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Best Life Insurance Companies in Port St. Lucie

2024

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Providers

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Website
1680 Southwest Bayshore Boulevard, Port St. Lucie, FL 34984
  • Life Insurance
  • Health Insurance

Why choose this provider?

Behar Insurance is an independent agency that serves the residents of Port St. Lucie and the rest of Florida. The company works with multiple carriers to offer term life and permanent life insurance to its clients. Its agents educate their customers on the available coverage plan options and assist them in choosing the one suitable for their needs. They also provide auto, home, health, commercial, final expenses, and umbrella insurance. Behar Insurance also renders its services to Turkish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (285)
Facebook
5.0 / 5 (110)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
258 Sw Manatee Springs Way, Port St. Lucie, FL 34986
  • Life Insurance

Why choose this provider?

Independent Life Insurance Agency serves clients in the Port St. Lucie community. The agency helps clients reduce risk through its diverse range of life insurance products. Depending on the client's needs, these products can be either term life insurance and whole life insurance. The company's insurance professionals can also educate clients through their living will planning and memorial guides. They can also review a client's existing policy to determine if it is still beneficial to their current situation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
205 Winnachee Drive, Stuart, FL 34994
  • Life Insurance
  • Health Insurance

Why choose this provider?

Butcher Insurance Group, Inc., is an independent insurance agency that has been serving individuals, families, and businesses in the Port St. Lucie community and the surrounding areas for almost two decades. It offers a wide variety of life insurance products, such as term life, whole life, universal life, and variable universal life insurance. It also deals with other personal insurance lines, including health, long-term care, individual disability, key-person disability, and business overhead expense disability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
  • Life Insurance

Why choose this provider?

InsurPro Insurance Agency serves clients in Port St. Lucie and the surrounding areas. This independent agency offers various types of life insurance policies, such as whole life, universal life, term life, and annuities from several insurance carriers that include Travelers, Progressive, and Olympus. The business also covers other types of insurance products and services for homeowners, cars, condominiums, and businesses. To give back to the community, the company supports the St. Lucie Chamber of Commerce and Boy Scouts of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
550 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Individual Plans
  • Life Insurance

Why choose this provider?

Chris Melly leads a team of English-speaking and Spanish-speaking insurance agents at State Farm. He serves customers in the community of Port St. Lucie and its surrounding areas. Melly specializes in motorcycle, rental, marine, life, auto, and mobile home insurance. He offers residential relocations and financial services. He also helps small business owners with their commercial lines of insurance. In addition, as State Farm agents, Melly and his team handle other products such as annuities and banking.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (203)
Facebook
5.0 / 5 (50)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
651 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
  • Life Insurance
  • Health Insurance

Why choose this provider?

Craig Karraker is a State Farm insurance agent who has been offering services to individuals and businesses in Port St. Lucie and its surrounding areas since 1989. He provides different policies for life insurance such as term, universal, and whole life insurance. In addition, he also provides policy coverage for health, disability, rental property, and renter's insurance. Craig likewise proffers policies for businesses including commercial auto, liability umbrella, and business owners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the standard life insurance plans available in Port St. Lucie?

    In Port St. Lucie, there are three regular life insurance plans. First, fixed-term life insurance gives coverage for a set amount of time and pays out if the insured person dies during that time. Second, whole life insurance gives you coverage for the rest of your life and builds cash value over time. Lastly, universal life insurance is a permanent option with a cash value component that allows for flexible premium payments and changes to the death benefit as needed.

  • Who can be listed as beneficiaries for life insurance policies in Port St. Lucie?

    Individuals with life insurance policies in Port St. Lucie can name beneficiaries such as family members, spouses, children, parents, trusts, or charitable organizations. Furthermore, failure to name a beneficiary may result in the insurance payout being distributed according to the terms of the policy contract, with a preference for surviving family members or the insured's estate. As a result, policyholders must specify their preferred beneficiaries to ensure that the benefits are directed to the intended recipients.

  • What factors can determine the cost of a life insurance plan in Port St. Lucie?

    Personal circumstances, preferences, and specific coverage requirements can all influence the cost of life insurance in Port St. Lucie. Premiums are determined by age, with younger people receiving lower rates. The choice between term and permanent policies has a significant impact on costs, as term policies are typically less expensive. Furthermore, factors such as the term length, coverage amount, medical history, and lifestyle choices such as smoking or participating in high-risk activities all contribute to the cost of a life insurance policy.

  • Is there an imposed taxes on life insurance policies in Port St. Lucie?

    No, the state of Florida does not usually tax life insurance policies in Port St. Lucie, as long as the benefits are paid directly to certain beneficiaries. But if the insured's estate is named as the beneficiary, it is possible that the proceeds will be taxed as part of the estate. People need to set up their life insurance policies in the right way to make sure that the benefits go to the right people while minimizing taxes.

  • What death benefits are covered by life insurance policy payments in Port St. Lucie?

    Life insurance policies in Port St. Lucie provide valuable financial support to beneficiaries in the event of the policyholder's death. Funeral costs, mortgage payments, childcare and educational expenses, outstanding debts, the completion of retirement plans, and the assurance of a steady source of lifelong income are all covered by these policies. During difficult times, this comprehensive coverage provides policyholders and their loved ones with critical financial security and peace of mind.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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