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Best Life Insurance Companies in Iowa City

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2023
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AAA Iowa City logo

AAA Iowa City

660 Eastbury Drive, Iowa City, IA 52245
  • Life Insurance
  • Health Insurance

Business Description

AAA provides insurance products and services to clients in Iowa City. It specializes in a wide range of life and health insurance products, including group health, disability, hospital indemnity, and long-term care insurance. It also carries Medicare Supplement insurance and specific disease insurance. AAA, which stands for American Automobile Association, was established more than 100 years ago with the aim to lobby for driver and passenger rights, just laws, and safer vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.0 / 5 (35)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Adam Schechinger logo
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License Verified:

License: 6899395

Iowa Insurance Division

Adam Schechinger

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3284 Crosspark Road, Coralville, IA 52241
  • Life Insurance

Business Description

Adam Schechinger is an insurance agent working for State Farm. He caters to the needs of his clients in Iowa City. Some of the insurance products and services he provides are life, health, pet, home, auto, and property insurance. He also offers business insurance and handles annuities, banking, and mutual funds. Adam and his team deliver risk management services with a commitment to integrity and education. They belong to State Farm's roster of 19,000 insurance agents across the country.

License Verified:

License: 6899395

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (38)
Yelp
5.0 / 5 (1)
Boyd Murray logo
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License Verified:

License: 8292389

Iowa Insurance Division

Boyd Murray

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1570 South 1st Avenue, Iowa City, IA 52240
  • Life Insurance
  • Health Insurance

Business Description

Boyd Murray is an Iowa City-based State Farm insurance agent providing insurance products and services to families and individuals. He offers fully customized life insurance plans, bringing options for term, whole, and universal life coverage options. He also provides group life insurance policies for small businesses and specializes in insurance coverage for relocations and transfers. Additionally, Boyd is active in the community as a Youth Sports coach and a member of the Iowa City Area Chamber of Commerce.

License Verified:

License: 8292389

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ellison Insurance Agency logo
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License Verified:

License: 6852186

Iowa Insurance Division

Ellison Insurance Agency

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132 East Main Street, Solon, IA 52333
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Long Term Care

Business Description

Ellison Insurance Agency is a locally owned and locally operated company that serves the residents of Iowa City and the surrounding areas. It offers life insurance plans for both individuals and groups. It also provides long-term care insurance, disability insurance, and mortgage protection insurance. President Mike Krall has been working in the insurance industry for more than 40 years. The company supports community organizations such as the Iowa City Animal Shelter, Iowa City Hospice, and Solon Fire Department.

License Verified:

License: 6852186

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Martin Agency Insurance Services, Inc. logo
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License Verified:

License: 1001003836

Martin Agency Insurance Services, Inc.

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102 E 3rd Street, West Liberty, IA 52776
  • Life Insurance
  • Health Insurance

Business Description

Serving Iowa City, Martin Agency Insurance Services, Inc., is an independent agency providing an array of insurance coverage to clients in the metro. It offers insurance products such as life insurance, health insurance, homeowners' insurance, auto insurance, and recreational vehicle insurance. The company also has other available service options, including business insurance, farm insurance, crop insurance, umbrella insurance, and specialty insurance. Martin Agency Insurance Services, Inc., has a strong focus on researching for and finding the right coverage plan for its clientele.

License Verified:

License: 1001003836

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Relion Insurance Solutions logo
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License Verified:

License: 1270420

Iowa Insurance Division

Relion Insurance Solutions

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24 Westside Drive, Iowa City, IA 52246
  • Life Insurance

Business Description

Relion Insurance Solutions is an independent insurance agency providing assistance to clients in Iowa City and other surrounding areas. It covers personal insurance policies, such as individual life, auto, individual health, and long-term care insurance to individuals. It also offers insurance policies to businesses such as risk management, workers' compensation, business owners' insurance, general liability, commercial umbrella, and group insurance plans. The company has been serving the community for more than 140 years.

License Verified:

License: 1270420

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (33)
Facebook
4.7 / 5 (22)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.