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Best Mortgage Refinance Companies in Torrance

Laurels
2023
Laurels

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Alwayzz Inc Realty & Loans logo
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License Verified:

License: 306477

Nationwide Multistate Licensing System and Registry

Alwayzz Inc Realty & Loans

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5405 Arrow Hwy, Ste 104, Montclair, CA 91763
  • New Construction

Business Description

Alwayzz Inc Realty & Loans is a mortgage broker that offers refinance loans to locals around Torrance. It helps homeowners achieve financial stability by helping them obtain lower monthly payments or shorter loan terms, consolidate debts, or get cash from equity through refinancing loan options. The company also provides FHA, VA, fixed-rate, adjustable-rate, and reverse mortgages. In addition, it has a fixed-rate mortgage-down payment assistance program for first-time home buyers who must complete a homebuyer counseling class.

License Verified:

License: 306477

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (33)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Benjamin Group Lending logo
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Benjamin Group Lending

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Torrance, CA
  • New Construction
  • Reverse Mortgages

Business Description

Benjamin Group Lending offers mortgage refinancing options to clients living in and around the Torrance area. It works on refinanced consumer loans such as car and student loans. It also has pre-qualification services, new home financing, credit repair, and debt consolidation in its portfolio. Real estate appraisals, loan processing, funding, underwriting, and documentation are also available. Benjamin Group Lending is NMLS-registered and an Equal Housing Lender. The firm is also licensed to operate in Arizona.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Vista Mortgage logo
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License Verified:

License: 2427

Nationwide Multistate Licensing System and Registry

Blue Vista Mortgage

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18321 S Western Ave, Ste J, Gardena, CA 90248
  • New Construction

Business Description

Blue Vista Mortgage is an independently owned and operated brokerage firm that serves individuals and families in Torrance and the surrounding areas. It helps clients lower their payments, consolidate their debt, and pull cash from their equity through mortgage refinancing programs. It offers VA IRRRL, VA refinance, and FHA Streamline Refinance programs. The firm also provides a wide assortment of home purchase loans. Branch Manager Michelle Ota has been working in the mortgage industry for over three decades.

License Verified:

License: 2427

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cal Fed Mortgage logo
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License Verified:

License: 290315

Nationwide Multistate Licensing System and Registry

Cal Fed Mortgage

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24214 Hawthorne Blvd., Torrance, CA 90505
  • Reverse Mortgages

Business Description

Cal Fed Mortgage provides services to homeowners and homebuyers in Torrance and the neighboring areas. It refinances mortgage loans to help clients meet their financial goals by reducing their monthly payments and lowering their interest rates. These refinance programs allow clients to cash out their equity to meet their home improvement, vacation fund, or debt consolidation needs. Cal Fed Mortgage is also available to serve individuals applying for mortgage loans. The company also handles commercial real estate funding for business owners or investors.

License Verified:

License: 290315

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Yelp
5.0 / 5 (25)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jack Skovgard logo
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License Verified:

License: 1448432

Nationwide Multistate Licensing System and Registry

Jack Skovgard

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1650 Ximeno Ave Ste 210, Long Beach, CA 90804
  • Commercial Loans
  • New Construction

Business Description

Jack Skovgard is a Long Beach Home Loan mortgage advisor who serves clients in Torrance-based communities. He employs a communication-based approach by working closely with clients to analyze their financial situations and credit scores and following up on their requirements. He and his team relay relevant information involving various refinancing choices, loan programs, and market rates to help applicants structure a plan that suits their goals. Skovgard also caters to real estate investors, first-time homebuyers, and seniors who are looking for reverse mortgage options.

License Verified:

License: 1448432

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midgate Mortgage logo
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License Verified:

License: 327902

Nationwide Multistate Licensing System and Registry

Midgate Mortgage

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24051 Neece Ave Ste B, Torrance, CA 90505
  • New Construction
  • Reverse Mortgages

Business Description

Midgate Mortgage caters to clients in Torrance and the surrounding South Bay areas who have refinancing and loan needs. These products include programs aimed at first-time buyers, commercial real estate players, and property investors. Refinancing is an option to take advantage of the subsequent reduction in interest rates following the original acquisition of debt. Midgate Mortgage has been open since 2001 was founded by Steve Chelebian who is a 24-year veteran of the lending sector.

License Verified:

License: 327902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (20)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mitch Chang logo
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License Verified:

License: 1064309

Nationwide Multistate Licensing System and Registry

Mitch Chang

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600 Anton Blvd Suite 1104, Costa Mesa, CA 92626
  • New Construction

Business Description

Nations Lending's Mitch Chang assists Torrance homeowners with refinancing. He offers loan options for different goals, from lowering interest rates and changing mortgage terms to taking cash out of the home's equity. Mitch also advises homeowners on how to structure their new financing to get a favorable deal and avoid mistakes and red tape. Recognizing the significance of timely loan closing, he follows up and keeps the client informed of the progress. Purchase loans are also available for first-time, move-up, and investment buyers.

License Verified:

License: 1064309

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Realinterest Mortgage Brokers logo
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License Verified:

License: 362733

Nationwide Multistate Licensing System and Registry

Realinterest Mortgage Brokers

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2370 West Carson Street #130, Torrance, CA 90501
  • New Construction

Business Description

Realinterest Mortgage Brokers is a family-owned business serving individuals and families in the Torrance metro. It provides cash-out refinance solutions to help clients improve or remodel their residential spaces. The company also assists customers in lowering their debt interest, increasing their emergency funds, and achieving their dream vacation. Its team offers various types of mortgage programs, such as FHA, VA, and conventional loans. Realinterest Mortgage Brokers has been in the industry for more than 15 years.

License Verified:

License: 362733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Redondo Mortgage Center logo
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License Verified:

License: 256042

Nationwide Multistate Licensing System and Registry

Redondo Mortgage Center

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2304 Artesia Blvd, Redondo Beach, CA 90278
  • New Construction
  • Reverse Mortgages

Business Description

Redondo Mortgage Center offers refinance loans to locals of Torrance. It helps homeowners achieve their financial goals to consolidate debts, get lower monthly payments and shorter terms, or get cash from equity to fund home improvements and major purchases through various refinancing loan products. The company was established in 1989 and also offers conventional, jumbo, VA, FHA, hard-money, and commercial loans, as well as reverse mortgages. It has a team of four loan officers, including one who is bilingual in English and Spanish.

License Verified:

License: 256042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (22)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Lending Team logo
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License Verified:

License: 1900275

Nationwide Multistate Licensing System and Registry

Scott Lending Team

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939 E Santa Ana Blvd, Santa Ana, CA 92701
  • New Construction
  • Reverse Mortgages

Business Description

Scott Lending Team helps residents of Torrance achieve their homeownership dreams. Jeremy Scott leads the mortgage team at E Mortgage Capital that helps clients change the terms of their home loans and reduce their interest rates by offering fixed-rate, adjustable-rate, and conforming mortgages. His team gives financial advice based on changes in market conditions and mortgage programs to meet clients' unique needs and financial situations. E Mortgage Capital provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 1900275

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Bay Equity Lending logo
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License Verified:

License: 313275

Nationwide Multistate Licensing System and Registry

South Bay Equity Lending

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1611 S Pacific Coast Hwy #102, Redondo Beach, CA 90277
  • New Construction

Business Description

South Bay Equity Lending is a mortgage firm established in 2001. It caters to borrowers in Torrance, providing numerous real estate financing and refinancing options, including jumbo, FHA, VA, bank statements, and asset depletion loans. Its brokers have refinancing solutions for clients looking to consolidate their high-interest debt or obtain funds to improve their property. The firm also offers adjustable, fixed-rate, and reverse mortgage solutions. Principal broker Matthew Hadnett has been helping people create informed monetary decisions for over three decades.

License Verified:

License: 313275

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Yelp
5.0 / 5 (25)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
South Bay Mortgage Brokers logo
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License Verified:

License: 242995

Nationwide Multistate Licensing System and Registry

South Bay Mortgage Brokers

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4000 Palos Verdes Dr North STE 108, Rolling Hills Estates, CA 90274
  • Reverse Mortgages

Business Description

South Bay Mortgage Brokers serves individuals in Torrance who need refinancing and lending services. Its products include various jumbo mortgages and fixed-year choices with 15- or 30-year terms. The team refinances current debts into and from FHA, 203k, and VA programs. Reverse mortgages are also available for senior citizens. The company has been in the home financing field for over 17 years and has funded over 600 million in combined loans for more than 600 clients.

License Verified:

License: 242995

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Shores Realty logo
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License Verified:

License: 2089797

Nationwide Multistate Licensing System and Registry

West Shores Realty

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449 Silver Spur Road, Rolling Hills Estates, CA 90274
  • New Construction

Business Description

West Shores Realty helps locals in Torrance with their refinancing needs. It assists clients in a variety of mortgage concerns and other real estate matters to help people afford their dream homes. Meetings may be conducted completely online. Additionally, the brokerage has an application (available for download on iOS and Android) that aims to make its services and updates more accessible to its clients. West Shores Realty has seven locations and more than 600 agents. It has been in operation since 2012.

License Verified:

License: 2089797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (65)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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