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Best Local Car Insurance Agencies in Iowa City

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Amy La Grange logo
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License Verified:

License: 7652917

Iowa Insurance Division

Amy La Grange

2130 Mormon Trek Boulevard, Iowa City, IA 52246
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  • Multiple Carriers

Business Description

Amy La Grange is an insurance agency in Iowa City that offers auto insurance products to individuals and businesses within the nearby areas. Its insurance plans aim to protect the clients against damages and financial losses that are associated with vehicle accidents. Its team of agents helps clients understand and choose the coverages that fit their budget and needs. Amy La Grange also offers insurance plans for life, homes, and properties, as well as for farms and ranches.

License Verified:

License: 7652917

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bouslog Insurance logo
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License Verified:

License: 272717

Iowa Insurance Division

Bouslog Insurance

360 7th Avenue, Marion, IA 52302
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  • Bundling Option

Business Description

With over 50 years of experience in providing insurance services to Iowa City and the surrounding areas, Bouslog Insurance has access to multiple carriers to help clients choose the suitable coverage for them. It offers a wide array of insurance products, including business, home, and life insurance. Vehicle owners are assisted by the company via its auto insurance services. Aside from standard automobiles, the family-owned agency also handles coverage for boats, motorcycles, and RVs.

License Verified:

License: 272717

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brad Stimmel logo
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License Verified:

License: 6900805

Iowa Insurance Division

Brad Stimmel

1402 Willow Creek Court, Iowa City, IA 52246
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  • Bundling Option

Business Description

Brad Stimmel is a provider of auto insurance products to drivers in and near the Iowa City area. Representing Farm Bureau for 22 years, Stimmel works with his clients in customizing insurance policies that will meet their specific needs. He offers insurance plans that can provide collision, comprehensive, liability, medical, and uninsured or underinsured motorist coverage. In addition, Stimmel also deals with motorcycle, RV, and farm vehicle insurance products and services.

License Verified:

License: 6900805

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chad Burtch logo
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License Verified:

License: 7528535

Iowa Insurance Division

Chad Burtch

1929 Keokuk Street, Iowa City, IA 52240
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  • Multiple Carriers

Business Description

Chad Burtch is a State Farm insurance agent in Iowa City. Since 2003, Burtch has been providing car insurance options to clients with his agency that has over 90 years of combined insurance experience. State Farm offers a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damages caused by an accident or theft and natural disasters.

License Verified:

License: 7528535

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (229)
Facebook
4.8 / 5 (83)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
martinagencyinsuranceservices.com logo
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martinagencyinsuranceservices.com

102 East 3rd Street, West Liberty, IA 52776
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  • Motorcyle & ATV

Business Description

Martin Agency Insurance Services, Inc., is a car insurance agency serving individuals in Iowa City and the surrounding areas. Its team of insurance agents is led by Greg Martin, who has more than 30 years of experience in the industry. They provide coverages for car accidents, collisions, and theft incidents. The team can also assist owners of ATVs, motorcycles, RVs, and watercraft. Martin Agency Insurance Services also offers other products, such as homeowners', crop, farm, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neighbor Insurance logo
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License Verified:

License: 6899627

Iowa Insurance Division

Neighbor Insurance

98 East Willman Street, Hiawatha, IA 52233
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  • Multiple Carriers

Business Description

Neighbor Insurance is an independent insurance agency that provides Iowa City with auto insurance and other insurance products. The agency's team puts together insurance plans that are customized based on every client's needs. It gives people different coverage options to choose from, such as collision, comprehensive, liability, road trouble service, and lease/loan gap coverages. Neighbor Insurance has several offices around the state, including Central City, Dayton, Hiawatha, Marion, and Alburnett.

License Verified:

License: 6899627

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Relion Insurance Solutions - Iowa City logo
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License Verified:

License: 15591974

Iowa Insurance Division

Relion Insurance Solutions - Iowa City

24 Westside Drive, Iowa City, IA 52246
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  • Multiple Carriers

Business Description

Relion Insurance Solutions is an independent agency based in Iowa City that offers auto insurance services to individuals and businesses. It works with various insurance carriers and uses a policy-centered approach in providing insurance plans that are tailored to the clients' needs. The company consists of 60 employees who assist clients in selecting the policies that will protect them against financial losses resulting from property damage. Relion Insurance Solutions maintains and update clients' account through its electronic management system.

License Verified:

License: 15591974

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (31)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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