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Best Mortgage Brokers in Boca Raton

2024

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Providers

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Website
8316 Vía Di Veneto, Boca Raton, FL 33496
  • Refinance

Why choose this provider?

Ferrari Lending works with clients to address their mortgage financing needs. Operating out of its Boca Raton office, the mortgage broker offers several financing solutions for home buyers, including conventional, jumbo, ITIN, and DSCR loans. It also finds the best mortgage deals for commercial clients seeking to move to a new building, providing them with options such as portfolio select loans and ITIN mortgages. Brian Jones, one of Ferrari Lending's previous clients, said it offered lending options typical banks could not offer.

License Verified:

License: 1691763

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (5)
Zillow
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5550 Glades Rd Ste #200, Boca Raton, FL 33431
  • Multi-Family Loans
  • Commercial Loans

Why choose this provider?

Capital Funding Financial is a direct private money lender that works with residents in and around Boca Raton. It caters to first-time homebuyers and veterans who want to purchase different types of investment properties. The company provides a wide selection of mortgage programs to help borrowers achieve their dream of homeownership. It processes foreign national, ground-up construction, rental investment, hard money, and fix and flip loans. Capital Funding Financial has been in the industry since 2016.

License Verified:

License: 1500207

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 NW Corporate Blvd., Suite 400, Boca Raton, FL 33431
  • Refinance

Why choose this provider?

Dan Nathanson offers mortgage solutions to the people of Boca Raton. He started his career in real estate at Coldwell Banker in 1999. He is a mortgage advisor from Preferred Rate Mortgage, a company that offers a variety of loan programs, such as USDA, VA, FHA, and jumbo loans. Dan and his team are knowledgeable about every aspect of the mortgage process and focus on providing loan solutions that are tailored to the client's individual needs.

License Verified:

License: 1695830

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1825 Corporate Blvd NW STE 110, Boca Raton, FL 33431
  • Refinance

Why choose this provider?

Yemail Loans Preferred Homes Corp. is a full-service mortgage company based in Boca Raton. It helps clients afford the home of their dreams by providing them with access to different loan programs. Its mortgage options include fixed-rate, adjustable ARM, interest only, and graduated payments. Loan options are also available, such as jumbo, FHA, VA, and USDA options. The company's principal broker, Claudia Yemail, carries over 15 years of combined experience in the banking, home financing, and real estate industries. She is also bilingual, speaking both English and Spanish.

License Verified:

License: 2269352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Zillow
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
601 S Federal Hwy Suite 201, Boca Raton, FL 33432
  • Multi-Family Loans

Why choose this provider?

Loan Genius is a division of Prime Equity Financial Corporation. It addresses the real estate needs of Boca Raton residents by providing them with a variety of mortgage solutions. It processes USDA, FHA, VA, 203k, conventional, and jumbo loans. The company also provides private money, foreign national, and non-warrantable condo loan options. Loan Genius has been in operation since 2012, helping buyers and investors acquire their dream single- and multi-family homes, townhouses, condominiums, and manufactured homes.

License Verified:

License: 395946

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (205)
Facebook
4.9 / 5 (94)
Google
5.0 / 5 (4)

Website
80 SW 14 Ave, Boca Raton, FL 33486
  • Refinance
  • New Construction

Why choose this provider?

Alternative Mortgage Group is a brokerage business serving clients who want to buy and refinance homes. The company provides loans for settlement statements under the Department of Housing and Urban Development, which list all charges imposed on the borrower and the seller regarding the settlement of real estate transactions. It also offers government loan programs under the Department of Veteran Affairs and the Federal Housing Agency. Alternative Mortgage Group operates in different areas of Florida, including Boca Raton, West Palm Beach, Fort Lauderdale, and Coral Springs.

License Verified:

License: 392369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (54)
Yelp
5.0 / 5 (7)
Zillow
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20283 State Road 7 Suite 429, Boca Raton, FL 33498
  • Refinance
  • New Construction

Why choose this provider?

Hypotec caters to the mortgage needs of real estate investors and residential property owners in and around Boca Raton. The business partners with more than 100 retail and wholesale lenders to compare and shop various loan products, such as VA, FHA, and fixed mortgages for 15-, 20-, and 30-year terms. Its team of loan advisors and real estate agents collaborates in helping clients buy, sell, and refinance different types of properties, including multi-unit dwellings, condominiums, single-family residences, and townhouses.

License Verified:

License: 331734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (252)
Zillow
4.9 / 5 (196)
Facebook
4.8 / 5 (26)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
951 Yamato Road, Boca Raton, FL 33431
  • Commercial Loans

Why choose this provider?

For over three decades, Freedom Mortgage has been working with clients across Boca Raton. The company offers loan programs for individuals seeking to acquire properties, including USDA, FHA, and VA mortgages. It also provides conventional programs, a way for borrowers to purchase rental homes and vacation properties. The company deals with other clients looking to refinance their FHA and VA loans. Stanley Middleman, its CEO, is the recipient of the Entrepreneur of the Year award in 2019 from Ernst & Young.

License Verified:

License: 2767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (1026)
Yelp
2.0 / 5 (6)

Website
9825 Marina Blvd Suite 100, Boca Raton, FL 33428
  • New Construction

Why choose this provider?

A to Z Capital is a mortgage broker that serves the Boca Raton metro. It assists clients in purchasing a house. The company deals with cash-out refinancing to help clients access the equity in their homes. Additionally, it offers hard-money mortgages, a short-term credit product that real estate investors can utilize to fund an investment project. To maintain its status as a one-stop shop for real estate financing requirements, A to Z Capital seeks to develop lasting relationships with its clients and private placement lenders.

License Verified:

License: 1761721

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (33)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
40 SE 5th St., Suite 502, Boca Raton, FL 33432
  • Refinance
  • New Construction

Why choose this provider?

Michael Kodsi works as a mortgage broker for Choice Mortgage, serving clients in Boca Raton and the surrounding communities. Together with the company, Michael offers FHA, VA, and portfolio loans, as well as reverse mortgages. They also provide refinancing and investment property lending solutions tailored to each client's needs and situations. The company was founded in 1995, primarily serving the commercial market but quickly expanded into residential real estate financing programs.

License Verified:

License: 133081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (157)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2200 NW Corporate Blvd. Suite 309, Boca Raton, FL 33431
  • New Construction
  • Refinance

Why choose this provider?

Leading Edge Brokers is a company founded in 1997 that offers its services to clients in Boca Raton. Its team offers expertise in loans like home and mortgages, refinancing, home equity, jumbo, and VA and FHA. The team also walks you through the process of getting a loan, beginning with determining the maximum loan amount & payment, pre-qualification, application, and funding. Leading Edge Mortgage is approved by FNMA, FHLMC, the Federal Housing Administration, and Veterans Affairs.

License Verified:

License: 168668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (58)
Facebook
4.5 / 5 (19)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
861 Yamato Rd., Boca Raton, FL 33431
  • Refinance

Why choose this provider?

Igor Shrayev, a branch manager at Pathway Home Loans, addresses the mortgage needs of people in the Boca Raton metro. He provides 15-year, 30-year, and adjustable-rate mortgage solutions. He also offers jumbo, FHA, and VA home loan programs. Shrayev assists potential homebuyers throughout the process, including getting pre-approved and comparing mortgage terms and interest rates. He helps clients select a loan program based on their financial situations and objectives. He also caters to homeowners who want to refinance their mortgages.

License Verified:

License: 379915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (52)
Yelp
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2424 N Federal Hwy, Suite 100, Boca Raton, FL 33431
  • New Construction

Why choose this provider?

Andrew Novak, a loan originator for Choice Mortgage Group, serves clients in the Boca Raton metro. He aids individuals in improving their financial situations by securing a lending program suitable to their needs. He helps clients understand various mortgage options, such as FHA, conventional, and fixed-rate or adjustable-rate loans. His experience as a financial advisor and business owner has equipped him with the skills to communicate and assist customers. Novak has been in the lending industry for over 25 years.

License Verified:

License: 1663793

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
4.9 / 5 (62)
Google
4.9 / 5 (45)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 North Federal Highway, S200, Boca Raton, FL 33432
  • Reverse Mortgages

Why choose this provider?

Heide International offers a selection of comprehensive mortgage plans to potential applicants in Boca Raton. To date, its team has helped more than 6,000 clients obtain custom loans for property purchases, home improvements, and debt payments. It assesses marketing conditions, studies local interest rates, and conducts property valuations to help clients customize their preferred financial programs. The firm's president, Kurt William Heide, is also a member of the Greater Boynton Beach Chamber of Commerce and the National Association of Mortgage Brokers.

License Verified:

License: 1845861

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL 33446
  • Reverse Mortgages

Why choose this provider?

HP Mortgage LLC caters to people in Boca Raton. It is a mortgage brokerage firm that provides options for clients regardless of their financial situation. Some of the programs it offers are FHA, USDA, VA, and conventional loans. It also helps self-employed borrowers get approved for a loan without tax returns. HP Mortgage has been serving first-time homebuyers and real estate investors since 2015. Its founder and CEO, Kevin Danowitz, started his career in 2003 as a loan officer.

License Verified:

License: 1456273

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)
Facebook
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22140 Primrose Way,, Boca Raton, FL 33433
  • Refinance

Why choose this provider?

MJS Financial LLC caters to residents of Boca Raton who need mortgage brokers. The team fields reverse mortgages for the aging members of the community, and the crew has jumbo loans for buyers of large properties. Conventional and FHA programs are available for new borrowers and those refinancing current debts. The company has been featured on established media outlets like Forbes and Fox Business. MJS Financial LLC is a family-owned venture that uses the most current technologies to expedite the lending process.

License Verified:

License: 1631405

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.