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Best Homeowners Insurance Agencies in Sioux City

2024

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Providers

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Website
Sioux City, IA
  • Multiple Policy Types

Why choose this provider?

Dougherty & Associates Inc. is an insurance agency that has been serving the residents of Sioux City for over 20 years. The company's team represents a variety of insurance carriers, such as Allied Insurance, National General, and Safeco Insurance. The team works with clients to help them build personalized packages that cover their homes from damage due to rain, winds, fire, and smoke. The company also offers commercial, auto, and life insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 Main Street, Moville, IA 51039
  • Multiple Policy Types

Why choose this provider?

EGR Insurance is a homeowners insurance agency that protects the property and assets of residents in the Sioux City area. The agency provides a range of coverage options suitable for liability purposes, renters, condo and mobile homeowners, landlords, and in-home business operators. EGR Insurance writes policies with inclusions for extras such as floods, earthquakes, and scheduled property insurance for valuable personal belongings. EGR Insurance consultants also provide insurance solutions to commercial customers.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3015 East 10th Street, Sioux Falls, SD 57103
  • Multiple Policy Types

Why choose this provider?

Ryan Reiner is an insurance agent in Sioux City working with State Farm Insurance. The agent's team has over 50 years of combined experience working in the insurance industry, and it offers packages to cover clients' homes. The homeowners insurance policies also cover the contents of the buildings, as well as visitors who have been injured on the property. Additionally, Reiner sells life, business, car, and health care insurance packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
423 South Minnesota Avenue, Sioux Falls, SD 57104
  • Multiple Policy Types

Why choose this provider?

Insurance Express is a locally owned and operated insurance agency serving the residents of Sioux City. The independent agency works with a variety of insurance providers, such as Progressive, Foremost, and Safeco Insurance, in order to provide clients with a collection of homeowners insurance options. Its plans are designed to cover clients' homes in the event of natural disasters and vandalism. Additionally, the company sells health and dental, renters, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
103 Virginia Street, Sioux City, IA 51101
  • Multiple Policy Types

Why choose this provider?

Goodin Insurance Agency serves the insurance needs of the Sioux City community. The agency has been in the business since 2007 and offers a wide range of insurance options including homeowners' insurance. It has a team of agents with experience in determining the right policy that suits the unique needs of each client. These agents help homeowners protect their homes as well as the home's surroundings and its contents. They also offer landlord and mobile home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (39)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
908 Pierce Street, Sioux City, IA 51102
  • Condos
  • Multiple Carriers
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

McClintock Insurance Inc. has been catering to the insurance needs of residents and businesses in Sioux City for more than 55 years. The company assists individuals and families to protect their homes and personal belongings against tragedies through a homeowners' insurance policy. Its policies cover damages and losses due to fires, hurricanes, theft, vandalism, and other unfortunate events. Other services include auto, recreation, life and health, business, bonds, and events insurance policies. The company also serves clients in Mapleton.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.7 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5704 Sunnybrook Drive, Sioux City, IA 51106
  • Multiple Policy Types

Why choose this provider?

Sterne Akin - State Farm Insurance Agent is a Sioux City-based insurance agency. It offers a variety of insurance policies, including homeowners' insurance. This type of insurance protects families from financial losses if their homes or belongings get damaged due to theft or insured disasters. It covers replacement costs for properties affected by earthquakes, landslides, floods, and volcanic eruptions. The agency provides professional guidance to homeowners to help them decide on the coverage they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (43)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
117 Pierce Street, Sioux City, IA 51101
  • Multiple Policy Types

Why choose this provider?

Security Insurance is an insurance company that has been serving Sioux City and nearby areas for more than a decade. The firm provides financial relief to individuals and families through a homeowners insurance policy. Its licensed agents assist customers in selecting the right insurance policy from several carriers that can adequately offer protection for their homes, personal belongings, and legal liability in times of peril or unwanted events. Other offerings include auto, business, and specialty insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What should you do when renewing homeowners' insurance in Sioux City?

    When renewing homeowners' insurance in Sioux City, you must create a home inventory. The list should include all the properties in your home and the date you bought them. You must ensure that replacement cost estimates reflect the actual characteristics of your home. You should also inform your agent if there are landscaping changes and appliance updates.

  • Does owning a swimming pool in Sioux City affect homeowners' insurance rates?

    Yes. Owning a swimming pool in Sioux City can increase homeowners' insurance rates. This is because insurance companies see swimming pools as an attraction where children can obtain injuries. If a person, for example, accidentally slips, you will be held accountable regardless of whose fault the accident is. Individuals may increase their personal liability coverage limit to prevent out-of-pocket expenses in case of an accident.

  • If a policyholder in Sioux City moves out from their property, are their family members still insured?

    No. If a policyholder in Sioux City moves out from their property, their family members will not be covered by the homeowners' insurance. They will no longer be eligible for the benefits. For example, if your family members go on a vacation and lose their personal belongings, the homeowners' insurance will not cover the replacement costs.

  • If your home in Sioux City is damaged, should you start repairs right away or wait for the insurance company to assess your property?

    In Sioux City, if your home is damaged, you can start repairs right away to prevent further damage or possible dangers. However, repairing damaged structures or belongings can make it hard for insurance carriers to make repair cost estimates. You can make temporary fixes, but it is wise to wait for your insurance adjuster.

  • In Sioux City, does homeowners' insurance cover the maintenance and repair costs of your property's foundation?

    It depends on the situation. Normal maintenance and repairs for a property's foundation are not covered by homeowners' insurance. However, if the foundation damage is caused by an accidental event like a truck accident or a falling tree, homeowners' insurance can cover the repair and replacement costs of the foundation.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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