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Best Mortgage Brokers in Macon, GA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Macon Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27Reviewed

18Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3100 W Ray Rd STE 201, Office 209, Macon, GA 85226
WebsiteLicense: 1878308

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Mitchell Tucker works as a Nexa Mortgage broker in Macon. Tucker provides home purchase loans to assist first-time and repeat homebuyers in achieving their homeownership goals. As an independent mortgage broker, he represents several lenders who offer a variety of home loans, including fixed-rate, adjustable-rate, conventional, FHA, VA, and Jumbo. He also works with borrowers who want to reduce monthly payments, shorten loan terms, or consolidate debt through mortgage refinancing. Tucker began his career in finance in 2018. He joined Nexa Mortgage in 2021.

  • Refinance

2614 Riverside Drive, Macon, GA 31204
WebsiteLicense: 150509

Expertise.com Rating

Review Sources

Google
5.0 (74)
Facebook
5.0 (23)
Yelp
5.0 (1)

Why choose this provider?

Midtowne Mortgage provides a variety of financial solutions to borrowers in Macon. It offers government programs like FHA and VA loans, as well as refinancing for homeowners who want lower payments, shorter terms, or cash from equity. The business also assists borrowers who are 62 and up in qualifying for reverse mortgages. Company president Walter Moody has been in the financial industry since graduating with a degree in Finance with a focus on real estate and investments in 1994.

  • New Construction

3747 Vineville Ave, Macon, GA 31204
WebsiteLicense: 143789

Expertise.com Rating

Review Sources

Google
5.0 (77)
Facebook
4.9 (65)

Why choose this provider?

MidState Mortgage Company serves first-time homebuyers and seasoned veterans in Macon and its surrounding areas. The office assists customers throughout the process of home purchasing, consolidating debt, and refinancing an outstanding loan. Its team of loan officers works with several carriers to provide clients with customized loan options. One of its members, Cindy Jones, has been working in the mortgage industry for more than 20 years. In addition, MidState Mortgage Company's website features a mortgage calculator.

  • Refinance

1075 Baxter Street Suite 104, Macon, GA 30606
WebsiteLicense: 193818

Expertise.com Rating

Review Sources

Zillow
5.0 (3)

Why choose this provider?

Simon Nwoke is a loan originator at American Financial Network, Inc., a brokerage serving Macon residents. He offers various mortgage loan options to help first-time homebuyers and real estate investors purchase homes and investment properties or refinance an existing mortgage. The financing programs include jumbo, conventional, VA, FHA, and USDA. Simon regularly communicates with clients to provide loan updates, from the application, processing, and underwriting through closing. American Financial Network blogs about sustainable home ideas, spring cleaning, and winter safety.

  • Refinance
  • New Construction

Macon, GA 31216
WebsiteLicense: 2025002

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Ocmulgee Mortgage Company caters to clients looking to purchase or refinance their homes in the Macon community. Its team members provide a wide array of options for mortgages, loan products, and investment tools and offer clients individual attention to address their specific needs. They direct customers to options such as adjustable, fixed-rate, and interest-only mortgages and USDA, FHA, and jumbo loans. Its mortgage brokers navigate borrowers through the process, from pre-qualification to closing their loans.

  • Refinance
  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Mitchell Tucker
3100 W Ray Rd STE 201, Office 209, Macon, GA 85226
Midtowne Mortgage
2614 Riverside Drive, Macon, GA 31204
MidState Mortgage Company
3747 Vineville Ave, Macon, GA 31204
Simon Nwoke
1075 Baxter Street Suite 104, Macon, GA 30606
Ocmulgee Mortgage Company

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.