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Best Local Car Insurance Agencies in Lincoln

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2023
Laurels

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Advantage Insurance Agency logo
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Advantage Insurance Agency

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505 N 27th St Ste 2, Lincoln, NE 68503

Business Description

Since 1994, Advantage Insurance Agency has been providing friendly, personalized service to residents of Lincoln, and throughout the state of Nebraska. This independent agency specializes in auto insurance, including coverage options for ATV, motorcycle, and Powersports vehicles. Customers can work with the staff at Advantage Insurance Agency to identify the best insurance policy and provider for their needs. The company also offers life, homeowners, contractors, and specialty dwelling insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (254)
Facebook
5.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Branched Oak  Insurance &  Financial Services logo

License Verified:

License: 100292490

Nebraska Department of Insurance

Branched Oak Insurance & Financial Services

5611 NWst 1st, Ste 102, Lincoln, NE 68521
  • Motorcyle & ATV

Business Description

Branched Oak Insurance & Financial Services delivers auto insurance to clients in the Lincoln metro. Its team of financial advisors and insurance specialists helps clients choose the right kind of protection for personal assets and belongings such as sedans and SUVs. It also assists clients in acquiring protection for recreational vehicles such as motorcycles and snowmobiles. Other services include providing coverage for manufactured homes and condominium units. In addition, the company helps clients build financial plans for their estate, education, and retirement needs.

License Verified:

License: 100292490

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brent Mansheim Insurance logo

Brent Mansheim Insurance

4848 Normal Blvd, Lincoln, NE 68506

Business Description

Brent Mansheim Insurance is an independent insurance agency providing drivers within the greater Lincoln, Nebraska, metro area with options when purchasing auto insurance. Serving the community's motorists for more than 25 years, this agency strives to work with each client to find the best match among its portfolio of partner insurance carriers while also keeping up with the client's evolving insurance needs. Policies range from basic liability auto insurance to comprehensive and collision coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Forsyth Insurance Agency, Inc. logo
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License Verified:

License: 100186263

Nebraska Department of Insurance

Forsyth Insurance Agency, Inc.

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1265 S Cotner Blvd Ste 21, Lincoln, NE 68510

Business Description

Forsyth Insurance Agency, Inc., is a non-affiliated brokerage located in Lincoln. It provides a wide range of insurance products,—from automobile, home, medical, disability, and life, to business policies—from multiple providers. It offers car insurance policies to clients who are getting their first vehicle and specialty coverage for young or retired drivers. Although general manager and agent Ken Olsen only started at the brokerage in 1973, Forsyth Insurance Agency's history traces its history back to the 1930s. 

License Verified:

License: 100186263

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gary Thompson Agency logo
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Gary Thompson Agency

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4200 Lucile Dr Ste A200, Lincoln, NE 68506

Business Description

The Gary Thompson Agency is a Lincoln, Nebraska, independent full-service insurance agency with over 30 years of experience providing reliable and affordable auto insurance throughout the state. The company's extensive pool of trusted insurance providers ensures competitive pricing designed to meet the client's budget while protecting against sudden financial burdens. Its team of agents helps clients find personalized coverage that meets or exceeds Nebraska's required minimums for damage, injury, and liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gretna Insurance Agency logo
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License Verified:

License: 100183407

Nebraska Department Of Insurance

Gretna Insurance Agency

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802 Village Square, Gretna, NE 68028
  • Multiple Carriers

Business Description

With over 75 years of combined experience in the insurance industry, Gretna Insurance Agency serves Lincoln and the surrounding areas. The independent agency offers coverage for all types of injuries, damages, and losses acquired from vehicle accidents. It includes coverage for homes, motorcycles, boats, and recreational vehicles such as ATVs. Gretna Insurance Agency is a family-operated company that goes the extra mile to provide services to its residential and commercial clients.

License Verified:

License: 100183407

Nebraska Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (21)
Google
4.5 / 5 (17)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GTA Insurance Group logo
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License Verified:

License: 100186663

Nebraska Department of Insurance

GTA Insurance Group

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4200 Lucile Drive, Suite A200, Lincoln, NE 68506
  • Bundling Option

Business Description

GTA Insurance Group is an independent agency offering a wide variety of options to customers in Lincoln and surrounding metros. Its team of advisors provides automobile insurance coverage to protect customers from potential losses resulting from unforeseen events, such as theft, vandalism, collision, and wreckage. Other personal coverage plans include homeowners', excess liability, umbrella, and renters' insurance. The company also offers employee benefits, business, and agribusiness insurance solutions. Executive Director John Thompson started his career in the industry in 2002.

License Verified:

License: 100186663

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (20)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Independent Insurance Agents of Nebraska, Inc. logo

Independent Insurance Agents of Nebraska, Inc.

8231 Northwoods Dr Ste B, Lincoln, NE 68505

Business Description

Established in 1907, the Independent Insurance Agents of Nebraska Inc. is a non-profit organization that advocates for the success of independent insurance professionals. Representing over 550 agencies and 2,000 independent insurance agents, IIAN provides resources, continuing education, and consulting services for the management of agencies and the advancement of agents' careers. Finance, marketing, and social media resources are available to agencies to foster current client relationships and expand their reach into diverse markets across Nebraska.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
INSPRO Insurance logo
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INSPRO Insurance

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4000 Pine Lake Rd, Lincoln, NE 68516

Business Description

INSPRO Insurance is an employee-owned independent insurance agency with more than five decades of experience serving drivers of the Lincoln, Nebraska, metro area from its multiple offices. The agency can write policies for cars, trucks, and motorcycles with a variety of coverages, including comprehensive, property damage, and liability. Uninsured motorist coverage is also available to protect against losses caused by drivers without insurance. Commercial and employee benefits are some of the additional insurance products the agency offers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (3)
Google
3.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jack Russell logo

License Verified:

License: 3191985

Nebraska Department of Insurance

Jack Russell

5550 S 59th Street Ste 20, Lincoln, NE 68516
  • Multiple Carriers

Business Description

Jack Russell is a Farm Bureau agent who has been offering his financial expertise since 1999. His Lincoln-based team helps customers find car, farm truck, and RV insurance policies with passenger, cargo, and liability coverage. Add-ons include roadside assistance, replacement cost coverage, and programs that promote good driving. With an eye for holistic financial planning, Russell also provides life, health, disability, property, and liability insurance. He prefers to personally interact with clients than rely on algorithms that anticipate their needs.

License Verified:

License: 3191985

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (254)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Munns Agency logo

Jeff Munns Agency

1617 Normandy Ct Ste 102, Lincoln, NE 68512

Business Description

Jeff Munns Agency is an independent insurance agency in Lincoln, Nebraska, serving motorists and their families through a network of trusted auto insurance carriers. Its licensed agents work with each driver to determine their risks and needs before comparison shopping with leading companies such as BlueCross BlueShield, Dairyland Auto, and Progressive to get the right protection in place at competitive rates. It offers insurance for vehicles, commercial trucks, and classic cars with coverage levels ranging from basic liability to comprehensive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McCashland Kirby Insurance logo

McCashland Kirby Insurance

8231 Northwoods Dr, Lincoln, NE 68505

Business Description

Founded in 1960, McCashland Kirby Insurance is an independent, family-owned and operated insurance agency located in Lincoln, Nebraska. The company evaluates driver's insurance needs and finds the most protection at a competitive rate, and it can provide auto coverage with home policies for a discount. Other types of vehicle coverage include motorcycles, boats, RVs, and ATVs, and it also secures strategies for home, farm, life, landlords, health, dental, and Medicare supplements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mendoza Family Insurance logo
Visit WebsiteWebsite

License Verified:

License: 3001016555

Nebraska Department of Insurance

Mendoza Family Insurance

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3601 Calvert Street ste 24, Lincoln, NE 68506
  • Multiple Carriers

Business Description

Mendoza Family Insurance is an independent agency that helps individuals and families in Lincoln prepare for unforeseen circumstances. It provides car insurance policies to cover financial losses due to accidents. It performs an individual and business assessment to protect the assets of clients. Commercial, small and large business, life and health, trucking and transport, flood and theft, and pet insurance plans are also available. Insurance agent Scott Lee, who recently teamed up with owner Greg Mendoza, has over a decade of experience as a field adjuster.

License Verified:

License: 3001016555

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Omega Insurance Group logo

Omega Insurance Group

501 N 46th St, Lincoln, NE 68503

Business Description

Omega Insurance Group is an independent insurance agency serving the Lincoln, Nebraska, metro area. Its agents have over 50 years of combined experience and offer auto insurance packages for common vehicles as well as coverage for motorcycles, RVs, and boats. Most of its policies involve comprehensive and collision coverage, and coverage for uninsured or under-insured drivers or liability. This agency offers assistance to new drivers and also conducts rate reviews for clients with existing coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
P&C Insurance Specialists, LLC logo
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License Verified:

License: 100177656

Nebraska Department Of Insurance

P&C Insurance Specialists, LLC

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1205 Golden Gate Drive, Papillion, NE 68046
  • Multiple Carriers

Business Description

P&C Insurance Specialist, LLC is a car insurance agency based in Lincoln. The company helps clients financially cover damages to their vehicle and passengers, as well as the damage the client might inflict onto other vehicles, property, or individuals. The agency has been providing insurance to families, individuals, and businesses for decades. The team consists of six agents that serve clients with their unparalleled service every day. The company also offers other services such as home and property insurance and business insurance.

License Verified:

License: 100177656

Nebraska Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Providence Financial logo
Visit WebsiteWebsite

License Verified:

License: 100272864

Nebraska Department of Insurance

Providence Financial

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Lincoln, NE 68501
  • Multiple Carriers

Business Description

Providence Financial provides personal and business insurance solutions for residents of Lincoln and the surrounding areas. It was founded in 2017 by Joey Larsen, a former Farm Bureau agent. The independent agency offers a variety of insurance products, including car, home, life, flood, and earthquake insurance. It also has available risk management solutions with coverages for businesses, including builders' risk, employment practice liability, systems breakdown, commercial property, and business interruption insurance.

License Verified:

License: 100272864

Nebraska Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (179)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert Rung Insurance logo
Visit WebsiteWebsite

License Verified:

License: 100178992

Nebraska Department of Insurance

Robert Rung Insurance

Visit WebsiteWebsite
Lincoln, NE 68521
  • Multiple Carriers

Business Description

Robert Rung Insurance is an independent insurance agency providing auto insurance to families, individuals, and businesses throughout the Lincoln metro and the neighboring areas. The agency has been in business since 1973 works with a carefully selected group of insurance carriers to build personalized plans that provide coverage from monetary losses in case of unexpected events like accidents and theft. Likewise, its agents can also arrange for supplementary coverage for towing and roadside service, rental car reimbursement, and customized equipment.

License Verified:

License: 100178992

Nebraska Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smith Davis Insurance - Papillion logo
Visit WebsiteWebsite

License Verified:

License: 100253690

Nebraska Department Of Insurance

Smith Davis Insurance - Papillion

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120 West 2nd Street, Papillion, NE 68046
  • Multiple Carriers
  • Bundling Option

Business Description

Smith Davis Insurance, which is located in Papillion, handles various areas of risk management, such as auto insurance. Its team of independent agents furnishes car protection plans that may reimburse losses in case the insured driver injures others or damages other people's properties. They have access to policies from different carriers, including Encompass, Auto-Owners, The Hartford, and Liberty Mutual. They also insure boats, motorcycles, and mobile homes. Smith Davis Insurance is a member of the National Association of Professional Insurance Agents.

License Verified:

License: 100253690

Nebraska Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southwell Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 100213681

Nebraska Department Of Insurance

Southwell Insurance Agency

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18021 Oak Street, Omaha, NE 68130
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Southwell Insurance Agency is an independent car insurance agency serving clients in Lincoln and nearby areas. It helps protect clients against financial loss in cases of accidents. The company works with six different kinds of insurance policy coverage such as bodily injury liability, property damage liability, medical payments or personal injury protection, comprehensive, uninsured motorist, and collision. Its clients acknowledge the company's quick response and ability to explain the policies well.

License Verified:

License: 100213681

Nebraska Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.