Best Mortgage Refinance Companies in Torrance

Alwayzz Inc Realty & Loans is a mortgage broker that offers refinance loans to locals around Torrance. It helps homeowners achieve financial stability by helping them obtain lower monthly payments or shorter loan terms, consolidate debts, or get cash from equity through refinancing loan options. The company also provides FHA, VA, fixed-rate, adjustable-rate, and reverse mortgages. In addition, it has a fixed-rate mortgage-down payment assistance program for first-time home buyers who must complete a homebuyer counseling class.

Benjamin Group Lending offers mortgage refinancing options to clients living in and around the Torrance area. It works on refinanced consumer loans such as car and student loans. It also has pre-qualification services, new home financing, credit repair, and debt consolidation in its portfolio. Real estate appraisals, loan processing, funding, underwriting, and documentation are also available. Benjamin Group Lending is NMLS-registered and an Equal Housing Lender. The firm is also licensed to operate in Arizona.

Blue Vista Mortgage is an independently owned and operated brokerage firm that serves individuals and families in Torrance and the surrounding areas. It helps clients lower their payments, consolidate their debt, and pull cash from their equity through mortgage refinancing programs. It offers VA IRRRL, VA refinance, and FHA Streamline Refinance programs. The firm also provides a wide assortment of home purchase loans. Branch Manager Michelle Ota has been working in the mortgage industry for over three decades.

Cal Fed Mortgage provides services to homeowners and homebuyers in Torrance and the neighboring areas. It refinances mortgage loans to help clients meet their financial goals by reducing their monthly payments and lowering their interest rates. These refinance programs allow clients to cash out their equity to meet their home improvement, vacation fund, or debt consolidation needs. Cal Fed Mortgage is also available to serve individuals applying for mortgage loans. The company also handles commercial real estate funding for business owners or investors.

Jack Skovgard is a Long Beach Home Loan mortgage advisor who serves clients in Torrance-based communities. He employs a communication-based approach by working closely with clients to analyze their financial situations and credit scores and following up on their requirements. He and his team relay relevant information involving various refinancing choices, loan programs, and market rates to help applicants structure a plan that suits their goals. Skovgard also caters to real estate investors, first-time homebuyers, and seniors who are looking for reverse mortgage options.

Midgate Mortgage caters to clients in Torrance and the surrounding South Bay areas who have refinancing and loan needs. These products include programs aimed at first-time buyers, commercial real estate players, and property investors. Refinancing is an option to take advantage of the subsequent reduction in interest rates following the original acquisition of debt. Midgate Mortgage has been open since 2001 was founded by Steve Chelebian who is a 24-year veteran of the lending sector.

Nations Lending's Mitch Chang assists Torrance homeowners with refinancing. He offers loan options for different goals, from lowering interest rates and changing mortgage terms to taking cash out of the home's equity. Mitch also advises homeowners on how to structure their new financing to get a favorable deal and avoid mistakes and red tape. Recognizing the significance of timely loan closing, he follows up and keeps the client informed of the progress. Purchase loans are also available for first-time, move-up, and investment buyers.

Realinterest Mortgage Brokers is a family-owned business serving individuals and families in the Torrance metro. It provides cash-out refinance solutions to help clients improve or remodel their residential spaces. The company also assists customers in lowering their debt interest, increasing their emergency funds, and achieving their dream vacation. Its team offers various types of mortgage programs, such as FHA, VA, and conventional loans. Realinterest Mortgage Brokers has been in the industry for more than 15 years.

Redondo Mortgage Center offers refinance loans to locals of Torrance. It helps homeowners achieve their financial goals to consolidate debts, get lower monthly payments and shorter terms, or get cash from equity to fund home improvements and major purchases through various refinancing loan products. The company was established in 1989 and also offers conventional, jumbo, VA, FHA, hard-money, and commercial loans, as well as reverse mortgages. It has a team of four loan officers, including one who is bilingual in English and Spanish.

Scott Lending Team helps residents of Torrance achieve their homeownership dreams. Jeremy Scott leads the mortgage team at E Mortgage Capital that helps clients change the terms of their home loans and reduce their interest rates by offering fixed-rate, adjustable-rate, and conforming mortgages. His team gives financial advice based on changes in market conditions and mortgage programs to meet clients' unique needs and financial situations. E Mortgage Capital provides a mortgage calculator to help clients project their potential expenses.

South Bay Equity Lending is a mortgage firm established in 2001. It caters to borrowers in Torrance, providing numerous real estate financing and refinancing options, including jumbo, FHA, VA, bank statements, and asset depletion loans. Its brokers have refinancing solutions for clients looking to consolidate their high-interest debt or obtain funds to improve their property. The firm also offers adjustable, fixed-rate, and reverse mortgage solutions. Principal broker Matthew Hadnett has been helping people create informed monetary decisions for over three decades.

South Bay Mortgage Brokers serves individuals in Torrance who need refinancing and lending services. Its products include various jumbo mortgages and fixed-year choices with 15- or 30-year terms. The team refinances current debts into and from FHA, 203k, and VA programs. Reverse mortgages are also available for senior citizens. The company has been in the home financing field for over 17 years and has funded over 600 million in combined loans for more than 600 clients.

West Shores Realty helps locals in Torrance with their refinancing needs. It assists clients in a variety of mortgage concerns and other real estate matters to help people afford their dream homes. Meetings may be conducted completely online. Additionally, the brokerage has an application (available for download on iOS and Android) that aims to make its services and updates more accessible to its clients. West Shores Realty has seven locations and more than 600 agents. It has been in operation since 2012.