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Best Mortgage Brokers in Columbus, GA

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbus Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

Learn about our selection process.


featured provider = Featured Provider

5650 Whitesville Road, Columbus, GA 31904
WebsiteLicense: 165391 Rating

Review Sources

5.0 (3)
5.0 (1)

Why choose this provider?

FBMC Mortgage Corp is a mortgage brokerage that serves clients in the Columbus area. It works with a range of lenders to help customers find the right policies that meet their mortgage needs and goals. Its loan products include FHA, jumbo, home refinance, and home purchase. It also provides cash-out home loans, homeowners rate reduction programs, and conventional packages. The company is committed to building long-term relationships with its clients by offering them efficient and reasonable quotes for their homeownership dreams.

  • Refinance
  • Purchase Transactions

6400 Bradley Park Drive, Columbus, GA 31904
WebsiteLicense: 151179 Rating

Review Sources

5.0 (57)
5.0 (11)

Why choose this provider?

Alesia Parker started a career as a mortgage broker in 2005 after working in the banking and financial industry. She provides quality customer service to her clients in Columbus and surrounding areas in need of assistance in the loan process. She is a branch manager at Silverton Mortgage, where she works closely with her team, borrowers, real estate agents, and in-house agents to deliver results. Parker is the treasurer of the Columbus Chapter Mortgage Bankers Association of Georgia.

  • New Construction
  • Refinance

801 13th Street, Phenix City, AL 36867
WebsiteLicense: 638403 Rating

Review Sources

5.0 (44)

Why choose this provider?

Alex Lane, a Phenix-Girard Bank mortgage loan officer, serves the lending needs of builders, real estate professionals, and individual homebuyers in the Columbus metro area. He provides borrowers with a wide range of loan options, including a 30-year fixed-rate mortgage, 15-year fixed-rate mortgage, adjustable-rate mortgage, and hybrid adjustable-rate mortgage. Alex is well-versed in all aspects of mortgage lending, from refinance to purchase to construction lending. He educates clients and helps them obtain a policy that fits their needs.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
FBMC Mortgage Corp
5650 Whitesville Road, Columbus, GA 31904
Alesia Parker
6400 Bradley Park Drive, Columbus, GA 31904
Alex Lane
801 13th Street, Phenix City, AL 36867


  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.

    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.