Expertise.com

Best Mortgage Refinance Companies in Fall River

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

ABLE Mortgage Co. logo
Visit WebsiteWebsite

License Verified:

License: 1273216

Nationwide Multistate Licensing System and Registry

ABLE Mortgage Co.

Visit WebsiteWebsite
113R Padelford St, Berkley, MA 02779
  • New Construction

Business Description

ABLE Mortgage Co. serves the locals of Fall River and the surrounding communities. It offers mortgage refinancing solutions in partnership with lenders in the industry. Its team aids its clients in finding the right options that support their needs and goals. Some of the loan programs it provides include fixed conventional, conforming loans, and jumbo loans. ABLE Mortgage is a Berkley-based company that is licensed to operate in five states across the U.S., including Rhode Island, New Hampshire, and Florida.

License Verified:

License: 1273216

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Accutrust Mortgage Inc. logo

License Verified:

License: 2409

Nationwide Multistate Licensing System and Registry

Accutrust Mortgage Inc.

1107 Pleasant Street, Fall River, MA 02723
  • New Construction

Business Description

Accutrust Mortgage Inc. provides services to residents in the Fall River metro and nearby locations. Its team offers mortgage assistance to families and individuals to acquire their dream residential spaces. It also helps create refinancing strategies to consolidate debts and lower monthly mortgage payments and interest rates. The company offers different types of mortgage products for clients to choose from, including ARM, REHAB, FHA, VA, reverse, and construction loans. Accutrust Mortgage holds the mortgage planning specialist certification.

License Verified:

License: 2409

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brick Road Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1233547

Nationwide Multistate Licensing System and Registry

Brick Road Mortgage

Visit WebsiteWebsite
10 Elders Pond Drive, Lakeville, MA 02347
  • New Construction

Business Description

Brick Road Mortgage supports clients in and around Fall River. It assists customers in resolving their refinancing needs and locating the program that meets their specific needs and circumstances. It provides lending options, such as fixed-rate and adjustable-rate mortgages as well as USDA, VA, jumbo, and conventional loans. Reverse mortgages are also available to seniors 62 and older. The company's managing partner, Meagan Arone, has been in the industry for more than 10 years and has experience in property management and real estate marketing.

License Verified:

License: 1233547

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (54)
Google
5.0 / 5 (48)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Financial Corporation logo
Visit WebsiteWebsite

License Verified:

License: 2934

Nationwide Multistate Licensing System and Registry

Capital City Financial Corporation

Visit WebsiteWebsite
2740 Pawtucket Avenue, East Providence, RI 02914
  • New Construction

Business Description

For over 20 years, Capital City Financial Corporation has been helping Fall River residents purchase new homes or refinance current mortgages. It assists borrowers seeking to lower interest rates or payments, shorten terms, or cash out from their homes’ equity. Its specialists offer different loan programs to fit clients’ individual needs, which include conventional, FHA, first-time homebuyer, jumbo, USDA Rural Housing, and VA. The company gives back to the community by supporting causes like The Dana Farber Cancer Institute and the Jimmy Fund.

License Verified:

License: 2934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CHM Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 871234

Nationwide Multistate Licensing System and Registry

CHM Mortgage Group

Visit WebsiteWebsite
475 School Street Unit 2, Marshfield, MA 02050
  • New Construction

Business Description

CHM Mortgage Group is a boutique agency that caters to the home buying, refinancing, and debt consolidation needs of Fall River borrowers. It makes the mortgage process easier by providing access to over 10 lenders and more than a hundred products. The agency is committed to ethical mortgage practices and builds its business on honesty and trust. Founder Eric DeBello has over 15 years of industry experience, having held sales and operational roles in both small and large lending companies.

License Verified:

License: 871234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Diamond Mortgage Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1517

Nationwide Multistate Licensing System and Registry

Diamond Mortgage Services, Inc.

Visit WebsiteWebsite
17 Trescott Street, First Floor, Taunton, MA 02780
  • Reverse Mortgages

Business Description

Diamond Mortgage Services, Inc., is a brokerage that offers to arrange purchase and refinance loans. It serves borrowers in Fall River who want to buy their dream homes, invest, or lower their interest rates. The agency looks for programs that suit its clients' needs or develops one specifically for them. It helps with loan programs such as HARP and FHA. Diamond Mortgage Services has been in the industry for over three decades. It received the 2010 Best of Taunton Award from the US Commerce Association.

License Verified:

License: 1517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Class Mortgage Company logo
Visit WebsiteWebsite

License Verified:

License: 2038063

Nationwide Multistate Licensing System and Registry

First Class Mortgage Company

Visit WebsiteWebsite
99 S. Main Street Suite #154, Fall River, MA 02721
  • New Construction

Business Description

First Class Mortgage Company is a Fall River-based full-service provider helping residents in the metro save money through refinancing. It brokers government-backed refinancing programs, HELOC, conventional and bridge loans, and reverse mortgages. Its staff analyzes borrowers' needs, recommends options, and guides them in overcoming roadblocks that arise during the application process. The company is managed by a team of professionals who has more than 20 years of lending industry experience. In addition, it serves clients in Rhode Island.

License Verified:

License: 2038063

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heritage Mortgage Co. logo
Visit WebsiteWebsite

License Verified:

License: 1701

Nationwide Multistate Licensing System and Registry

Heritage Mortgage Co.

Visit WebsiteWebsite
175 Derby Street Suite 36, Hingham, MA 02043
  • Reverse Mortgages

Business Description

Heritage Mortgage Co. is a brokerage that provides services across Fall River and the surrounding areas. It guides individuals in refinancing their existing mortgage loans for their residential and commercial properties. It handles home purchasing mortgage loan programs. Heritage Mortgage Co. has access to various lenders, allowing them to find loan options suitable for their client's needs and requests. The company's vice president, John Trotman, has over 25 years of experience in the financial industry.

License Verified:

License: 1701

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)
Loanpal Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2181568

Nationwide Multistate Licensing System and Registry

Loanpal Mortgage

Visit WebsiteWebsite
369 Union St, Ashland, MA 01721
  • New Construction

Business Description

Loanpal Mortgage is a full-service company that serves clients in the Fall River metro and the surrounding areas. It offers mortgage refinancing services and helps borrowers obtain low-interest rates, reduce mortgage payments, and borrow against the equity in their homes. It also offers VA loans to aid veterans in purchasing a home. In addition, it has FHA loans available for single and multifamily homes. To date, the company has funded over $150 million worth of loans.

License Verified:

License: 2181568

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Onshore Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1995582

Nationwide Multistate Licensing System and Registry

Onshore Mortgage

Visit WebsiteWebsite
45 Weeden Road, Fairhaven, MA 02719
  • New Construction
  • Reverse Mortgages

Business Description

Onshore Mortgage, LLC, serves clients in and around Fall River. It offers a variety of mortgage loan options for current homeowners and new homebuyers. Its mortgage advisors assist clients in exploring mortgage refinancing loan products and choosing the program that suits their budget and situation. Other loan products available at the company include fixed-rate and adjustable-rate conventional, jumbo, VA, FHA, USDA-RD, and asset-only loans. The company is backed by more than 25 years of experience in the loan industry.

License Verified:

License: 1995582

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (203)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peoples Home Loans logo

License Verified:

License: 1718957

Nationwide Multistate Licensing System and Registry

Peoples Home Loans

247 Main Street, East Greenwich, RI 02818
  • New Construction
  • Reverse Mortgages

Business Description

Peoples Home Loans is a mortgage brokerage company that deals with the refinancing concerns of its clients in Fall River. Its team offers home equity lines of loan products that help individuals get cash for their other needs. In addition, it has government-backed loan options for first-time and second-time buyers, which include FHA, VA, Fannie Mae Home Ready, and USDA. Peoples Home Loans is also licensed to operate in the states of Rhode Island and Florida.

License Verified:

License: 1718957

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Rate Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1284889

Nationwide Multistate Licensing System and Registry

Prime Rate Home Mortgage

Visit WebsiteWebsite
34 Hayden Rowe St, Suite 158, Hopkinton, MA 01748
  • Reverse Mortgages

Business Description

Prime Rate Home Mortgage is a locally owned and operated brokerage firm that serves Fall River and the surrounding areas. It provides refinance loans for clients who wish to decrease their interest rates, reduce their loan terms, or switch from an ARM to an FRM. It also offers conventional, first-time home buyer, and jumbo purchase loans. In addition, it assists with government financing programs such as FHA, VA, and USDA loans. The company has been operating for more than seven years.

License Verified:

License: 1284889

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (43)
South Shore Mortgage Inc. logo

License Verified:

License: 1219

Nationwide Multistate Licensing System and Registry

South Shore Mortgage Inc.

167 Washington St, Norwell, MA 02061
  • New Construction
  • Reverse Mortgages

Business Description

South Shore Mortgage Inc. offers various refinancing options for properties like single- and multi-family homes, condominiums, and townhouses in Fall River. It handles FHA, VA, and USDA programs, as well as HELOC and HARP refinancing solutions. It also provides specialized programs such as asset depletion and bank statements. South Shore Mortgage completes a loan transaction in five steps: determining how much a client can borrow, choosing the appropriate loan program, applying for the loan, processing, and closing.

License Verified:

License: 1219

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (22)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Troy City Mortgage LLC logo

License Verified:

License: 1591856

Nationwide Multistate Licensing System and Registry

Troy City Mortgage LLC

1116 Stafford Road, Fall River, MA 02721
  • New Construction
  • Reverse Mortgages

Business Description

Since 2008, Fall River-based Troy City Mortgage LLC has been providing clients throughout Bristol County with home loan solutions. It offers cash-out refinance, and FHA and VA streamline programs for homeowners considering refinancing their mortgages for various reasons such as lowering their monthly rates, shortening their loan terms, and eliminating PMI. The mortgage broker also handles first-time homebuyer, jumbo, USDA, rehab, low down payment, and investment property loans. Broker-owner David Pereira has been in the industry for over 17 years.

License Verified:

License: 1591856

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.