verified:

License: 2326420

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
75 Sockanosset Cross Road, Cranston, RI 02920
  • Multiple Carriers
  • Boats

Why choose this provider?

Caldarone Agency is an independent insurance provider finding vehicle protection plans on behalf of its clients in Cranston. The local business curates policies to come up with personalized auto insurance coverages. Its agents are also equipped to research rates and expand or upgrade drivers' coverages depending on their needs. Available auto insurance coverages include liability, collision, and comprehensive. Caldarone Agency has been addressing insurance concerns since 1974. The company also offers other insurance products such as life, renters, home, and business.

License Verified:

License: 2312485

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
870 Oaklawn Avenue, Cranston, RI 02920
  • Multiple Carriers

Why choose this provider?

Capital City Insurance Agency LLC is a locally owned and operated independent agency based in Cranston that provides car insurance solutions. With an auto policy, drivers can be protected from high out-of-pocket costs if they ever suffer from or cause property damage or bodily injury in a vehicular accident. The firm's insurance specialists help clients determine what protection options should be included in their policies. Capital City Insurance Agency treats customers as an important part of its business and its employees' lives.

License Verified:

License: 1089622

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
994 Willett Avenue, East Providence, RI 02915
  • Motorcyle & ATV

Why choose this provider?

McLane Insurance in Riverside is an insurance agency that provides insurance products to residents of the Cranston metro and the surrounding areas. The company offers various personal and business lines, including its auto insurance packages. It writes policies that protect clients and their personal vehicles from property damages, injury liabilities, and medical expenses. McLane Insurance has been operating for over 40 years and has other offices in Warwick and Central Falls.

License Verified:

License: 1100006

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1705 Hartford Avenue, Johnston, RI 02919
  • Motorcyle & ATV
  • Multiple Carriers
  • Boats

Why choose this provider?

Expert Insurance is an insurance company that provides car insurance policies to drivers in Cranston. The agency discusses options with drivers to determine how much coverage they are going to need to fulfill state requirements and meet the client's needs. Representing carriers such as NLC Insurance and National General Insurance, its policies can include coverage for bodily injury liability, property damage liability, personal injury protection, medical payments, and the use of rental cars. Expert Insurance also has insurance for motorcycles, boats, and ATVs.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1935 Elmwood Avenue, Warwick, RI 02888
  • Multiple Carriers

Why choose this provider?

Insurance Store Inc. has been providing insurance products and services to private clients and business owners in the local communities of Cranston since 1993. Among its product offerings are car insurance, homeowners' insurance, health insurance, life and disability insurance, and commercial insurance. It is a partner of Brook Insurance Associates, which is also an independent broker. Insurance Store Inc. is a member of the Independent Insurance Agents of Rhode Island and of the National Association of Insurance Brokers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
897 Reservoir Avenue, Cranston, RI 02910
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Jean Martin Insurance, Inc. attends to all types of Cranston's insurance needs. With the agency's staff that has over 75 years of combined experience in the insurance industry, the company is focused to provide all aspects of insurance services. From a wide array of personal insurance products, clients can choose from auto, home, flood, life, and wedding insurance. In addition to cars, the agency also offers coverage for commercial and recreational vehicles.

License Verified:

License: 1092680

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1935 Elmwood Avenue, Warwick, RI 02888
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Brook Insurance Associates, LLC serves the residents of Cranston and nearby areas. It has partnered with 25 different insurance companies to provide the most suitable coverage for clients' specific needs. The company provides insurance policies for homeowners, renters, businesses, and car owners which clients can combine to their home policy. The company's pledge is to put its customers first and to respond to their needs by providing 24/7 services for any inquiries and claims.

License Verified:

License: 2316251

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
407 Pontiac Avenue, Cranston, RI 02910
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Barton Insurance Group, Inc., is an independent insurance agency that provides car insurance for clients in Cranston and its surrounding communities. Its auto insurance policies cover financial payments for accident-related damages, losses due to theft, and vandalism. Policy buyers can also opt to include property, liability, and medical coverage in their insurance plans. Founded in 1927, the family-owned business is committed to ensuring that its staff and agents treat each customer as a person and not a policy.

License Verified:

License: 1089426

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
394 Lake Road, Killingly, CT 06241
  • Bundling Option

Why choose this provider?

Serving Cranston and the communities throughout Connecticut, Byrnes Agency is dedicated to providing all aspects of car insurance services since its establishment in 1932. From homeowners to business policies, the agency offers several programs that can suit the needs and lifestyle of its clients. Assisting vehicle owners, the company includes coverage for liability, medical payments, and no-fault coverage in the event of accidents. Additionally, the team offers additional coverages such as towing and rental reimbursement services.

License Verified:

License: 1089659

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1 Rolfe Square, Cranston, RI 02910
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Gaulin Insurance Agency is a Cranston-based family-owned independent insurance agency that combines auto insurance with a personalized approach to provide coverage that meets client needs and budgets. It offers liability, collision, comprehensive, medical payments, personal injury protection, and classic car insurance. Its team of knowledgeable insurance agents has years of extensive experience and works with clients to develop the best policies for them through its auto, business, home, and life insurance coverages.

License Verified:

License: 1049893

Rhode Island Insurane Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (55)
Yelp
3.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can drivers in Cranston get car insurance discounts if they install anti-theft devices on their vehicles?

    Yes, most insurance companies provide discounts for Cranston drivers who install anti-theft devices on their vehicles. Policyholders can demonstrate that they are less vulnerable by using anti-theft devices. Carriers offer discounts to customers who have deterrents installed by the manufacturer. However, discounts are available based on the type of device installed.

  • Are drivers in Cranston required to have full car insurance coverage?

    It depends on the circumstances. Drivers in Cranston must have full auto insurance coverage if they lease or finance their vehicles. Lienholders require drivers to have full coverage in order to protect vehicles during the term of financing or leasing. Policyholders need to have comprehensive, collision, and guaranteed asset protection coverage.

  • What is the difference between standard car insurance and classic car insurance in Cranston?

    The difference between standard car insurance and classic car insurance in Cranston is the vehicle's insurance value. In the event of an unforeseen event such as theft or accident, classic car insurance has higher repair or replacement costs. Unlike standard car insurance, classic car policies have strict mileage limits and require vehicles to be stored in secure and safe locations.

  • What are the penalties for driving without car insurance in Cranston?

    In Cranston, drivers without auto insurance are subject to severe penalties, including fines of up to $500 and license or registration suspensions of up to three months. These consequences apply to first-time offenders. For subsequent offenses, drivers may face fines of up to $1,000 and a one-year license or registration suspension.

  • What is the average cost of car insurance in Cranston?

    Vehicle owners and drivers in Cranston may pay an average of $106 per month for minimum liability coverage and $148 per month for full car insurance coverage. Policyholders in the metro pay 5% more than the average insurance cost in Rhode Island, which is $153. However, rates are still determined by the driver's accident and claim history, level of coverage, and driving records.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.