Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Montana

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Montana Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

630

Reviewed

384

Curated

16

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Billings

Why choose this provider?

Frontier Insurance Solutions Inc. - Billings ranks among the best independent agencies that serve individuals, families, and businesses in Montana. It offers car insurance policies that protect policyholders against financial losses due to accidents and unexpected events. Its agents assist truck owners and drivers 50 years of age and above in selecting coverage options tailored to their needs. The agency also provides home, health, and disability insurance from multiple carriers, including Allstate, Nationwide, and Progressive. It provides 24/7 live customer service and online policy access.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Missoula

Why choose this provider?

Stockman Insurance Missoula Downtown has been catering to the insurance needs of individuals and families based in Montana since 1993. It comprises agents who work closely with clients to meet their unique auto insurance needs. They provide a variety of customized coverage options to protect policyholders and their vehicles. Its plan includes liability protection to safeguard policyholders from potential lawsuits if they are at fault for accidents that result in property damages or other people's injuries. Additional coverage includes medical payments, collisions, and physical damages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Bonnie Dedmore operates a State Farm insurance agency that serves clients in Montana. She offers the cheapest car insurance plans that help clients reimburse losses in cases of accidents and other unexpected events. Her agency also provides insurance products for homeowners, renters, and farmers and ranchers. Bonnie is a Chartered Life Underwriter and Chartered Financial Consultant, which qualifies her to provide financial services. She has been a State Farm agent for more than three decades, committed to helping clients achieve their long-term goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Jeff Wigen is a State Farm insurance agent who has been serving people and businesses all over Montana since 2015. He and his team provide auto insurance plans for rental car owners, first-time drivers, business travelers, and car collectors. Common auto insurance coverage options include rideshare, comprehensive, collision, and rental car reimbursement. In addition, they have home, workers' compensation, manufactured home, and contractors' policy insurance plans. Wigen volunteers for a variety of organizations and is a member of the Billings Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

ISU Insurance Services The Streeter Brothers Agency is an independent risk management company that serves clients in Montana. It offers car insurance plans that provide coverage options for collisions, personal injuries, and uninsured/underinsured motorist liabilities. The agency also provides insurance products for homes, commercial buildings, businesses, and general liabilities. To help clients select coverage options that fit their needs, it works with multiple insurance companies, including Chubb, CNA, and Hagerty. Owner Linda Schmaing has four decades of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Darnielle Insurance is the best local family-owned and family-operated agency serving clients in Montana. It provides car insurance plans that provide coverage for traffic collisions, comprehensive, and uninsured/underinsured motorist liabilities. Its professionals assist in purchasing health, life, and business insurance policies tailored to their budgets and needs. The agency represents a variety of insurance providers, such as MetLife, Progressive, and Kemper. Aubrey M. Darnielle established the agency in 1986. Current owner Deanna Darnielle is a former president of the Independent Insurance Agents Association of Montana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Thurston Family Insurance is among the best veteran-owned independent insurance agencies serving the insurance needs of Montana since 2011. It specializes in auto insurance that protects clients from financial losses if involved in car accidents. Common types of auto insurance coverage include liability protection, property damage, medical payments, collision, comprehensive, and uninsured and underinsured motorists. Thurston Family Insurance also has homeowners', business, farm and ranch, and life insurance plans. Co-founder and insurance specialist Vicki Thurston has more than 20 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Missoula

Why choose this provider?

Montana Central Insurance is an independent agency that addresses the insurance concerns of individuals, families, and businesses. Its insurance professionals help select the best and cheapest auto insurance coverage that depends on several factors, including the amount of liability coverage needed, the value of the vehicle, the amount of money a policyholder affords to pay out-of-pocket, and risk tolerance. They also help insure antique cars. Other products include homeowners', individual health, Medicare Supplement, boat and watercraft, and short-term rentals insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Raychel R Carlson Insurance Agency, LLC, serves individuals, families, and businesses in Montana. It offers insurance plans that cover the general liabilities of clients' personal and commercial automobiles. Its team of insurance professionals has 29 years of industry experience. They handle life, Medicare Supplements, and business insurance plans, in addition to cost-saving programs. The company is an independent agency that has been providing a broad range of insurance policies from multiple insurance carriers since 2003.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Columbus

Why choose this provider?

Mandeville Insurance Agency is an independent firm in Montana that has been providing insurance solutions for customers for the last 90 years. Its insurance professionals have over 20 years of insurance experience. They offer the right auto insurance plans that protect policyholders and loved ones from financial troubles when involved in car accidents. They help cover expenses for vehicle repairs, bodily injuries, lawsuits, and property damages. They also have other personal lines insurance, including trailers, motorcycles, bonds, boats, renters', and umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Missoula

Why choose this provider?

Summit Insurance Agency - Missoula is an independent firm that addresses the insurance needs of individuals, families, and businesses throughout the state of Montana. It comprises agents who offer the best auto insurance plans that safeguard clients against financial loss or damage due to an accident, theft, fire, and other covered events. In addition, its auto policy covers legal and medical expenses incurred as a result of property damage, injury, or death resulting from an accident involving the policyholders' vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Missoula

Why choose this provider?

Marcure Insurance is an independent agency that helps individuals and families throughout Montana deal with the process of finding the best insurance plans based on their needs. Its agents offer auto insurance to safeguard clients from the financial burden of vehicle damage due to an accident, theft, fire, and other covered catastrophes. In addition, this protection plan pays for legal and medical costs incurred as a result of injury, death, or property damage caused by an accident involving the policyholder's car.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (8)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Jalbert Insurance Agency is an independent company that serves clients in Montana. It offers insurance policies that provide coverage options for cars, limousines, dump trucks, motorcycles, and recreational vehicles. Its agents also help clients in choosing the best insurance products for their homes, rental properties, and businesses. They write policies from multiple insurance carriers, such as Austin Mutual, Safeco, and Travelers. Agency owner Mary Jalbert has 24 years of industry experience. She has been managing the company for seven years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Billings

Why choose this provider?

Merenz Insurance Agency provides the best personal and business insurance lines for clients in Montana. It provides car insurance policies that have coverage options for collisions, property damages, bodily injuries, and uninsured and underinsured motorist liabilities. As an independent agency, its insurance agents compare policies and coverage options from a variety of insurance carriers, such as Hagerty, Kemper, and Progressive. Jeanette Albrecht founded the agency in 2009 as a captive agent with Farmers Insurance. She made the transition into an independent agent in 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Livingston

Why choose this provider?

Since 2005, Key Insurance has been providing personal and commercial insurance line products in Montana. It crafts car insurance plans that protect clients against financial losses brought by accidents and unexpected events. As a full-service agency, it offers home, rental property, life, and general liability insurance plans. It also has farm and ranch insurance policies covering cattle and agricultural machinery. Key Insurance partners with several insurance carriers, including Travelers, Safeco, and Liberty Mutual, with the aim of creating tailored coverage plans that meet clients' specific needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Missoula

Why choose this provider?

Treasure State Insurance is a locally owned agency that serves individuals, families, and businesses clients in Montana. It offers the best car insurance policies that offer a broad range of coverage options that include medical payments, liability protection, collisions and comprehensive, and roadside assistance. The agency represents more than 10 insurance carriers, allowing it to provide coverage options tailored to clients' needs and plans. Treasure State also provides a variety of business insurance products for the automotive trades, rental homes, and retail stores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail