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Best Homeowners Insurance Agencies in Iowa City

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Chad Burtch - State Farm Insurance Agent logo
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Chad Burtch - State Farm Insurance Agent

1929 Keokuk Street, Iowa City, IA 52240
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  • Multiple Policy Types

Business Description

Chad Burtch State Farm Insurance Agent is available to help clients in his Iowa City office five days a week. He helps his clients to select home insurance policies that cover the value of their house, as well as its contents and their personal belongings. In addition to home insurance, Mr. Burtch also provides help with selecting auto, business, life, and health insurance. He also offers financial services, including annuities and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (229)
Facebook
4.8 / 5 (83)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don Naughton - Farmers Insurance Agenct logo
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Don Naughton - Farmers Insurance Agenct

1110 North Dodge Street, Iowa City, IA 52245
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  • Multiple Policy Types

Business Description

Don Naughton - Farmers Insurance Agent is an Iowa City insurance agency that offers insurance solutions for auto, commercial, home, and life insurance needs. Naughton offers home insurance packages that protect clients from unexpected expenses brought about by sudden accidental damages, natural disasters, losses, and vandalism to their homes and properties. The insurance plans cover dwellings. home contents (personal properties), and liability (for injuries caused to others or damage to their properties).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ellison Insurance Agency, Inc. logo
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Ellison Insurance Agency, Inc.

132 East Main Street, Solon, IA 52333
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  • Multiple Policy Types

Business Description

Ellison Insurance Agency, Inc. provides personal and business insurance options for clients in Iowa City and the rest of the region. The company provides a wide range of homeowners' insurance policy coverages such as property insurance, homeowners' liability, scheduled property insurance, and in-home business insurance. Other coverages include condominium and mobile home insurance. Insurances for renters and landlords are also available. The company manages risks and claims and regularly reviews policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GreenState Credit Union - North Liberty logo
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GreenState Credit Union - North Liberty

585 West Penn Street, North Liberty, IA 52317
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  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

GreenState Credit Union in North Liberty is a home insurance provider in Iowa. In 2020, it was chosen in IIABA's Best Practices Study, with criteria based on outstanding customer retention, stability, growth, and financial management. The company is federally insured by NCUA. The firm's professionals also cater to accidental death & disbursement coverage, auto, life, and business insurance. They provide bilingual assistance for their clients. The company aims to give back to the community. They are currently in partner with The Iowa Children's Museum.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jason Quillin - Farm Bureau Financial Services Agent logo
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License Verified:

License: 6842544

Iowa Insurance Division

Jason Quillin - Farm Bureau Financial Services Agent

2 Hawkeye Drive, North Liberty, IA 52317
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  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Business Description

Serving clients in Iowa City, Jason Quillin has been a homeowners' insurance agent for Farm Bureau Financial Services for 26 years. He is committed to helping his customers get the right coverage option for their residential property, whether they live in a single-family home, townhome, rental property, condominium, or mobile home. He also helps them report a property claim. Farm Bureau Financial Services has more than 80 years of experience in the insurance industry and has 4,300 agents.

License Verified:

License: 6842544

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Relion Insurance Solutions logo
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Relion Insurance Solutions

24 Westside Drive, Iowa City, IA 52246
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  • Multiple Policy Types

Business Description

Relion Insurance Solutions is an insurance agency in Iowa City that focuses on helping clients find the right insurance policies for themselves and their investments. The agency offers homeowners' insurance policies that protect a home and its contents, depending on the policy's coverage. Coverage can include the structure, personal belongings, and other freestanding structures such as sheds. It can also involve liability protection, as well as coverage for damages due to earthquakes and flooding. Relion Insurance Solutions also provides various personal, business, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (29)
Facebook
5.0 / 5 (11)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SFD Insurance logo
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License Verified:

Iowa Insurance Division

SFD Insurance

631 9th Street, Marion, IA 52302
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  • Renter's Insurance
  • Condos
  • Earthquake
  • Fire
  • Homeowners

Business Description

Established in 1902, SFD Insurance is a multi-generational insurance agency that can provide individual and business insurance coverage and services to clients in Iowa City. Some of the home insurance coverage and policies they handle include homeowners liability, property insurance, condo insurance, and mobile home insurance. SFD Insurance also provides services for automotive insurance, umbrella insurance, long-term care insurance, and customized business owner's policy. Their providers include Accident Fund, Continental Western Group, and West Bend Insurance Company.

License Verified:

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Stimmel Agency - Farm Bureau Financial Services logo
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The Stimmel Agency - Farm Bureau Financial Services

1402 Willow Creek Court, Iowa City, IA 52246
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Business Description

The Stimmel Agency - Farm Bureau Financial Services customizes homeowners' insurance coverages for Iowa City clients needing property and asset protection. The agency has coverage options prepared for clients residing in condominiums, single-family homes, townhomes, rental properties, and mobile homes. Its staff assists with the whole insurance process, from finding coverages to filing for claims and updating policies. Under residential equipment breakdown coverage, air conditioners, water heaters, stereos, computers, and televisions are replaced when damaged.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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