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Best Mortgage Brokers in Boynton Beach

2024

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Providers

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Website
2500 Quantum Lakes Drive, Suite 203, Boynton Beach, FL 33426
  • Refinance

Why choose this provider?

Premier Choice LLC is a mortgage brokerage firm serving the Boynton Beach community. It assists prospective home buyers in determining the best loan program for their needs and guides them through the pre-qualification process. FHA, VA, conventional, commercial, and Non-QM loans are some of the available options the firm offers. Foreign nationals and ITIN borrowers can also turn to Premier Choice for their financing requirements. Additionally, the company provides refinancing options to local borrowers planning to refinance their homes.

License Verified:

License: 1949402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1500 Gateway Blvd, Ste 220, Boynton Beach, FL 33426
  • VA
  • FHA
  • Reverse Mortgages
  • Refinance
  • Purchases
  • Alternative Documentation Loans

Why choose this provider?

Mortgages Done Right, Inc., helps borrowers in Boynton Beach obtain home loans by matching them with lenders. It offers homestyle, FHA 203k rehab, and adjustable-rate mortgages, as well as FHA and USDA loans. Its broker, Greg Hayden, has over three decades of experience in residential mortgage lending. He was the top originator nationwide for ResMac and the top mortgage banker for PNC Mortgage in units and volume for five years. The brokerage educates clients about the mortgage process to help them make informed decisions.

License Verified:

License: 1532755

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (223)
Zillow
5.0 / 5 (112)
Facebook
4.9 / 5 (95)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1210 S Federal Hwy # 102, Boynton Beach, FL 33435
  • Refinance

Why choose this provider?

Lord Mortgage & Loan caters to clients in the Boynton Beach area. The local mortgage lender has been serving the community since 1980. Its team guides clients through jumbo, conventional, and FHA mortgage options. Its representatives also handle senior reverse mortgages for clients aged 62 and older. This kind of financing option lets seniors convert a portion of their home equity into cash. In addition, the company helps residential and commercial clients with renovation loans.

License Verified:

License: 375427

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
319 E Woolbright Rd, Boynton Beach, FL 33435
  • Refinance

Why choose this provider?

Suzanne Morton is a mortgage originator at The Mortgage Firm, serving individuals and families in Boynton Beach. She offers a variety of loan programs, including conventional, HomePath, USDA, and jumbo loans. The agent also provides FHA, FHA 203K, and VA loan options. In addition, she and her team assist clients who wish to refinance existing mortgages. Suzanne Morton has been working in the lending industry for more than three decades. She is also active in the South Florida Chamber of Commerce.

License Verified:

License: 262282

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3610 Sherwood Blvd, Delray Beach, FL 33445
  • Multi-Family Loans
  • Refinance

Why choose this provider?

Prime Rate Mortgage is a full-service boutique brokerage located in Boynton Beach. It serves borrowers in the area and nearby communities, whether they are first-time homebuyers or experienced real estate investors. The agency works with clients who either want to get purchase loans or refinance their homes. Its purchase loan programs include fixed-rate, FHA, VA, rehab, USDA, and jumbo, while its refinance options include cash out, reverse mortgage, and HELOC. Prime Rate Mortgage also helps clients pre-qualify for loans, a requirement of some realtors.

License Verified:

License: 1759355

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (36)
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (12)

Website
Boynton Beach, FL 33426
  • New Construction

Why choose this provider?

Wardley Lending LLC is a woman-owned business that serves borrowers in Boynton Beach. It provides a variety of purchase loans, including those for first-time home buyers, as well as renovation and home improvement programs. The company also offers refinancing options for homeowners who want to lower their interest rates, consolidate debt, or get cash purposes like paying for educational expenses. Nadine Wardley, a loan officer with an MBA, has been working in the industry for 10 years.

License Verified:

License: 2233557

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
393 NE 5th Ave, Delray Beach, FL 33483
  • Refinance

Why choose this provider?

Liberty Mortgage Lending has been serving borrowers in Boynton Beach and nearby areas since 2001. It offers conventional loans with fixed and adjustable rates and government loans like FHA and VA. It also assists cash buyers and investors with jumbo and portfolio loans. The firm works with clients renovating a property or buying a primary, secondary, or investment home. Liberty Mortgage Lending has reached over $500 million in loan originations. Its founder, Erez Cohen, has over 20 years of finance industry experience.

License Verified:

License: 131914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (229)
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (21)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
601 N. Congress Ave Suite 413, Delray Beach, FL 33445
  • Refinance

Why choose this provider?

Florida Direct Lending provides home financing solutions for borrowers in Boynton Beach and nearby areas. Whether clients are looking to purchase or refinance homes, it offers various loan options to cater to their individual needs. These include conventional and jumbo loans and government-backed programs like VA, USDA, and FHA loans. The company also caters to doctors, foreign nationals, and individuals looking for commercial financing solutions. Florida Direct Lending's branch manager, Christy Gilman, has 17 years of experience in the industry.

License Verified:

License: 1814293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 Gateway Blvd #220, Boynton Beach, FL 33426
  • Refinance

Why choose this provider?

Loan Solutions Team, LLC, serves individuals across Boynton Beach and the surrounding areas. Its team of loan officers assists clients in purchasing primary homes, investment properties, and vacation houses using mortgage loan programs with different down payment options. These loans include conventional, VA, USDA, and FHA. The company also guides individuals in changing their loan terms and reducing their monthly payments through mortgage refinancing services. Loan Solutions Team also extends its services to Palm Beach County.

License Verified:

License: 1717950

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
806 E. Windward Way, Lantana, FL 33462
  • Refinance
  • New Construction

Why choose this provider?

Mortgage Biz of Florida assists families and individuals in Boynton Beach with their home purchasing and refinancing needs. The mortgage brokerage provides various loan options such as FHA, USDA, conventional, reverse, jumbo, and commercial financing. It works with several lending partners that give clients more options to choose from and additional chances of loan approval. With more than 20 years of being in the financing business, it offers support to its borrowers through direct and transparent communication.

License Verified:

License: 1497456

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (43)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.