Best Mortgage Refinance Companies in West Palm Beach

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
1st Mortgage Solution, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1144498

Nationwide Multistate Licensing System and Registry

1st Mortgage Solution, Inc.

420 FL-7 #100, Wellington, FL 33414
Visit WebsiteWebsite
  • New Construction

Business Description

1st Mortgage Solution, Inc., assists borrowers in West Palm Beach in deciding what type of mortgage they need and finding a deal that matches their criteria. It offers mortgage refinancing to help clients reduce their interest rates and change the term of their mortgages. The broker also helps borrowers obtain loan programs, such as fixed-rate, adjustable-rate, and conforming loans. 1st Mortgage Solution shows how much it values the time of its borrowers by providing custom quotations and a simplified online loan application and approval process.

License Verified:

License: 1144498

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
America's Mortgage Solutions logo
Visit WebsiteWebsite

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

America's Mortgage Solutions

712 US-1, #300, North Palm Beach, FL 33408
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

America's Mortgage Solutions provides home loan refinance programs for West Palm Beach residents. Its mortgage professionals educate borrowers about the benefits of refinancing their home loans. They offer various mortgage products, including FHA, jumbo, foreign national, and first-time home buyer loans. The firm aspires to deliver customized mortgage solutions by matching loan programs with its clients' short- and long-term investment and financial goals. The owner of America's Mortgage Solutions, Christian Penner, started in the real estate lending industry in 1997.

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
4.9 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Arch Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 334279

Nationwide Multistate Licensing System and Registry

Arch Mortgage

2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL 33410
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Arch Mortgage caters to people in West Palm Beach and nearby areas. The company advises homeowners throughout the refinancing process and helps them access their property equity to fund home improvement projects or family vacations. It offers online mortgage calculators to guide them in their decision-making. It also provides a variety of solutions for homebuyers, including VA, FHA, and USDA loans. Arch Mortgage is experienced in setting up down payment assistance programs for clients struggling with their finances.

License Verified:

License: 334279

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddy Ramirez logo
Visit WebsiteWebsite

License Verified:

License: 941949

Nationwide Multistate Licensing System and Registry

Eddy Ramirez

621 53rd St. Ste 255, Boca Raton, FL 33487
Visit WebsiteWebsite
  • New Construction

Business Description

Eddy Ramirez is a mortgage banker who supports the refinancing goals of residents in the West Palm Beach area. He assists loan borrowers in deciding when to refinance, choosing from different options, and navigating the application process. Through Foundation Mortgage Corporation, the agent delivers refinancing programs such as VA Streamline IRRRL, HARP, and reverse mortgages. Foundation Mortgage has been serving the community since 1998 and is a member of the MBA. Additionally, it is a USDA-approved lender.

License Verified:

License: 941949

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eric Lieberman logo
Visit WebsiteWebsite

License Verified:

License: 282546

Nationwide Multistate Licensing System and Registry

Eric Lieberman

120 S. Olive Ave, Suite 602, West Palm Beach, FL 33401
Visit WebsiteWebsite
  • New Construction

Business Description

Eric Lieberman is a mortgage broker for Palm Beach First Financial and Mortgage Co. He helps clients in West Palm Beach who want to apply for a refinance program to adjust term length and rates or cash out from home equity. Some of the other mortgage products he offers are loans for first-time and seasoned homebuyers, investors, and seniors. Lieberman advises clients about the requirements, guides them through the entire process, and keeps them informed about their loan status.

License Verified:

License: 282546

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (142)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Issa Velez logo
Visit WebsiteWebsite

License Verified:

License: 1453887

Nationwide Multistate Licensing System and Registry

Issa Velez

4440 PGA Blvd. Suite 607, Palm Beach Gardens, FL 33410
Visit WebsiteWebsite
  • New Construction

Business Description

Issa Velez works as a mortgage broker in West Palm Beach and the surrounding areas. She assists people who want to change or refinance their current mortgage loans in order to obtain funds from their home's equity for home improvements or personal use. In addition, Issa refinances loans to lower monthly interest or rates for clients. She is also an experienced loan officer at C2 Financial Group. Issa, who was born and raised in Puerto Rico, is available to serve Spanish-speaking clients.

License Verified:

License: 1453887

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Google
5.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Biz of Florida logo
Visit WebsiteWebsite

License Verified:

License: 1497456

Nationwide Multistate Licensing System and Registry

Mortgage Biz of Florida

806 E. Windward Way, Lantana, FL 33462
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Biz of Florida has been catering to the needs of first-time residential and commercial property buyers in West Palm Beach and the nearby areas since 2016. The company focuses on various loan options, which include conventional, FHA, USDA, and jumbo loans. It also offers clients VA loans and commercial mortgage options for apartment complexes, office buildings, shopping centers, and industrial warehouses. Its mortgage broker, Dianne Taylor, has more than two decades of experience in the mortgage lending industry.

License Verified:

License: 1497456

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (43)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
My Liberty Loans logo
Visit WebsiteWebsite

License Verified:

License: 275236

Nationwide Multistate Licensing System and Registry

My Liberty Loans

8409 N Military Trail Ste 115, Palm Beach Gardens, FL 33410
Visit WebsiteWebsite
  • New Construction

Business Description

My Liberty Loans helps families and individuals in West Palm Beach who want to refinance their mortgages. It is an independently owned mortgage brokerage firm that has been in the financial and banking services industry since 2003. It offers a wide variety of mortgage programs like VA, construction, commercial, and investment property loans. It also caters to self-employed borrowers. Referrals from financial advisors, Realtors, attorneys, and CPAs account for the majority of the company's business.

License Verified:

License: 275236

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (38)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Florida Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1607115

Nationwide Multistate Licensing System and Registry

New Florida Mortgage

800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL 33410
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

New Florida Mortgage is a service provider that implements refinancing strategies for the community in West Palm Beach. Through multiple funding sources, the company provides private loans for owners of nonowner-occupied homes planning to refinance. In addition, its team assists owners of FHA or VA programs in applying for refinancing to get lower rates or secure reduced monthly payment amounts. New Florida Mortgage has been operating for over 26 years and has closed more than 1,264 loans to date.

License Verified:

License: 1607115

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Palm Beach Mortgage Group logo
Visit WebsiteWebsite

License Verified:

License: 373094

Nationwide Multistate Licensing System and Registry

Palm Beach Mortgage Group

5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL 33417
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Palm Beach Mortgage Group serves clients throughout West Palm Beach. It addresses homeowners' concerns regarding the refinancing process and helps them achieve goals like reduced interest rates or decreased monthly payments. The company verifies the client's income as part of its work process. It also provides loan programs insured or guaranteed by the FHA and VA for aspiring homeowners. One of the company's co-founders, Suzanne Downs, is the former Florida Association of Mortgage Brokers president. She has been in the industry since 1985.

License Verified:

License: 373094

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (148)
Facebook
4.7 / 5 (18)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prosperity Home Finance logo
Visit WebsiteWebsite

License Verified:

License: 1095758

Nationwide Multistate Licensing System and Registry

Prosperity Home Finance

516 29th Street, West Palm Beach, FL 33407
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Prosperity Home Finance is an independent mortgage company that caters to West Palm Beach residents. Its team offers a variety of refinancing solutions to help homebuyers and investors acquire their dream properties. The agency works closely with clients to develop strategies on how they can reduce interest rates, lower monthly mortgage payments, and pay off debts. It also processes USDA, FHA, VA, conventional, and conforming loans. Owner Joe Cortez has been in the industry for over two decades.

License Verified:

License: 1095758

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (10)
Facebook
5.0 / 5 (4)
Renaissance Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 1935883

Nationwide Multistate Licensing System and Registry

Renaissance Home Loans

10205 Southern Boulevard, Royal Palm Beach, FL 33411
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Renaissance Home Loans helps West Palm Beach homeowners refinance their existing mortgages. The company offers a wide array of loan products for various purposes, including lowering the interest rate, reducing the loan term, and taking cash out of the property's equity. It conducts a refinance analysis to generate loan options that benefit the client's unique situation as well as loan comparisons to help them make an informed decision. Renaissance Home Loans also provides financing for purchases through FHA, VA, and Non-QM loans.

License Verified:

License: 1935883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
SWAPAMORTGAGE logo
Visit WebsiteWebsite

License Verified:

License: 1823801

Nationwide Multistate Licensing System and Registry

SWAPAMORTGAGE

805 N. Olive Ave, West Palm Beach, FL 33401
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

SWAPAMORTGAGE originates residential and commercial loans for clients in and around West Palm Beach and Wellington. It has French-speaking staff who can work with Canadians and other foreign nationals who speak only or mostly French. The agency offers a variety of mortgage options, including jumbo, DSCR, VA, and FHA. It uses an online process that allows clients to submit their applications, pre-qualify for a loan, and get quotes promptly. SWAPAMORTGAGE is one of The Palm Beach Post's 2020 and 2021 Best of Palm Beach awardees.

License Verified:

License: 1823801

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS