Expertise.com

Best Health Insurance Agencies in Iowa City

2024

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Providers

Last updated:

Website
1700 South 1st Ave, Unit 25F, Iowa City, IA 52240
  • Individual Health Insurance

Why choose this provider?

Sankaty Light Benefits is a healthcare and insurance business that serves clients in Iowa City. It has recently introduced ExecSelect, a key employee healthcare cost reimbursement plan for select employees. The policies cover out-of-pocket healthcare expenses, including dental care, hearing examinations, vision care, physical therapy services, and annual physicals and preventative screenings. Sankaty Light Benefits is headed by Steven W. Jacobson, who has over 25 years of experience in the insurance business and was the Vice-President for Health Advantage Network.

License Verified:

License: 266582

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
203 4th Ave West, Iowa City, IA 50590
  • Individual Plans

Why choose this provider?

Cornerstone Insurance Services, based in Swea City, serves clients throughout the Iowa City area. This independent insurance service provider offers a broad range of insurance plans, such as individual, family, and group health insurance. It guides clients in choosing the health insurance coverage that suits their needs. It also provides dental and vision coverage, long-term care, supplemental, disability, and medical health insurance policies. Chris Hardt, agency owner, established the locally owned and operated business in 2014.

License Verified:

License: 11070371

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 E 3rd Street PO Box 136, West Liberty, IA 52776
  • Individual Health Insurance

Why choose this provider?

Martin Agency Insurance Services, Inc., helps Iowa City residents prepare for life's uncertainties through health insurance plans. The agency helps clients choose the right health insurance option to cover medical expenses in the event of an illness or injury. It also offers a variety of other personal and business insurance solutions, such as life, flood, farm, auto, and homeowners' insurance. It represents a wide range of insurance carriers, including Nationwide, Grinnell Mutual, Foremost Insurance Group, and American Mutual Insurance Association.

License Verified:

License: 6853312

Iowa Insurance Division

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What factors should you take into account when selecting a health insurance policy in Iowa City?

    Some factors to take into account when deciding on a health insurance plan in Iowa City are the following:

    • Co-payments, which are your share of medical costs, with insurance covering the rest.
    • The deductible, which is the amount you personally cover before the insurance begins to contribute.
    • The precise range of medical services, medications, and treatments included in the policy.
    • Yearly maximum reimbursement limits.
  • What is group health insurance in Iowa City?

    Group health insurance in Iowa City provides coverage to a group of individuals, frequently comprising organization members or employees. These options offer various medical benefits and services, ensuring group members access necessary healthcare while also providing cost advantages over individual plans. Typically, the cost per person is lower when insurance risk is spread across a bigger group, as opposed to individual purchases.

  • What types of healthcare expenses does group health insurance typically cover in Iowa City?

    Iowa City group health insurance typically covers various healthcare expenses, including:

    • Prescription medications to reduce costs.
    • Hospitalization, doctor visits, tests, surgeries, and treatments.
    • Preventive care, like checkups, screenings, and vaccinations.
    • Mental health services, including counseling and therapy.
    • Consultations with specialists like orthopedic surgeons or dermatologists.
    • Maternity care, family planning, and fertility treatments.
    • Emergency medical services.
  • Who might need a short-term health insurance plan in Iowa City?

    Individuals looking for short-term health insurance in Iowa City are typically those going through transitional phases, necessitating temporary insurance solutions. You may consider short-term health insurance if your health coverage has a lapse due to job changes, you're awaiting benefits from your present employer, you're in a seasonal or temporary job role, or you're a recent graduate actively seeking a job.

  • Do short-term health insurance plans provide coverage for preexisting medical conditions in Iowa City?

    Short-term health insurance policies in Iowa City do not cover conditions diagnosed or treated within the last two years. You may consider extending your current insurance if you have a preexisting medical condition. Insurance provided by your employer may be increased through a program called the Consolidated Omnibus Budget Reconciliation Act.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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