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Best Mortgage Brokers in Tallahassee

2024

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Providers

Last updated:

Website
1684 Metropolitan Circle, Tallahassee, FL 32308
  • Refinance
  • Purchase Transactions

Why choose this provider?

Michelle Bailey is a mortgage broker who offers mortgage services to individuals and families in the Tallahassee area and the surrounding communities. She has more than 20 years of experience in the lending and marketing industry. She provides loan options like conventional, FHA, VA, fixed-rate, adjustable-rate, and interest-only loans. According to a previous client, she was able to help in her relocation to Tallahassee from more than 3,000 miles away. Michelle works as a branch manager and senior loan officer at Delmar Mortgage.

License Verified:

License: 378060

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (51)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Tallahassee, FL
  • Refinance

Why choose this provider?

Agave Home Loans is a mortgage broker that serves clients in Tallahassee. It offers a variety of mortgage loan options for homeowners and home buyers, including conventional, VA, FHA, and non-qualifying mortgage loans. Its mortgage experts help clients navigate the loan application process and assist them in making informed decisions through education and attention to detail. Co-owners Marshall Gottlieb and Doug Wang value open client communication. Marshall has seven years of experience in the restaurant and hospitality industry, while Doug has seven years of mortgage industry experience.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (597)
Facebook
5.0 / 5 (91)
Zillow
5.0 / 5 (73)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2260 Wednesday Street, Tallahassee, FL 32308
  • New Construction

Why choose this provider?

Moore Lending Group is a mortgage firm catering to individuals in Tallahassee. The company thoroughly reviews client information, including income, credit, and asset qualifications, to offer a home loan program suited to their circumstances. The firm provides several loan products such as USDA, FHA, VA, conventional, and jumbo loans. It also offers mortgage refinancing solutions to clients looking to lower their mortgage interest rates. Moore Lending Group's parent company, Cardinal Financial Company, has been in the mortgage industry since 1987.

License Verified:

License: 66247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
113 South Monroe Street, Tallahassee, FL 32301
  • New Construction

Why choose this provider?

Carrie Edgerson is a Tallahassee-based loan originator who has been in the lending industry for more than a decade. Edgerson is passionate about assisting individuals in achieving homeownership for first-time homebuyers and seasoned investors. As a mortgage broker at VanDyk Mortgage, she strives for fast underwriting and closings by using a seamless processing system and loan origination software. She offers different types of loan options, including 30-year conventional, FHA, veterans, rural housing, adjustable-rate, and financing.

License Verified:

License: 854365

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1334 Timberlane Road, Tallahassee, FL 32312
  • Refinance

Why choose this provider?

FHG Capital is a mortgage broker team that offers a mix of mortgage and lending products and services. Loan programs available include fixed-rate, adjustable-rate, and reverse mortgage. They cover FHA, VA, USDA, jumbo loans, and 203K loans. Refinancing options are also on hand for clients who want to replace their existing mortgage with a new one. FHG Capital is operated by Brent Campbell. The company is located in Tallahassee and is licensed to lend in all areas of Florida.

License Verified:

License: 1849814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (1)

Website
3512 Maclay Boulevard, Tallahassee, FL 32312
  • New Construction

Why choose this provider?

AnnieMac Home Mortgage is a Tallahassee-based mortgage loan provider. It offers a wide range of mortgage options for homeowners and homebuyers, including conventional, FHA, VA, USDA, and jumbo loans. Being an approved seller and servicer with Fannie Mae, Freddie Mac, and Ginnie Mae has provided AnnieMac Home Mortgage access to loan programs that suit the needs of clients. Additionally, loan processing and underwriting are done in-house. The mortgage broker also supports Freedom Service Dogs of America.

License Verified:

License: 2104309

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.