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Best Mortgage Refinance Companies in Port St. Lucie

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Dreamline Mortgage logo

Dreamline Mortgage

690 NE Jensen Beach Blvd, Jensen Beach, FL 34957
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  • New Construction
  • Reverse Mortgages

Dreamline Mortgage works with buyers and investors who want to acquire investment properties in Port St. Lucie. Its team provides refinancing solutions to assist individuals and families in lowering interest rates and monthly payments, as well as changing loan terms. The company processes different types of mortgage programs, such as 15- and 30-year fixed-rate, adjustable, non-conventional, and balloon loans. It also provides jumbo and super jumbo and conforming mortgage loan options. Additionally, Dreamline Mortgage assists borrowers in improving their credit scores.

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Family Mortgage Team logo

Family Mortgage Team

601 University Blvd #104, Jupiter, FL 33458
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  • Multi-Family Loans
  • New Construction
  • Reverse Mortgages

Family Mortgage Team provides home loans and refinancing options to clients in the Port St. Lucie metro and the surrounding communities. The company originates loans through conventional lenders and government-backed financing programs. Its team has more than 50 years of combined experience, comprising industry professionals prepared to tackle current complex mortgage challenges. The firm's president, Skip McDonough, has taken the time to understand the market and shares the knowledge with his team, enabling them to plan accordingly and maintain acceptable client terms.

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Ideal Lending Solutions Jupiter logo

Ideal Lending Solutions Jupiter

752 N US Highway 1, Tequesta, FL 33469
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  • Reverse Mortgages

Ideal Lending Solutions Jupiter is a mortgage business that assists Port St. Lucie homeowners in the refinancing process. Its loan officers create solutions for mortgage borrowers with goals like home renovation, debt consolidation, and interest rate reduction. They assess client needs and financial situations, provide home valuation estimates, and help them make informed decisions. The company has been operating for 14 years and gives back to local organizations such as Habitat For Humanity and Little Smiles Florida.

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Pelagic Mortgage logo

Pelagic Mortgage

1860 SW Fountainview Blvd, Suite 100, Port St Lucie, FL 34986
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  • Reverse Mortgages

Pelagic Mortgage serves individuals across Port St. Lucie and the neighboring areas. It assists individuals in refinancing their mortgage loans to help cash out their equity, lower monthly payments, and reduce interest rates, allowing them to reach their financial goals and needs. It also assists clients in choosing suitable loan options before purchasing their first or investment homes. These loan options include fixed- and adjustable-rate, super jumbo, FHA, USDA, and VA. Founder Jeff Register is a loan officer with 15 years of mortgage experience.

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Ryan Miller logo

Ryan Miller

945 SW Martin Downs Blvd., Palm City, FL 34990
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  • Multi-Family Loans

Ryan Miller of Success Mortgage Partners provides various services to homebuyers and investors in Port St. Lucie. He assists individuals and families in obtaining their dream investment properties, paying off their mortgages early, and cashing out home equity through mortgage refinancing solutions. His programs include debt consolidation, FHA, USDA, and conventional loans, as well as loans for first-time home buyers. With his dedication to helping clients with their mortgage needs, he strives to make buying and refinancing a home a seamless and efficient process.

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Frequently Asked Questions

Q: What should you expect when refinancing a mortgage?

A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

Q: How often should you refinance your mortgage?

A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?

A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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