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Best Mortgage Refinance Companies in San Pedro

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2023
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Andrianna Felando logo

License Verified:

License: 1547657

Nationwide Multistate Licensing System and Registry

Andrianna Felando

23236 Lyons Ave., Suite 232, Newhall, CA 91321
  • New Construction

Business Description

Andrianna Felando is a mortgage loan originator handling home refinancing for clients in San Pedro. Together with The Money Store, she offers refinancing options for both real estate agents and homeowners in the community. Her firm handles in-house underwriters, offering an efficient process for its clients. The Money Store is handled by MLD Mortgage Inc. which has been a full-service mortgage banker for over 50 years. The company is an MBA member and is licensed in 47 states.

License Verified:

License: 1547657

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Capital Lending & Real Estate logo

License Verified:

License: 239536

Nationwide Multistate Licensing System and Registry

Capital Lending & Real Estate

1977 Redondela Drive, Rancho Palos Verdes, CA 90275
  • New Construction

Business Description

Capital Lending & Real Estate caters to the mortgage needs of property investors, first-time homebuyers, and seasoned veterans in San Pedro and nearby communities. The office has various refinancing programs, such as USDA streamline, FHA cash out, commercial, VA cash out, FHA 203k, and conventional loans. Owner and mortgage broker John Lauro guides customers throughout the home purchasing, refinancing, and selling processes. He has been active in the industry since 1995, also providing adjustable-rate and graduated payment mortgages.

License Verified:

License: 239536

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Saim logo
Visit WebsiteWebsite

License Verified:

License: 1711150

Nationwide Multistate Licensing System and Registry

David Saim

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17195 Newhope Street, Ste 105, Fountain Valley, CA 92708
  • Reverse Mortgages

Business Description

David Saim provides mortgage services to clients across the San Pedro community and the surrounding areas. David caters to homeowners who wish to refinance their existing loans to achieve their financial goals and meet their needs. He also guides clients in purchasing homes by helping them apply for mortgage programs, including USDA, VA, FHA, and conventional loans. He is also available to assist first-time home buyers who are applying for down payment assistance programs and handles pre-approval processes.

License Verified:

License: 1711150

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fairview Mortgage Capital logo
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License Verified:

License: 1239897

Nationwide Multistate Licensing System and Registry

Fairview Mortgage Capital

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29000 S Western Ave Suite 210, Rancho Palos Verdes, CA 90275
  • New Construction
  • Reverse Mortgages

Business Description

Fairview Mortgage Capital serves clients across San Pedro and the surrounding cities. It provides mortgage loan options for home refinancing and purchasing, such as adjustable-rate and fixed-rate mortgages, combined and hybrid ARMs, conforming, conventional, FXA, and jumbo loans. It also offers home equity, cash-out home loan, and reverse mortgage programs. It provides clients with written pre-approval certificates within one hour to make the loan process faster and simpler for them. It has been helping clients since 1996.

License Verified:

License: 1239897

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Harbor View Funding logo
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License Verified:

License: 1757032

Nationwide Multistate Licensing System and Registry

Harbor View Funding

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773 W 9th St, San Pedro, CA 90731
  • New Construction
  • Reverse Mortgages

Business Description

Harbor View Funding handles mortgage matters in the San Pedro metro and the surrounding areas. Its team aims to understand clients' mortgage needs to create plans and offer loan programs based on their financial goals. The company provides different loan options, including construction, conventional, balloon, jumbo, and bridge. It also allows clients to choose fixed-rate or HomePath mortgages. Harbor View Funding extends its services to Los Alamitos, Rancho Palos Verdes, Torrance, Paramount, and Long Beach.

License Verified:

License: 1757032

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (31)
Google
5.0 / 5 (16)
Khan Home Loan logo
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License Verified:

License: 2092207

Nationwide Multistate Licensing System and Registry

Khan Home Loan

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17315 Studebaker Rd #300E, Cerritos, CA 90703
  • New Construction
  • Reverse Mortgages

Business Description

Khan Home Loan serves San Pedro residents, providing them with mortgage options and refinancing programs. It serves various clients, from first-time homebuyers to residential property investors. It offers FHA, USDA, VA, and jumbo loans. Its mortgage professionals also assist current mortgagors in refinancing their current lending options. They advise them on the necessary qualifications for various refinancing plans and the benefits of said plans, such as cash or shortened loan terms. Khan Home Loans has over 15 years of industry experience.

License Verified:

License: 2092207

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Malaga Funding, Inc. logo
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License Verified:

License: 267223

Nationwide Multistate Licensing System and Registry

Malaga Funding, Inc.

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350 West 5th Street #206, San Pedro, CA 90731

Business Description

Malaga Funding, Inc., is a residential and commercial real estate financing company that caters to the San Pedro metro. Its services include mortgage refinancing, offering different types of options, including FHA, VA, conventional, and jumbo loans. It also crafts balance and conforming loan programs. Malaga Funding provides tri-merge credit reports with FICO scores to its first-time clients. Its mortgage brokers, Andrea Dobrick and Joe Gomez, have more than 44 years of combined experience in real estate lending.

License Verified:

License: 267223

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Mortgage Co logo
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License Verified:

License: 1494813

Nationwide Multistate Licensing System and Registry

Pacific Mortgage Co

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24445 Hawthorne Blvd, Suite 201, Torrance, CA 90505
  • Reverse Mortgages

Business Description

Pacific Mortgage Co. helps aspiring homebuyers and homeowners in San Pedro in obtaining loan options that match their needs. The company assists clients in refinancing and purchasing properties through its various mortgage programs, including reverse, jumbo, FHA, VA, and conforming and non-conforming loans. One of its most recent transactions involves a retired customer refinancing a single-family home in Manhattan Beach using a rental agreement. President Stephan Wiederkehr has been in the mortgage industry for 20 years.

License Verified:

License: 1494813

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SunWest Mortgage Company, Inc. logo

License Verified:

License: 2550

Nationwide Multistate Licensing System and Registry

SunWest Mortgage Company, Inc.

2244 Pacific Coast Hwy #106, Lomita, CA 90717
  • Reverse Mortgages

Business Description

SunWest Mortgage Company, Inc. is a technology-driven lender that accepts and processes loan applications online and provides same-day pre-qualifications. It caters to clients in San Pedro who would like to purchase homes, refinance their mortgages, or cash out their equity. The company assists them with several options, including conventional, Native American, FHA, VA, jumbo, and USDA loans. It aims to close every loan with true approval in no more than 28 days. SunWest Mortgage Company has been in the industry for three decades.

License Verified:

License: 2550

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (3470)
Facebook
4.5 / 5 (555)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vanessa Jezin logo

License Verified:

License: 231293

Nationwide Multistate Licensing System and Registry

Vanessa Jezin

15 Miraleste Plz., Rancho Palos, CA 90275
  • New Construction

Business Description

Vanessa Jezin is a mortgage advisor at Pinnacle Home Loans, helping borrowers in San Pedro achieve their interest rate goals through refinancing. She leverages her more than 16 years of experience in the mortgage banking field to help clients find loans tailored to their needs and financial circumstances. Vanessa combines her problem-solving skills with a commitment to delivering quality customer service to provide loans that impact clients' health, wealth, and quality of life. She takes an approach to mortgage processing that emphasizes relationship building and integrity.

License Verified:

License: 231293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
Viewpoint Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 336969

Nationwide Multistate Licensing System and Registry

Viewpoint Mortgage

Visit WebsiteWebsite
3700 Wilshire Boulevard, Ste 999, Los Angeles, CA 90010
  • New Construction

Business Description

Viewpoint Mortgage is a family-owned and family-operated firm established in 1986. The company works with real estate professionals, builders, investors, and homebuyers in the San Pedro metro and its surrounding communities. The company handles different kinds of loans, including conventional, jumbo, VA, FHA, and cash-out options. In addition, the company provides loan products for active-duty military members, veterans, and persons with disabilities. The company also offers mortgage manager services for clients considering refinancing existing loans.

License Verified:

License: 336969

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.