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Best Local Car Insurance Agencies in Port St. Lucie

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A Better Deal Insurance logo
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License Verified:

License: R001504

Florida Division Of Insurance Agent And Agency Services

A Better Deal Insurance

1034 Southwest Bayshore Boulevard, Port St. Lucie, FL 34983
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  • Multiple Carriers

Business Description

Operating since 1993, A Better Deal Insurance Agency is a company that provides automobile and other insurance needs of Port St. Lucie. Some of the car insurance products they offer include comprehensive coverage, collision insurance, medical payments coverage, uninsured and underinsured motorist insurance, and roadside assistance. A Better Deal Insurance Agency also offers homeowners' insurance, motorcycle insurance, condo insurance, and commercial and business insurance. The company's aim is to provide the best and affordable insurance plan that will fit a client's needs.

License Verified:

License: R001504

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.8 / 5 (25)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
A-Advantage Insurance logo
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License Verified:

License: L051057

Florida Division Of Insurance Agent And Agency Services

A-Advantage Insurance

1514 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
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  • Multiple Carriers
  • Bundling Option

Business Description

A-Advantage Insurance is a team of agents based in Port St. Lucie. Included in their product lineup is auto insurance. They review policies from different carriers in order to find a plan that will suit each car owner's unique needs. They insure both personal and commercial automobiles along with classic cars, RVs, ATVs, mobile homes, and watercraft. A Advantage Insurance has been providing Insurance you can afford since 2005.

License Verified:

License: L051057

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (47)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ACCH Insurance Agency logo
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License Verified:

License: L053474

Florida Division Of Insurance Agent And Agency Services

ACCH Insurance Agency

455 Northwest Prima Vista Boulevard, Port St. Lucie, FL 34983
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  • Bundling Option

Business Description

In business for over 20 years, ACCH Insurance Agency offers auto insurance to clients in Port St. Lucie. It educates them about Florida auto laws and the necessary liability insurances they need. Its agents can provide coverages for bodily injuries and collisions, as well as property damage and repairs for comprehensive risks, like wildlife and weather. ACCH can conduct online claims and policy changes, protecting user information with SSL encryption. Its other insurance services include trailers, pets, and condos.

License Verified:

License: L053474

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Choice Insurance Advisors, Inc logo
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License Verified:

License: L107004

Florida Division Of Insurance Agent And Agency Services

Choice Insurance Advisors, Inc

891 East Prima Vista Boulevard, Port St. Lucie, FL 34952
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  • Multiple Carriers

Business Description

Choice Insurance Advisors, Inc., is a locally owned and independent agency based in Port St. Lucie that offers auto insurance services and solutions to clients within the nearby areas. Its agents specialize in providing insurance plans that protect drivers against damages and financial losses resulting from an accident. These plans may include personal injury, property damage, collision, and comprehensive coverages. Choice Insurance Advisors strives to help people manage the risks of their everyday lives through its insurance solutions.

License Verified:

License: L107004

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jaguar Insurance logo
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License Verified:

License: R052740

Florida Division Of Insurance Agent And Agency Services

Jaguar Insurance

145 Northwest Central Park Plaza, Port St. Lucie, FL 34986
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  • Multiple Carriers
  • Bundling Option

Business Description

Jaguar Insurance has been providing insurance products and services to the residents of Port St. Lucie and the nearby areas since 2004. The company offers homeowners, flood, and commercial liability insurance. It also assists vehicle owners with its auto insurance services. Policies included in auto insurance are personal liability, bodily injuries, and comprehensive coverage. Dedicated to giving back to the community, the agency also actively participates in local charity programs like the Angel Tree Kids.

License Verified:

License: R052740

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeannie Evans logo
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License Verified:

License: P120879

Florida Division Of Insurance Agent And Agency Services

Jeannie Evans

787 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
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  • Bundling Option
  • Motorcyle & ATV
  • Boats

Business Description

Jeannie Evans is a local agent working under GreatFlorida Insurance. She helps individuals and families in the Port St. Lucie metro with their insurance needs. Evans can handle policies for businesses, homeowners, renters, and car owners and help them find the right coverage that suits their individual requirements. On her professional social media page, Evans also shares helpful tips about insurance policies, especially for vehicle owners who need protection while out on the road.

License Verified:

License: P120879

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (152)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
nsurPro Insurance Agency logo
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License Verified:

License: R001826

Florida Division Of Insurance Agent And Agency Services

nsurPro Insurance Agency

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
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  • Multiple Carriers

Business Description

InsurPro Insurance Agency is a two-person company in Port St. Lucie that assists clients in several areas, including car insurance. Its team provides car owners with standard auto insurance policies that protect different vehicle types such as sedans and trucks. The agents work with carriers like Progressive, allowing them to provide car owners with a range of options. Wayne Cox, one of the company's agents, volunteers for Dogs and Cats Forever, which is an animal shelter in Fort Pierce.

License Verified:

License: R001826

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Insurance LLC logo
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License Verified:

License: L106824

Florida Division Of Insurance Agent And Agency Services

Preferred Insurance LLC

1948 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
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  • Multiple Carriers

Business Description

Preferred Insurance, LLC, offers personalized insurance products and services throughout the Port St. Lucie area. It aims to give tailored solutions for its clients' auto insurance requirements, offering options that cover potential car-related damages, injuries, or loss. Its agents help policy buyers select an insurance plan that not only insures them and the people involved in case of an accident, but also protects them from a lawsuit associated with the incident.

License Verified:

License: L106824

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Ruggirello Agency logo
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License Verified:

License: R000009

Florida Division Of Insurance Agent And Agency Services

Tom Ruggirello Agency

2100 Southeast Hillmoor Drive, Port St. Lucie, FL 34952
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Tom Ruggirello Insurance is a company that has been catering to clients in Port St. Lucie for more than three decades. The locally owned business protects car owners, motorists, and business operators from financial losses through auto insurance policies. Its agents work with multiple providers to create standard and non-standard auto policies. They can accommodate all types of drivers, including high-risk drivers with ticket or accident records and new and young drivers. The company aims to build a long-lasting relationship with its clients.

License Verified:

License: R000009

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Westport Insurance Agency logo
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License Verified:

License: L014271

Florida Division Of Insurance Agent And Agency Services

Westport Insurance Agency

2836 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
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  • Multiple Carriers

Business Description

Westport Insurance Agency is a family-owned and operated business in Port St. Lucie that offers auto insurance services to individuals and commercial establishments. Established in 2000, it has been providing insurance solutions to protect clients against damages and financial losses that are associated with accidents. These plans include collision and comprehensive coverages, as well as personal injury protection and liability coverages. Its team of agents also accommodates insurance services for motorcycles, boats, and RVs.

License Verified:

License: L014271

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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