Expertise.com
2024

Last updated:

Best Mortgage Brokers in West Palm Beach

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Palm Beach Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36

Reviewed

26

Curated

13

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
324 Datura Street, Suite 206, West Palm Beach, FL 33401
  • New Construction

Why choose this provider?

Home Access Financial has been serving clients in West Palm Beach and the surrounding cities since 2016. It guides individuals who wish to purchase homes with low down payment options by helping them apply for USDA, FHA, and VA loan programs. It also handles conventional mortgages with adjustable and fixed rates. The company carries jumbo loans for home buyers needing loans that exceed the current conforming loan limits. Home Access Financial has other branches in Georgia, South Carolina, and North Carolina.

License Verified:

License: 1516011

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (62)
Zillow
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL 33410
  • New Construction

Why choose this provider?

Arch Mortgage aids locals in the West Palm Beach metro area by collaborating with multiple lenders and programs. Its professionals assist clients in discovering the most suitable lending program when purchasing a home or other real estate. It also provides assistance with refinancing procedures to help clients lower their interest rate or payment and save money for home improvement needs. Arch Mortgage delivers fixed and adjustable rates, jumbo, FHA, VA, and USDA loans as financing choices.

License Verified:

License: 334279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (59)
Google
5.0 / 5 (32)
Facebook
4.8 / 5 (25)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL 33417
  • Refinance

Why choose this provider?

Established in 2001, Palm Beach Mortgage Group serves families in West Palm Beach. It develops customized loans to fit borrowers' needs through various loan programs, including conventional, FHA, VA, jumbo, and non-conforming. It also provides reverse mortgage solutions to seniors who want to cash out equity for home improvement or debt consolidation. The company is led by co-founder Suzanne Downs, who has been originating loans since 1985. She previously served as the Florida Association of Mortgage Brokers president.

License Verified:

License: 373094

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (147)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
621 53rd St. STE 255, Boca Raton, FL 33487
  • Refinance

Why choose this provider?

Foundation Mortgage Corporation handles the needs of residents in West Palm Beach and the surrounding areas. The mortgage bank specializes in different types of home loans, which include conventional, FHA, USDA, and VA loan programs. Its conventional loans include fixed-rate and adjustable-rate mortgages, Fannie Mae high-balance, and Fannie Mae Homestyle renovation loans. Its loan officers also offer customers jumbo, reverse mortgage, condo, and foreign national loans. Foundation Mortgage Corporation has been helping customers with their mortgage loan needs since 1998.

License Verified:

License: 5057

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (5)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2537 Forest Hill Blvd., West Palm Beach, FL 33406
  • Refinance

Why choose this provider?

Buena Vista Lending Group, LLC, is a family-owned and family-operated company serving the West Palm Beach area. Its team of mortgage professionals caters to the home financing needs of different clients, including veterans, first-time homebuyers, investors, and self-employed individuals. They also assist foreign nationals throughout the home loan process, assisting those looking to refinance or purchase investment properties. The lending firm has closed 3,500 loans. Each of its senior loan originators has more than two decades of industry experience.

License Verified:

License: 347423

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
712 US-1, #300, North Palm Beach, FL 33408
  • Refinance

Why choose this provider?

America's Mortgage Solutions serves clients in West Palm Beach who plan to buy a first, second, or vacation home. It offers various mortgage products, including conventional, FHA, VA, jumbo, and USDA. It also assists with bank statement loans and foreign national loans. America's Mortgage Solutions coordinates with over 40 mortgage lenders to connect clients to a competitive home loan. It is headed by Christian Penner, a mortgage broker and a Certified Mortgage Advisor who has been in the industry since 1997.

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1401 Forum Way Suite 210, West Palm Beach, FL 33401
  • Refinance

Why choose this provider?

PRMG West Palm Beach Branch is a privately held mortgage banker that offers FHA, VA, and USDA loans to residents in the metro. It is a Fannie Mae and Freddie Mac direct lender and also carries the Homestyle Renovation, HomeReady, and Home Possible programs. In addition, PRMG provides niche programs for foreign nationals and non-warrantable condos. PRMG has been in the industry for 20 years and supports the Wounded Warrior Project, American Heart Association, and Go Red For Women.

License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
120 S. Olive Ave, Suite 602, West Palm Beach, FL 33401
  • Refinance
  • New Construction

Why choose this provider?

Eric Lieberman serves locals in and around West Palm Beach who need mortgage brokers. He has conventional mortgages fit for first-time buyers and specialized programs tailored to the needs of active or retired military personnel. The agent maintains open lines of communication and unravels the bureaucratic red tape associated with real estate transactions. Refinancing is available to restructure existing debts into manageable forms. Eric Lieberman operates under Palm Beach First Financial and Mortgage Co, LLC.

License Verified:

License: 282546

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (139)
Zillow
5.0 / 5 (31)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL 33410
  • Refinance

Why choose this provider?

New Florida Mortgage caters to residents of West Palm Beach who need loans for their home purchases. Its mortgage brokers refinance current loans and seek less burdensome alternatives to replace current obligations. The team delivers programs backed by the government and aimed at military veterans and buyers with suboptimal credit ratings. Reverse mortgages also serve as an option for aging members of the community. New Florida Mortgage is led by managing partner Martin Lehman, who has been a broker since 1993.

License Verified:

License: 1607115

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 S. Olive Ave., West Palm Beach, FL 33401
  • Reverse Mortgages
  • Refinance

Why choose this provider?

Ocean Capital Lending, LLC, handles the needs of residential and commercial property buyers and owners in West Palm Beach and the surrounding communities. The company specializes in different home loan programs, which include conventional, FHA, VA, and jumbo loans. Its lending team also handles home construction and land, physician and doctor, fix and flip, and foreign national loans. Ocean Capital Lending's services include providing clients with down payment assistance, commercial real estate advisory services, and development consulting.

License Verified:

License: 392165

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (7)

Website
2401 PGA Blvd., Ste 280-G, Palm Beach Gardens, FL 33410
  • Refinance

Why choose this provider?

Cast Home Loans LLC assists customers in West Palm Beach looking to buy, sell, or refinance their homes. It offers various loan programs such as FHA, USDA, VA, conventional, and jumbo. Its team helps borrowers understand all their options and make informed decisions by conducting mortgage planning and giving status updates throughout the home loan process. Its principal, Chris Gibson, is a veteran and has more than 20 years of experience in the mortgage industry.

License Verified:

License: 1681156

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
4.9 / 5 (39)
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1818 S Australian Ave, Suite 100, West Palm Beach, FL 33409
  • Refinance

Why choose this provider?

Absolute Home Mortgage Corp - West Palm Beach, FL, has been serving first-time homebuyers, real estate investors, and vacation home owners for over 20 years. The company provides a variety of loan options, such as FHA 203k renovation, Fannie Mae HomeStyle, debt consolidation, fixed- and adjustable rate, USDA, and reverse mortgages. Its team of loan officers is licensed to accommodate customers in 15 states, including the residents of South Carolina, New Hampshire, and New Jersey. The agency is also a member of the Mortgage Bankers Association.

License Verified:

License: 774911

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (122)
Facebook
4.6 / 5 (15)
Zillow
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
712 US-1 #300, North Palm Beach, FL 33408
  • Refinance

Why choose this provider?

Christian Penner is a Certified Mortgage Advisor in West Palm Beach. He specializes in a wide range of mortgage programs, from Jumbo, Reverse, and Fannie Mae to renovation, investment property, and government loans. His team works with a diverse clientele, from self-employed borrowers to commercial real estate investors. Penner has been in the real estate lending business since 1997. That same year, he founded America's Mortgage Solutions with the goal of assisting individuals in minimizing their tax liability and maximizing their cash flow.

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Zillow
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.