Expertise.com

Best Local Car Insurance Agencies in Sioux Falls

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Central States Insurance LLC logo
Visit WebsiteWebsite

Central States Insurance LLC

Visit WebsiteWebsite
4305 South Louise Avenue, Sioux Falls, SD 57106
  • Bundling Option

Business Description

Central States Insurance, LLC, provides auto insurance products to drivers near Sioux Falls. With over 50 years of combined experience in the insurance business, the independent agency's team works with clients in finding the auto insurance plans that best fit their personal needs. Its policies offer liability, medical, collision, comprehensive, roadside assistance, and uninsured/underinsured motorist coverage, provided by partner carriers MetLife and Progressive. Central States Insurance has a customer representative that can communicate in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
––
Friendliness
Helpfulness
Detail
First State Agency - Sioux Falls logo
Visit WebsiteWebsite

First State Agency - Sioux Falls

Visit WebsiteWebsite
2601 South Minnesota Avenue, Sioux Falls, SD 57105
  • Bundling Option

Business Description

First State Agency is a company of insurance professionals and brokers based in Sioux Falls that provides insurance products to residents in the metro and nearby areas. It offers various options for auto insurance coverage such as collision coverage, comprehensive coverage, liability coverage, and more. It also offers provides coverage for special drivers including teenage drivers, high-risk drivers, and other non-preferred cases. First State Agency is focused on building lasting client relationships through friendly and educational interactions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Express Agency, LLC logo
Visit WebsiteWebsite

Insurance Express Agency, LLC

Visit WebsiteWebsite
423 South Minnesota Avenue, Sioux Falls, SD 57104
  • Bundling Option

Business Description

Insurance Express Agency, LLC, is a locally owned independent insurance company based in Sioux Falls. It offers auto insurance policies that give liability, bodily injury, property damage, and uninsured and underinsured coverages. Other coverage options, such as comprehensive, collision, roadside assistance, and rental car reimbursement can also be included in the policies. Additionally, SR-22 filing services for high-risk drivers are available. Insurance Express Agency is a Trusted Choice agency that shops from multiple highly rated carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Solutions LTD logo
Visit WebsiteWebsite

Insurance Solutions LTD

Visit WebsiteWebsite
2921 East 57th Street, Sioux Falls, SD 57108
  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Doing the independent approach, Insurance Solutions LTD represents numerous carriers to provide a suitable policy for their clients in Sioux Falls and the nearby areas. Its agents offer all types of insurance involving business, home, health, life, and worker's compensation. The company also assists vehicle owners by providing coverage for autos, motorcycles, and recreational vehicles such as ATVs, UTVs, and snowmobiles. Insurance Solutions LTD works with several providers including Medica, Continental Western Group, and Dairyland.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jensen Insurance & Real Estate logo
Visit WebsiteWebsite

Jensen Insurance & Real Estate

Visit WebsiteWebsite
3701 West 49th Street, Sioux Falls, SD 57106
  • Bundling Option

Business Description

Jensen Insurance & Real Estate offers car insurance to clients in Sioux Falls and various locations around South Dakota. The agency, which was established in 1944, is currently operated by its third-generation owner, Mark Jensen. Jensen and his team have been providing a variety of options to fit their clients' insurance needs. Additionally, the firm helps customers understand the factors that are taken into consideration when acquiring insurance coverage, such as the assets they must protect, the value of their vehicle, and their deductibles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kouri Insurance Agency logo
Visit WebsiteWebsite

Kouri Insurance Agency

Visit WebsiteWebsite
6809 South Minnesota Avenue, Sioux Falls, SD 57108
  • Motorcyle & ATV

Business Description

Kouri Insurance Agency is a company of insurance professionals and brokers in Sioux Falls that provides insurance products to residents in the metro and surrounding areas. The locally-owned company started operations in 1970 and has since written auto insurance policies for clients seeking to financially protect themselves and their vehicles from damage, liabilities, and losses. Kouri Insurance is a Trusted Choice agent and is proactive in delivering personal, home, and business lines to its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (16)
Yelp
3.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKinney Olson Insurance - Lyncrest Pl logo
Visit WebsiteWebsite

McKinney Olson Insurance - Lyncrest Pl

Visit WebsiteWebsite
7001 South Lyncrest Place, Sioux Falls, SD 57108
  • Bundling Option

Business Description

McKinney Olson Insurance in Sioux Falls assists clients in securing auto insurance. Its agents write car insurance policies that may include comprehensive coverage, personal injury protection, and rental reimbursement. They work with a number of carriers to provide car owners with coverage options. Such carriers include Auto-Owners Insurance, MetLife, and Nationwide. McKinney Olson Insurance is a 27-person team that has more than 600 years of combined experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
North Central Insurance logo
Visit WebsiteWebsite

North Central Insurance

Visit WebsiteWebsite
3700 South Western Avenue, Sioux Falls, SD 57105
  • Multiple Carriers

Business Description

North Central Insurance is a locally owned full-service insurance agency that offers auto insurance to residential and commercial clients in Sioux Falls and the nearby areas. The company's auto insurance policies have comprehensive, collision, and liability coverage. Additionally, North Central Insurance also covers motorcycles, boats, watercraft, and RVs. The company's carriers include CNA Surety, Columbia Insurance, MetLife, Progressive, and Safeco Insurance. Its team of agents has more than 225 years of collective experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
5.0 / 5 (11)
Google
4.2 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pillar Insurance logo

Pillar Insurance

3500 South Western Avenue, Sioux Falls, SD 57105
  • Boats
  • Motorcyle & ATV

Business Description

Founded in 1991, Pillar Insurance is an independent agency that is located in Sioux Falls. The company examines different auto insurance policies to help clients concerned about bodily injury and property damage. It looks into each customer and their driving history to determine their risk levels. Its founder, Joe Pillar, is a lifelong resident of the city and has been working in insurance since 1987. His staff has over 60 years of collective experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Platinum Insurance Group logo
Visit WebsiteWebsite

Platinum Insurance Group

Visit WebsiteWebsite
4009 West 49th Street, Sioux Falls, SD 57106
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Platinum Insurance Group is an independent insurance agency operating out of Sioux Falls that provides commercial and personal insurance products to residents in the metro. Owner Janelle Goeden founded the company in 2014 with staff and insurance agents that have over 15 years of industry experience. It writes auto insurance policies to clients that protect them and their vehicles from uninsured motorists, collisions, liabilities, physical damages, and medical payments. Additional coverage includes towing services, roadside assistance, and rental reimbursements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (51)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prins Insurance of Sioux Falls, Inc. logo
Visit WebsiteWebsite

Prins Insurance of Sioux Falls, Inc.

Visit WebsiteWebsite
4101 South Southeastern Avenue, Sioux Falls, SD 57103
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

Prins Insurance of Sioux Falls Inc. is an independent insurance agency in the metro that provides insurance products to residents in the area and nearby towns. The agency is composed of expert insurance agents that write auto insurance policies that protect clients and their personal or commercial vehicles from property damages, liabilities, and losses. Prins Insurance was founded in 1981 and offers 24/7 customer service assistance to policyholders and customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (27)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ty Teveldal logo
Visit WebsiteWebsite

Ty Teveldal

Visit WebsiteWebsite
3928 South Western Avenue, Sioux Falls, SD 57105
  • Bundling Option

Business Description

Based in Sioux Falls, Ty Teveldal has been working as a State Farm insurance agent since 2013. He offers car insurance and handles other personal and commercial insurance products, including policies for homes, life, health, and pets. He also deals with mutual funds and annuities. With a team of agents, he can provide guidance to clients to help them navigate insurance jargon, protect their assets, and plan for the long term.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (226)
Facebook
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.