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Best Mortgage Refinance Companies in Hawthorne

2023

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Website
2450 Colorado Ave #100E, Santa Monica, CA 90404
  • New Construction

Why choose this provider?

Buku Lending is a mortgage brokerage firm serving clients in Hawthorne and nearby areas. It offers refinancing programs to borrowers who want to fund their current loans to consolidate debts, utilize home equity, lower monthly mortgage payments, or shorten loan terms. Its specialists help clients analyze if refinancing is ideal for their specific situations. The company also accommodates first-time homebuyers and investors planning to apply for a house purchasing loan program. Buku Lending President Michael Race has been in the mortgage industry for over a decade.

License Verified:

License: 2113850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Los Angeles, CA 90001
  • Multi-family
  • Purchase
  • New Construction

Why choose this provider?

Nobul Funding offers refinancing loans for homeowners in Hawthorne to lower interest rates and modify loan terms. The brokerage also assists with home purchase mortgages like conventional and conforming loans. Founder Vishal Dudheker has over 15 years of experience in the mortgage industry. He has seen confused and nervous borrowers dealing with big lenders and strives to provide personalized service, providing clients with straightforward advice and tools to help them understand how mortgages work and feel confident about their decisions.

License Verified:

License: 2176318

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22939 Hawthorne Blvd., #300, Torrance, CA 90505
  • Reverse Mortgages

Why choose this provider?

Pacific Funding Solutions caters to clients across the Hawthorne metro and the surrounding areas. It helps individuals and families refinance their existing mortgage loans to obtain their financial goals and needs. It also provides assistance to clients applying for home purchasing loans, such as FHA, VA, jumbo, and reverse. 203K rehab mortgage loan option is also available. Mike Nolan, the company's owner and senior loan officer, has been in the mortgage and real estate industry for more than three decades.

License Verified:

License: 1500948

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24445 Hawthorne Blvd, Suite 201, Torrance, CA 90505
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Pacific Mortgage Co serves clients throughout the Hawthorne area. The company guides existing homeowners through the mortgage refinancing process. It has experience helping VA loan borrowers in applying for a cash-out refinance program. The company also assists various clients—including foreign nationals and self-employed borrowers—through the mortgage application process with financing options that require alternative documents like bank statements. Stephan Wiederkehr, its president and founder, has more than 20 years of experience in the lending industry.

License Verified:

License: 1494813

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12846 Hawthorne Blvd, Hawthorne, CA 90250
  • Multi-Family Loans
  • Commercial Loans
  • New Construction

Why choose this provider?

US Lending & Company provides alternative financing programs for credit-challenged borrowers in Hawthorne. For over 19 years, its more than $682-million loan transactions have funded apartment and luxury residential buildings, commercial properties, and construction projects. The lending company customizes terms for private money, hard money, bridge, and government-guaranteed loans. Its mortgage originators determine whether refinancing is a cost-saving solution or an added burden based on borrowers’ financial situations and plans. They also evaluate if applicants are qualified depending on their home equity values and ability to pay.

License Verified:

License: 244778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (9)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2304 Artesia Blvd., Redondo Beach, CA 90278
  • Reverse Mortgages

Why choose this provider?

Redondo Mortgage Center provides its services to clients living in Hawthorne. The company handles various loan options like conventional, jumbo, VA, FHA, and commercial loans. It offers reverse mortgage programs with more flexible terms. Private money loans are also available for clients with specific credit situations. One of its team members, Rodman Amiri, commits his practice to serving buyers and easing their roadblocks as they make the biggest purchase of their lives. Redondo Mortgage Center has been operating for over 25 years.

License Verified:

License: 256042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (22)
Google
4.8 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21250 Hawthorne Blvd # 500, Torrance, CA 90503
  • New Construction

Why choose this provider?

Henry Munoz Mortgage Banker & Real Estate Broker caters to clients in Hawthorne. The firm provides mortgage refinancing options for various properties, including single-family homes, multi-family residences, and townhouses. It helps clients choose from FHA, USDA, VA, and jumbo loans based on their needs. Additionally, it offers fixed-rate, adjustable-rate, interest-only, and graduated payment options. Henry Munoz, the owner, served in the United States Army and California National Guard as a medic. He has over 22 years of experience in residential and commercial real estate lending.

License Verified:

License: 228855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22760 Hawthorne Blvd. Ste 107, Torrance, CA 90505
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Solidon is a team of loan officers serving borrowers in the Hawthorne area. It carries out a selection of refinancing services to help clients locate the best loan package that will suit their requirements. Som of its lending options include commercial real estate, business terms, business lines of credit, mortgage, and SBA loans. Solidon collaborates with various lending partners like City National Bank, Luther Burbank Savings, United Wholesale Mortgage, and Wells Fargo to complete its services.

License Verified:

License: 1614815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
135 E Huntington Dr., Arcadia, CA 91006
  • Reverse Mortgages

Why choose this provider?

Brighten Lending deals with clients across Hawthorne. The company assists homeowners looking to refinance their existing mortgages to help them achieve goals like debt consolidation. It also works with clients refinancing their loans to obtain cash for home improvement projects. The company deals with other clients seeking to acquire properties and offers a variety of financing solutions, ranging from loans backed by the FHA and VA to conventional and jumbo programs. It explains to individuals the role of credit scores in the mortgage application process.

License Verified:

License: 39160

Nationwide Multistate Licensing System and Registry

Website
21515 Hawthorne Blvd, Torrance, CA 90503
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Margie Watkins, a mortgage loan officer at C2 Financial Corporation, provides services across the Hawthorne community and the nearby areas. She offers to refinance clients' loans to help them meet their financial goals by minimizing their rates, interests, and payments. She also assists first-time home buyers and investors in applying for mortgage loans, such as conventional, FHA, jumbo, and VA. Margie is available to handle reverse and construction mortgage programs. She brings two decades of industry experience.

License Verified:

License: 326028

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25500 Hawthorne Blvd #2230, Torrance, CA 90505
  • New Construction

Why choose this provider?

Mary Minchella is a broker who works under Pacific Mortgage Real Estate & Financing Company. She assists Hawthorne residents in refinancing their primary or secondary homes, commercial establishments, and investment properties. She also offers apartment, bridge, and hard money loans. Beyond helping customers choose among mortgage programs and rates, Minchella advises customers on how to take advantage of their equity. She has been in the home loan and real estate industries for more than 15 years.

License Verified:

License: 338955

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5405 Arrow Hwy, Ste 104, Montclair, CA 91763
  • Reverse Mortgages

Why choose this provider?

Alwayzz Inc assists Hawthorne residents with refinancing their home purchases. The company is a mortgage brokerage and real estate company that offers various financing products such as reverse mortgages, where homeowners can borrow money against the value of their home. It also offers home refinancing options like adjustable- and fixed-rate mortgages, Federal Housing Administration loans, and Veteran Affairs loans. Co-founder and CEO Jay Darden has over 20 years of experience in real estate and mortgage financing.

License Verified:

License: 306477

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (32)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
24546A Hawthorne Boulevard, Torrance, CA 90505
  • New Construction

Why choose this provider?

Shawn Carvin is a mortgage banker serving clients throughout Hawthorne and the neighboring areas. He offers a variety of mortgage refinancing solutions, assisting homeowners who want to switch from an adjustable-rate mortgage to a fixed-interest rate mortgage plan, convert equity into cash, or eliminate a balloon payment. He also provides loan options for property buyers, such as conventional, jumbo, FHA, and VA mortgages. Shawn has been in the financial industry for more than 20 years.

License Verified:

License: 320041

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (15)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1880 Century Park East, Suite 412, Los Angeles, CA 90067
  • New Construction

Why choose this provider?

American Trust Financial caters to home buyers and owners throughout Hawthorne and the neighboring areas. It helps clients handle their mortgage refinancing matters involving conventional, jumbo, FHA, and VA loans. It also guides them in applying for multi-family, commercial, and hard money loan programs. American Trust Financial is available to serve seniors who wish to obtain reverse mortgage loans to achieve their retirement goals and plans. The company's team brings more than three decades of combined industry experience.

License Verified:

License: 1818698

Nationwide Multistate Licensing System and Registry

Website
2920 West Manchester Blvd., Inglewood, CA 90305

Why choose this provider?

Mansfield Lending caters to individuals and families in the Hawthorne metro and the surrounding communities. It assists clients in lowering their monthly payments and paying their mortgages faster by helping them refinance their homes. It also offers a wide variety of lending options for people looking to buy a house, such as 30- and 15-year fixed-rate, adjustable-rate, FHA, and VA loans. Shelle Kirk, the company's owner, has been in the real estate industry for 21 years.

License Verified:

License: 1478844

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How common is mortgage refinancing in Hawthorne?

    Since 2022, Hawthorne and the rest of the Los Angeles-Orange County area have seen 83% fewer mortgage refinances and 82% more equity loans. Home purchase loans in the metro are also down by 55%. In fact, California is seeing its biggest 12-month drop on record, with 63% fewer mortgages taken out in the same year.

  • Are refinance rates high in Hawthorne?

    Compared to California’s other metropolitan areas, refinance rates in Hawthorne and the rest of the Los Angeles-Orange County area sit fairly low at 4.63%. The median home value in the metro is $603,493, with estimated monthly payments of $2,482 for a 30-year fixed-rate refinance. In contrast, San Diego and the Inland Empire have refinance rates of 4.66% and 4.65%, respectively.

  • Can Hawthorne investment properties be refinanced?

    Investors in Hawthorne may take out hard money cash-out refinance loans to pull equity from existing properties and invest in new property or pay off an existing loan. They may also refinance for lower interest rates. One of the main differences between a conventional refinance and hard money refinance is that the latter typically has terms of one to three years.

  • Should Hawthorne hybrid adjustable-rate mortgages be refinanced?

    It may be a good decision for Hawthorne homeowners with hybrid adjustable-rate mortgages (ARMs) to refinance before or shortly after the adjustment occurs. One of the main advantages of hybrid ARMs is that they offer lower interest rates and a fixed payment for a longer period of time than most adjustable-rate loans.

  • Can a Hawthorne refinance eliminate mortgage insurance?

    Refinancing one’s FHA loan to a conventional mortgage in Hawthorne will eliminate one’s mortgage insurance premium. This is advisable for homeowners whose FHA mortgage insurance premiums will last for the term of their loan and who have accumulated at least 20% of home equity. While mortgage insurance on conventional home loans can be canceled, those on most FHA loans cannot.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

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