Expertise.com

Best Homeowners Insurance Agencies in Cedar Rapids

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Homeowners Insurance Agencies FAQs 〉

Providers

Last updated:

Website
1918 Saint Andrews Court Northeast, Cedar Rapids, IA 52402
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Cedar River Insurance is a Cedar Rapids-based independent insurance agency that is committed to providing the right homeowners' insurance for its clients. It offers a homeowners' insurance policy that covers property repairs, lost valuables, liabilities, and medical and living expenses. Insurance agents also assist with additional coverages that include automobile, earthquake, flood, jewelry, and personal umbrella insurance. Cedar River Insurance has business insurance plans for non-profits, contractors, apartment building owners, and hotels.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1520 Midland Court Northeast, Cedar Rapids, IA 52402
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Mitch Valentine - State Farm Insurance Agent provides insurance assistance to individuals residing in Cedar Rapids, Marion, Hiawatha, and the surrounding areas. Insurance products include auto, pet, home, renters, business, motorcycle, and life. Insurance agents are licensed to give service throughout the state of Iowa. Its four-person team is equipped to give individuals pieces of advice relating to any claiming, billing, and insurance inquiries. Clients can book appointments during evenings and Saturdays.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
631 9th Street, Marion, IA 52302
  • Multiple Policy Types

Why choose this provider?

Sheets Forrest Draper Insurance is an insurance agency that has been in the industry since 1902. It provides its services in the Cedar Rapids area. Included in the company's insurance plans is home insurance. This type of insurance has multiple coverage options, including property, homeowner's liability, renters, and more. It is a member of the Marion Chamber of Commerce, the Marion Economic Development Company, and the Rotary and Independent Insurance Agents of Iowa.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (34)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2701 Edgewood Parkway Southwest, Cedar Rapids, IA 52404
  • Renter's Insurance
  • Multiple Policy Types
  • Fire
  • Condos

Why choose this provider?

BANKIOWA Insurance, LLC. discusses insurance policy options with residents and business property owners in Cedar Rapids and the surrounding communities. The company provides current and comprehensive homeowners' insurance policy to protect the clients' property against the ever-present risk of hail and tornado in the area. Other risks such as fire and sewer or drain backup are also accounted for in the policy. The company offers insurance policies to both homeowners and renters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 Oakland Road Northeast, Cedar Rapids, IA 52406
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

The Accel Group is an independent insurance agency founded in 1936 with a location in Cedar Rapids. The agency has insurance experts who can help clients find homeowners' insurance policies to protect against risks, small or large. Home insurance can financially protect a property owner against property damage, natural disasters, personal liabilities, medical expenses, personal injury, and off-premises theft. Policies can also include coverage for personal property, fine art, jewelry, collectibles, collectible cars, and wine collections.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (10)
Facebook
4.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Why should a Cedar Rapids resident buy homeowners' insurance?

    Cedar Rapids residents should buy homeowners' insurance coverage because it is designed to protect them from unexpected events. Homeowners' insurance helps the policyholder pay for losses if their house or property is damaged. Owning a home is a significant investment of money, energy, and time, which means it would be beneficial for residents to ensure their investment is protected.

  • Which types of damage are not usually covered in a Cedar Rapids homeowners' policy?

    A typical homeowners' insurance policy in Cedar Rapids will not compensate residents for losses due to wars, earthquakes, floods, and intentional damage. They also won't receive compensation if their home is damaged due to nuclear accidents or normal wear and tear. Homeowners are generally required to purchase additional coverage to be able to insure their property from these usual exclusions.

  • What are considered valuable items in a homeowners' insurance policy in Cedar Rapids?

    Cedar Rapids homeowners' insurance policies usually consider jewelry, tools, electronics, and hearing aids as valuable property. Other items that may be considered include musical instruments, fine arts and collectibles, and guns and archery equipment. Residents should also consider having additional coverage if they have valuable items because a homeowners' policy usually has certain sub-limits.

  • Why should a Cedar Rapids resident purchase homeowners' liability insurance?

    People in Cedar Rapids need to have homeowners' liability coverage because it financially protects them and their families in the event of an accident that results in injury or casualty. A homeowners' liability policy protects the individual from liability defense costs, medical expenses for injuries to others, and claims for property damage.

  • Can a person in Cedar Rapids buy insurance for their vacation home?

    Yes, it is possible to purchase insurance for a vacation home in Cedar Rapids. A vacation home insurance is generally the same as a homeowners' insurance, but the vacation home is more likely to be at risk of burglary and damage from fires or flooding because it is more likely to be unattended.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2023

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.