Expertise.com

Best Local Car Insurance Agencies in Sioux City

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Angelo James logo
Visit WebsiteWebsite

License Verified:

License: 260077

Iowa Insurance Division

Angelo James

1524 Pierce Street, Sioux City, IA 51105
Visit WebsiteWebsite
  • Bundling Option

Business Description

Angelo James is a Sioux City-based State Farm agent that offers a range of insurance products including auto insurance. James furnishes insurance plans for car owners that may include coverage for damages caused by collision, fire, theft, or vandalism. He can also provide insurance policies that protect car owners who drive for rideshare companies like Lyft and Uber. Recently, James's consistent performance over a 20-year period was recognized by State Farm, and he received a Crystal of Excellence award.

License Verified:

License: 260077

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Archer Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 6888260

Iowa Insurance Division

Archer Insurance Agency

5308 Morningside Avenue, Sioux City, IA 51106
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Archer Insurance Agency is an independent agency based in Sioux City that has been offering auto insurance services to individuals and businesses since 2013. It works with multiple carriers such as AAA, Travelers, and Progressive Insurance. The owner, Michael S. Archer, has been an insurance agent since 2000 and has worked with Allstate Insurance. The company's auto insurance plans protect individuals against financial losses resulting from an accident. These plans include the collision, comprehensive, liability, and uninsured and underinsured motorist coverages.

License Verified:

License: 6888260

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cindy Van Wyhe logo
Visit WebsiteWebsite

License Verified:

License: 236426

Iowa Insurance Division

Cindy Van Wyhe

1479 South Main Avenue, Sioux Center, IA 51250
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Cindy Van Wyhe is an independent State Farm insurance agent that serves clients in Sioux City, Rock Valley, Hull, Ireton, Maurice, and the nearby areas. She has been offering a wide variety of products and services such as insurance for cars, motorcycles, motorhomes, boats, and off-road vehicles. Additionally, she can provide policies for homes, life, and health, and businesses. Wyhe is committed to taking care of her clients by providing outstanding products and services.

License Verified:

License: 236426

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Croker & Associates logo
Visit WebsiteWebsite

License Verified:

License: 11165723

Iowa Insurance Division

Croker & Associates

4202 South 57th Street, Sioux City, IA 68117
Visit WebsiteWebsite
  • Bundling Option

Business Description

Croker & Associates is an auto insurance provider assisting Sioux City drivers in safeguarding their vehicles. Its team helps car owners secure themselves and their vehicles during accidents by obtaining proper protection plans based on their lifestyles. Agents are equipped to shop various coverages, such as liability, comprehensive, collision, and property damage protection, from multiple carriers. President Michael Croker has experience in handling a four-billion-dollar project for First National Bank in Omaha as a former senior financial analyst.

License Verified:

License: 11165723

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dawn Bratvold logo
Visit WebsiteWebsite

License Verified:

License: 6852671

Iowa Insurance Division

Dawn Bratvold

5406 Morningside Avenue, Sioux City, IA 51106
Visit WebsiteWebsite
  • Bundling Option

Business Description

For over 11 years, Dawn Bratvold has been a Farmers Insurance agent who offers auto insurance products and services to individuals and businesses in Sioux City and the nearby areas in Dakota Dunes. She helps clients in understanding and choosing the specific coverages that they need to protect their vehicles and assets. These coverages may include collision, comprehensive, liability, personal injury protection, and rental car reimbursement. Bratvold also offers life, home, and business insurance.

License Verified:

License: 6852671

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dougherty & Associates, Inc logo
Visit WebsiteWebsite

License Verified:

License: 227772

Iowa Insurance Division

Dougherty & Associates, Inc

3704 South Westport Avenue, Sioux City, IA 57106
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Dougherty & Associates, Inc., is an independent insurance agency established in 1995. It delivers auto insurance solutions in Sioux City and five different states. Different types of vehicles can be insured, including family cars, SUVs, motorcycles, luxury cars, and boats. The company also specializes in writing policies for those who use RVs full-time. Dougherty & Associates, Inc., represents a number of "A" rated carriers, allowing its agents to shop for many insurance quotes and give clients the appropriate coverages that suit their current situations and insurance needs.

License Verified:

License: 227772

Iowa Insurance Division

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goodin Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 16887941

Iowa Insurance Division

Goodin Insurance Agency

103 Virginia Street, Sioux City, IA 51101
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome

Business Description

Goodin Insurance Agency, a family-owned insurance business, has been servicing Sioux city since 2007. Its team of seasoned agents ensures that the clients are properly insured, especially when out on the road. The auto policy they offer has a variety of coverage such as liability coverage, comprehensive coverage, collision coverage, medical coverage, as well as roadside assistance. Some of the other products are homeowner, farm, and business insurance. Its specialists also work one-on-one with each client to craft a policy that best suits their needs and budget.

License Verified:

License: 16887941

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (39)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heimgartner Insurance Inc. logo
Visit WebsiteWebsite

License Verified:

License: 7540775

Iowa Insurance Division

Heimgartner Insurance Inc.

4708 Morningside Avenue, Sioux City, IA 51106
Visit WebsiteWebsite
  • Bundling Option

Business Description

Heimgartner Insurance Inc. is an independent insurance agency that has been serving Sioux City and nearby localities for more than 15 years. The locally owned company assists individuals, families, and businesses in obtaining sufficient protection for themselves and their vehicles through an auto insurance policy. Its agents educate customers on their coverage options and help them choose the best policy according to their needs and their resources. They also offer insurance packages for recreational vehicles and boats in Nebraska, Iowa, Missouri, South Dakota, and Colorado.

License Verified:

License: 7540775

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McClintock Insurance Inc. - Sioux City logo
Visit WebsiteWebsite

License Verified:

License: 278388

Iowa Insurance Division

McClintock Insurance Inc. - Sioux City

908 Pierce Street, Sioux City, IA 51101
Visit WebsiteWebsite
  • Bundling Option

Business Description

For more than 55 years, McClintock Insurance Inc. has been offering auto insurance policies in Sioux City. It provides various policy coverages, including bodily injury liability, property damage liability, personal injury protection, underinsured or uninsured motorist coverage, and roadside assistance. The company's insurance specialists, who have a deep understanding of the insurance market, can shop for insurance policies from a number of carriers and present clients with multiple insurance quotes. McClintock Insurance Inc. is licensed in eight different states.

License Verified:

License: 278388

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mills∙Shellhammer∙Puetz & Associates Insurance logo
Visit WebsiteWebsite

License Verified:

License: 267799

Iowa Insurance Division

Mills∙Shellhammer∙Puetz & Associates Insurance

117 Pierce Street, Sioux City, IA 51101
Visit WebsiteWebsite
  • RV & Motorhome
  • Boats

Business Description

Mills∙Shellhammer∙Puetz & Associates Insurance provides risk management solutions for Sioux City residents and businesses. The company's wide product range includes auto insurance, which provides protection in cases of injury, damage, or loss. Its team offers several coverage options, including collision, liability, and emergency road service coverage. Mills∙Shellhammer∙Puetz & Associates has been in service for over 25 years. The firm's team, whose insurance careers were born out of personal advocacies, utilizes a proactive and personalized approach in serving clients' insurance needs.

License Verified:

License: 267799

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Security Insurance logo
Visit WebsiteWebsite

License Verified:

License: 7333438

Security Insurance

117 Pierce Street, Sioux City, IA 51101
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

Security Insurance is a locally owned car insurance agency that serves drivers in Sioux City and the surrounding areas. Its team of agents offers automobile insurance plans that have coverage for liabilities, medical payments, personal injuries, and underinsured and uninsured motorists. They also offer additional options for buyers of comprehensive auto insurance, such as labor costs and rental reimbursement. Additionally, insurance programs for classic cars and motorcycles are available at Security Insurance.

License Verified:

License: 7333438

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Hoffman Agency - Sergeant Bluff Office logo
Visit WebsiteWebsite

The Hoffman Agency - Sergeant Bluff Office

120 Gaul Drive, Sergeant Bluff, IA 51054
Visit WebsiteWebsite
  • Motorcyle & ATV

Business Description

The Hoffman Agency - Sergeant Bluff Office provides insurance solutions for residents near Sioux City. This independent agency coordinates with reputable insurance providers to help clients prepare for the risks associated with owning a vehicle. Its professional agents can help vehicle owners obtain coverage for property damages and medical expenses resulting from unforeseen accidents. This company also offers multi-peril insurance plans to help entrepreneurs in the agricultural industry protect their assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whiskey Creek Insurance logo
Visit WebsiteWebsite

License Verified:

License: 18542289

Iowa Insurance Division

Whiskey Creek Insurance

4301 Sergeant Road, Sioux City, IA 51106
Visit WebsiteWebsite
  • Bundling Option

Business Description

Whiskey Creek Insurance is an independent and family-owned agency that serves Sioux City. Its team of seasoned agents specializes in delivering insurance services to families, commercial establishments, and farm businesses. They help the clients choose the best policy for their vehicles including standard cars, company automobiles, and special protection for classic cars. With access to multiple carriers, the agency can easily find the best insurance provider for its clients' specific requirements. Delivering peace of mind to clients is the company's main goal.

License Verified:

License: 18542289

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs