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2024

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Best Local Car Insurance Agencies in Lincoln, NE

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lincoln Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

159Reviewed

102Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

501 N 46th St, Lincoln, NE 68503

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (5)

Why choose this provider?

Omega Insurance Group is an independent insurance agency serving the Lincoln, Nebraska, metro area. Its agents have over 50 years of combined experience and offer auto insurance packages for common vehicles as well as coverage for motorcycles, RVs, and boats. Most of its policies involve comprehensive and collision coverage, and coverage for uninsured or under-insured drivers or liability. This agency offers assistance to new drivers and also conducts rate reviews for clients with existing coverage.

1205 Golden Gate Drive, Papillion, NE 68046
WebsiteLicense: 100177656

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

P&C Insurance Specialist, LLC is a car insurance agency based in Lincoln. The company helps clients financially cover damages to their vehicle and passengers, as well as the damage the client might inflict onto other vehicles, property, or individuals. The agency has been providing insurance to families, individuals, and businesses for decades. The team consists of six agents that serve clients with their unparalleled service every day. The company also offers other services such as home and property insurance and business insurance.

  • Multiple Carriers

4200 Lucile Dr Ste A200, Lincoln, NE 68506

Expertise.com Rating

Review Sources

Google
4.8 (17)

Why choose this provider?

The Gary Thompson Agency is a Lincoln, Nebraska, independent full-service insurance agency with over 30 years of experience providing reliable and affordable auto insurance throughout the state. The company's extensive pool of trusted insurance providers ensures competitive pricing designed to meet the client's budget while protecting against sudden financial burdens. Its team of agents helps clients find personalized coverage that meets or exceeds Nebraska's required minimums for damage, injury, and liability protection.

Lincoln, NE 68521
WebsiteLicense: 100178992

Expertise.com Rating

Why choose this provider?

Robert Rung Insurance is an independent insurance agency providing auto insurance to families, individuals, and businesses throughout the Lincoln metro and the neighboring areas. The agency has been in business since 1973 works with a carefully selected group of insurance carriers to build personalized plans that provide coverage from monetary losses in case of unexpected events like accidents and theft. Likewise, its agents can also arrange for supplementary coverage for towing and roadside service, rental car reimbursement, and customized equipment.

  • Multiple Carriers

1617 Normandy Ct Ste 102, Lincoln, NE 68512

Expertise.com Rating

Review Sources

Google
4.9 (19)
Yelp
5.0 (1)

Why choose this provider?

Jeff Munns Agency is an independent insurance agency in Lincoln, Nebraska, serving motorists and their families through a network of trusted auto insurance carriers. Its licensed agents work with each driver to determine their risks and needs before comparison shopping with leading companies such as BlueCross BlueShield, Dairyland Auto, and Progressive to get the right protection in place at competitive rates. It offers insurance for vehicles, commercial trucks, and classic cars with coverage levels ranging from basic liability to comprehensive.

5611 NWst 1st, Ste 102, Lincoln, NE 68521
WebsiteLicense: 100292490

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Branched Oak Insurance & Financial Services delivers auto insurance to clients in the Lincoln metro. Its team of financial advisors and insurance specialists helps clients choose the right kind of protection for personal assets and belongings such as sedans and SUVs. It also assists clients in acquiring protection for recreational vehicles such as motorcycles and snowmobiles. Other services include providing coverage for manufactured homes and condominium units. In addition, the company helps clients build financial plans for their estate, education, and retirement needs.

  • Motorcyle & ATV

120 West 2nd Street, Papillion, NE 68046
WebsiteLicense: 100253690

Expertise.com Rating

Review Sources

Google
4.6 (20)

Why choose this provider?

Smith Davis Insurance, which is located in Papillion, handles various areas of risk management, such as auto insurance. Its team of independent agents furnishes car protection plans that may reimburse losses in case the insured driver injures others or damages other people's properties. They have access to policies from different carriers, including Encompass, Auto-Owners, The Hartford, and Liberty Mutual. They also insure boats, motorcycles, and mobile homes. Smith Davis Insurance is a member of the National Association of Professional Insurance Agents.

  • Multiple Carriers
  • Bundling Option

1265 S Cotner Blvd Ste 21, Lincoln, NE 68510
WebsiteLicense: 100186263

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Forsyth Insurance Agency, Inc., is a non-affiliated brokerage located in Lincoln. It provides a wide range of insurance products,—from automobile, home, medical, disability, and life, to business policies—from multiple providers. It offers car insurance policies to clients who are getting their first vehicle and specialty coverage for young or retired drivers. Although general manager and agent Ken Olsen only started at the brokerage in 1973, Forsyth Insurance Agency's history traces its history back to the 1930s. 

Lincoln, NE 68501
WebsiteLicense: 100272864

Expertise.com Rating

Review Sources

Facebook
5.0 (179)
Google
5.0 (13)

Why choose this provider?

Providence Financial provides personal and business insurance solutions for residents of Lincoln and the surrounding areas. It was founded in 2017 by Joey Larsen, a former Farm Bureau agent. The independent agency offers a variety of insurance products, including car, home, life, flood, and earthquake insurance. It also has available risk management solutions with coverages for businesses, including builders' risk, employment practice liability, systems breakdown, commercial property, and business interruption insurance.

  • Multiple Carriers

4200 Lucile Drive, Suite A200, Lincoln, NE 68506
WebsiteLicense: 100186663

Expertise.com Rating

Review Sources

Facebook
5.0 (20)
Google
4.8 (18)

Why choose this provider?

GTA Insurance Group is an independent agency offering a wide variety of options to customers in Lincoln and surrounding metros. Its team of advisors provides automobile insurance coverage to protect customers from potential losses resulting from unforeseen events, such as theft, vandalism, collision, and wreckage. Other personal coverage plans include homeowners', excess liability, umbrella, and renters' insurance. The company also offers employee benefits, business, and agribusiness insurance solutions. Executive Director John Thompson started his career in the industry in 2002.

  • Bundling Option

18021 Oak Street, Omaha, NE 68130
WebsiteLicense: 100213681

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Southwell Insurance Agency is an independent car insurance agency serving clients in Lincoln and nearby areas. It helps protect clients against financial loss in cases of accidents. The company works with six different kinds of insurance policy coverage such as bodily injury liability, property damage liability, medical payments or personal injury protection, comprehensive, uninsured motorist, and collision. Its clients acknowledge the company's quick response and ability to explain the policies well.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

8231 Northwoods Dr Ste B, Lincoln, NE 68505

Expertise.com Rating

Why choose this provider?

Established in 1907, the Independent Insurance Agents of Nebraska Inc. is a non-profit organization that advocates for the success of independent insurance professionals. Representing over 550 agencies and 2,000 independent insurance agents, IIAN provides resources, continuing education, and consulting services for the management of agencies and the advancement of agents' careers. Finance, marketing, and social media resources are available to agencies to foster current client relationships and expand their reach into diverse markets across Nebraska.

3601 Calvert Street ste 24, Lincoln, NE 68506
WebsiteLicense: 3001016555

Expertise.com Rating

Review Sources

Google
4.8 (5)
Facebook
5.0 (1)

Why choose this provider?

Mendoza Family Insurance is an independent agency that helps individuals and families in Lincoln prepare for unforeseen circumstances. It provides car insurance policies to cover financial losses due to accidents. It performs an individual and business assessment to protect the assets of clients. Commercial, small and large business, life and health, trucking and transport, flood and theft, and pet insurance plans are also available. Insurance agent Scott Lee, who recently teamed up with owner Greg Mendoza, has over a decade of experience as a field adjuster.

  • Multiple Carriers

4848 Normal Blvd, Lincoln, NE 68506

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Brent Mansheim Insurance is an independent insurance agency providing drivers within the greater Lincoln, Nebraska, metro area with options when purchasing auto insurance. Serving the community's motorists for more than 25 years, this agency strives to work with each client to find the best match among its portfolio of partner insurance carriers while also keeping up with the client's evolving insurance needs. Policies range from basic liability auto insurance to comprehensive and collision coverage.

802 Village Square, Gretna, NE 68028
WebsiteLicense: 100183407

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
4.5 (17)
Yelp
5.0 (2)

Why choose this provider?

With over 75 years of combined experience in the insurance industry, Gretna Insurance Agency serves Lincoln and the surrounding areas. The independent agency offers coverage for all types of injuries, damages, and losses acquired from vehicle accidents. It includes coverage for homes, motorcycles, boats, and recreational vehicles such as ATVs. Gretna Insurance Agency is a family-operated company that goes the extra mile to provide services to its residential and commercial clients.

  • Multiple Carriers

8231 Northwoods Dr, Lincoln, NE 68505

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

Founded in 1960, McCashland Kirby Insurance is an independent, family-owned and operated insurance agency located in Lincoln, Nebraska. The company evaluates driver's insurance needs and finds the most protection at a competitive rate, and it can provide auto coverage with home policies for a discount. Other types of vehicle coverage include motorcycles, boats, RVs, and ATVs, and it also secures strategies for home, farm, life, landlords, health, dental, and Medicare supplements.

4000 Pine Lake Rd, Lincoln, NE 68516

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
3.0 (2)
Yelp
5.0 (1)

Why choose this provider?

INSPRO Insurance is an employee-owned independent insurance agency with more than five decades of experience serving drivers of the Lincoln, Nebraska, metro area from its multiple offices. The agency can write policies for cars, trucks, and motorcycles with a variety of coverages, including comprehensive, property damage, and liability. Uninsured motorist coverage is also available to protect against losses caused by drivers without insurance. Commercial and employee benefits are some of the additional insurance products the agency offers.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Omega Insurance Group
501 N 46th St, Lincoln, NE 68503
P&C Insurance Specialists, LLC
1205 Golden Gate Drive, Papillion, NE 68046
Gary Thompson Agency
4200 Lucile Dr Ste A200, Lincoln, NE 68506
Robert Rung Insurance
Jeff Munns Agency
1617 Normandy Ct Ste 102, Lincoln, NE 68512
Branched Oak Insurance & Financial Services
5611 NWst 1st, Ste 102, Lincoln, NE 68521
Smith Davis Insurance - Papillion
120 West 2nd Street, Papillion, NE 68046
Forsyth Insurance Agency, Inc.
1265 S Cotner Blvd Ste 21, Lincoln, NE 68510
Providence Financial
GTA Insurance Group
4200 Lucile Drive, Suite A200, Lincoln, NE 68506
Southwell Insurance Agency
18021 Oak Street, Omaha, NE 68130
Independent Insurance Agents of Nebraska, Inc.
8231 Northwoods Dr Ste B, Lincoln, NE 68505
Mendoza Family Insurance
3601 Calvert Street ste 24, Lincoln, NE 68506
Brent Mansheim Insurance
4848 Normal Blvd, Lincoln, NE 68506
Gretna Insurance Agency
802 Village Square, Gretna, NE 68028
McCashland Kirby Insurance
8231 Northwoods Dr, Lincoln, NE 68505
INSPRO Insurance
4000 Pine Lake Rd, Lincoln, NE 68516

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does a driver's age impact the cost of their auto insurance in Lincoln?

    In Lincoln, a driver's age influence the cost of their auto insurance. The cost of auto insurance is higher for drivers under 25 who have little to no driving experience since they are more likely to be involved in collisions. Additionally, as rates rise with age, older drivers may pay extra for their auto insurance plans. This is due to the increased risk that older drivers have of being in a crash and suffering significant injuries.

  • How can you tell if your private auto insurance in Lincoln includes coverage for a rented car?

    To find out if your car insurance in Lincoln covers your rental automobile, call your auto insurance provider. Your insurance will probably not cover your rental automobile if you are in an accident or damage the hired car and you have no comprehensive, collision, and liability coverage on your own car. Additionally, if you hire a car for a work trip and your personal auto insurance excludes coverage for business use, you may not be protected by your policy.

  • How can a college student in Lincoln get a discount on their auto insurance?

    For Lincoln college students to be eligible for car insurance reductions, they must be full-time students, unmarried, under 25, have finished a driving education program, have earned the necessary grades, and attend school a minimum of 100 miles away from where the automobile is kept in order to qualify for discounts.

  • Does your auto insurance in Lincoln include coverage for hail damage?

    Your Lincoln automobile insurance policy's comprehensive coverage will pay for hail damage. Common hail damage that is covered under comprehensive coverage includes dents, broken or missing side mirrors, cracked windows and windshields, water damage inside the car, and chipped paint. Comprehensive coverage, also referred to as other-than-collision coverage, assists in paying for damage repairs resulting from incidents other than accidents, such as weather-related catastrophes.

  • If you crash into a tree in Lincoln, will your auto insurance cover damages?

    Your collision insurance in Lincoln should pay for any physical damage to your car if you strike a tree, less your deductible and up to the car's market value. Your liability insurance will also assist in covering any injuries or property damage you may cause to another person or their property.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.