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Best Mortgage Refinance Companies in Port St. Lucie

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2023
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Celebrity Home Loans logo

License Verified:

License: 1954321

Nationwide Multistate Licensing System and Registry

Celebrity Home Loans

725 N. HWY A1A, Suite C 118, Jupiter, FL 33477
  • New Construction

Business Description

Celebrity Home Loans is a mortgage brokerage firm that works with people in and around Port St. Lucie. Its refinancing programs allow borrowers to shorten their current loan terms, reduce monthly payments, and consolidate debt. Some of its refinancing options include fixed-rate, cash-out, and FHA streamline loans. The company also offers home purchase loans, such as ARM, FHA, VA, USDA, Jumbo, and Reverse. The firm—which is a subsidiary of Midwest Equity Mortgage, Inc.—has been serving clients across 48 states since 2006.

License Verified:

License: 1954321

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (16)
Yelp
4.5 / 5 (5)
Dreamline Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 362288

Nationwide Multistate Licensing System and Registry

Dreamline Mortgage

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690 NE Jensen Beach Blvd, Jensen Beach, FL 34957
  • New Construction
  • Reverse Mortgages

Business Description

Dreamline Mortgage assists homebuyers in Port St. Lucie and nearby cities with securing residential mortgage loans. It helps people with refinancing and getting money from their home equity to use for personal purposes. The firm has a unique set of products that most banks and credit unions do not have or do not offer, such as FHA, VA, conventional, conforming, and non-conforming mortgage loans. Dreamline Mortgage utilizes the latest technology to stay current in the mortgage advisory market.

License Verified:

License: 362288

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Lending Team logo
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License Verified:

License: 133260

Nationwide Multistate Licensing System and Registry

Elite Lending Team

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103 S US Highway 1, Jupiter, FL 33477
  • Reverse Mortgages

Business Description

Elite Lending Team has mortgage refinancing services for clients in Port St. Lucie and the surrounding areas. Its staff also assists individuals in selecting loan programs, such as VA, USDA, and FHA, that fit their needs and preferences. Danny Poulos, the senior loan originator, has been featured on ABC-TV News as a commentator and WPBF25 as a co-host of the Real Estate Insiders morning show. Elite Lending Team has been serving the community for over 30 years.

License Verified:

License: 133260

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (81)
Google
4.9 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Family Mortgage Team logo

License Verified:

License: 189233

Nationwide Multistate Licensing System and Registry

Family Mortgage Team

601 University Blvd # 104, Jupiter, FL 33458
  • New Construction

Business Description

Family Mortgage Team assists customers in Port St. Lucie with home purchases and mortgage refinancing. It maintains an online platform that allows customers to pre-qualify for a home loan and investigate various financing options using interactive calculators and various mortgage situations. Family Mortgage Team's professionals have over 50 years of combined experience. Skip McDonough, the manager, and his team strive to meet the specific needs of their clients by offering a wide range of products, investment tools, and mortgage programs.

License Verified:

License: 189233

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Group One of Supreme Lending logo
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License Verified:

License: 2129

Nationwide Multistate Licensing System and Registry

Group One of Supreme Lending

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900 E. Indiantown Road, Suite 110, Jupiter, FL 33477
  • Reverse Mortgages

Business Description

Group One of Supreme Lending serves clients in Port St. Lucie. It helps them pay their current mortgage balance and use their equity for other expenses by offering cash-out refinancing. Rate-term option that reduces their interest rate and the overall term is also available. Other programs offered include 203(k) rehab, conventional, USDA, FHA, and VA loans. Additionally, its team can provide assistance on credit programs for primary residences, secondary properties, and condominiums. Supreme Lending was established in 1999.

License Verified:

License: 2129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Homespire Mortgage logo
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License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Homespire Mortgage

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1860 SW Fountainview Boulevard, Suite 100, Port St. Lucie, FL 34986
  • Reverse Mortgages

Business Description

Homespire Mortgage serves homeowners in Port St. Lucie. It assists in securing a refinancing loan tailored to their goals, from lowering monthly payments and consolidating debt to cashing out on equity. It also offers purchase loans, including FHA, VA, and Jumbo. Homespire Mortgage strives to deliver a hassle-free and timely loan closing by providing each client with a personal loan consultant and originating, processing, and underwriting loans in-house. National Mortgage News has recognized it as one of the Best Companies to Work For.

License Verified:

License: 183215

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (151)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hometown Financial Services logo
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License Verified:

License: 1041632

Nationwide Multistate Licensing System and Registry

Hometown Financial Services

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1186 SW Gatlin Blvd., Port St. Lucie, FL 34953
  • Reverse Mortgages

Business Description

Hometown Financial Services guides clients in Port St. Lucie through the mortgage process. One of the company's services involves helping clients reduce their monthly mortgage payments through refinancing. It also helps clients who are looking for a cashout. Its mortgage rate options include fixed rate, adjustable ARM, interest only, and graduated payments. For home purchase loans, it offers assistance in FHA, VA, USDA, and jumbo programs. Michelle Durant founded the full-service company with the goal of guiding families in making the right mortgage decisions.

License Verified:

License: 1041632

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (60)
Google
4.9 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joshua Ulmer logo
Visit WebsiteWebsite

License Verified:

License: 217794

Nationwide Multistate Licensing System and Registry

Joshua Ulmer

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752 N US Highway 1, Tequesta, FL 33469
  • New Construction

Business Description

Joshua Ulmer is a mortgage banker who offers services for clients in the Port St. Lucie metro. He has over a decade of experience helping people finance a new home or refinance an existing one. He provides a variety of residential loan programs, including first-time home buyer programs, low down payments, debt consolidation, investment properties, home improvement loans, and niche lending programs. In addition, Joshua Ulmer uses a variety of media outlets to inform and advise prospective customers.

License Verified:

License: 217794

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (86)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage Masters Group logo
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License Verified:

License: 373290

Nationwide Multistate Licensing System and Registry

Mortgage Masters Group

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481 SW Port St. Lucie Blvd., Suite A, Port St. Lucie, FL 34953
  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Masters Group in Port St. Lucie has been serving the community and the surrounding areas for over two decades. It offers different options for refinancing loans, including conventional, FHA, VA, USDA, and reverse mortgages. Its lending services extend to vacation, investment, and rental properties, as well as other loans for purchasing, construction, and HELOC. Senior managers Doug and Sandi Kent work as a team, consulting and cultivating relationships with their clients through consistent updates and communication.

License Verified:

License: 373290

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pelagic Mortgage logo

License Verified:

License: 1901812

Nationwide Multistate Licensing System and Registry

Pelagic Mortgage

1860 SW Fountainview Blvd, Suite 100, St Lucie, FL 34986
  • New Construction
  • Reverse Mortgages

Business Description

Pelagic Mortgage attends to the financing needs of locals in Port St. Lucie. It provides home purchasing and refinancing services to help clients acquire their dream homes. Its team handles refinancing matters concerning fixed rates, adjustable rate mortgages, conforming loans, jumbo and super jumbo loans, FHA, and VA loans. It also assists clients who have inquiries regarding USDA loans. Its site features a virtual refinance rate checker to provide an idea of what refinancing option is suitable considering a client's current capacity.

License Verified:

License: 1901812

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ryan Miller logo
Visit WebsiteWebsite

License Verified:

License: 363649

Nationwide Multistate Licensing System and Registry

Ryan Miller

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945 SW Martin Downs Blvd., Palm City, FL 34990
  • New Construction
  • Reverse Mortgages

Business Description

Senior loan officer Ryan Miller of The Miller Mortgage Team caters to clients in Port S. Lucie. He delivers flexible refinance solutions to accommodate his customers' different financial situations. He also aids them in building, purchasing, and improving a residential property through options like FHA and jumbo loans, self-employed homebuyer mortgages, and loans for first-time homebuyers and active-duty or veteran military service members. Miller has been working with Success Mortgage Partners for over five years.

License Verified:

License: 363649

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Treasure Coast Home Loans logo

License Verified:

License: 2063586

Nationwide Multistate Licensing System and Registry

Treasure Coast Home Loans

10380 South West Village Center Drive #109, Port St. Lucie, FL 34987
  • Reverse Mortgages

Business Description

Treasure Coast Home Loans serves clients in Port St. Lucie. The company assists homeowners through the mortgage refinancing process to help them lower their interest rates. It takes into consideration the client's assets to calculate their new rates. The company also helps first-time homebuyers qualify for mortgage programs backed by the FHA and VA, as well as conventional loans. Edgar DeJesus, its branch manager, posts educational content on topics like real estate industry trends on social media accounts.

License Verified:

License: 2063586

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Mortgage Corp. logo

License Verified:

License: 1330

Nationwide Multistate Licensing System and Registry

United Mortgage Corp.

1201 U.S. Highway One, North Palm Beach, FL 33408
  • Reverse Mortgages

Business Description

United Mortgage Corp. offers its services to the Port St. Lucie area. Its mortgage services include FHA loans, VA loans, USDA loans, conventional mortgage loans, and investment property mortgage loans. It also provides reverse mortgage loan options to seniors aged 62 and above. Mortgages for Heroes are also offered for retired or working individuals in the field of military, government, medical, education, and law enforcement. United Mortgage Corp. is approved by the Veterans Administration and Federal Housing Administration.

License Verified:

License: 1330

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (132)
Facebook
5.0 / 5 (17)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.