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Best Mortgage Refinance Companies in Carson

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2023
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B2 Funding Home Loans logo
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License Verified:

License: 240028

Nationwide Multistate Licensing System and Registry

B2 Funding Home Loans

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1100 E 3rd St #204, Long Beach, CA 90802
  • New Construction
  • Reverse Mortgages

Business Description

B2 Funding Home Loans has been serving the Carson area since 2014. It is headed by Babak Bijarchi, who offers conventional refinance loans for clients looking to consolidate debt or eliminate mortgage insurance. He assists them throughout the process, taking care of the research and processing and working with mortgage lenders on clients' behalf. The home financing specialist also provides Alt-A loans, which suit self-employed individuals. Bijarchi gained experience in interacting with clients after working in the advertising field. He has two decades of mortgage experience.

License Verified:

License: 240028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blue Vista Mortgage logo
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License Verified:

License: 1470961

Nationwide Multistate Licensing System and Registry

Blue Vista Mortgage

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18321 S Western Ave, Ste J, Gardena, CA 90248
  • Reverse Mortgages

Business Description

Blue Vista Mortgage is a team of professionals providing refinancing services to homeowners in the Carson area. The team designs refinancing solutions that help clients get rid of PMI, switch to a fixed rate, consolidate debt, and obtain cash from home loans. These professionals take the time to understand borrowers' individual mortgage situations, guide them throughout the application process, and create strategies for those with not-so-good credit. In addition, Blue Vista Mortgage offers resources such as insider reports and benefits calculators.

License Verified:

License: 1470961

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.8 / 5 (31)
Yelp
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BluPrint Home Loans logo
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License Verified:

License: 1951319

Nationwide Multistate Licensing System and Registry

BluPrint Home Loans

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5280 E 2nd Street, Long Beach, CA 90803
  • New Construction
  • Reverse Mortgages

Business Description

BluPrint Home Loans caters to residents in Carson who need to refinance their current obligations or obtain completely new mortgages. The firm refinances current debts and obtains more favorable interest rates and terms for home buyers. These options range from cash-out and cash-in to home equity lines of credit. BluPrint Home Loans operates under the NFM Lending banner. It has been recognized by the Mortgage Executive Magazine as one of the 100 most influential firms in the country from 2013 to 2016.

License Verified:

License: 1951319

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
4.8 / 5 (16)
CbLoans.com logo
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License Verified:

License: 358342

Nationwide Multistate Licensing System and Registry

CbLoans.com

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116 S. Catalina Ave, Ste 111, Redondo Beach, CA 90277
  • Reverse Mortgages
  • New Construction

Business Description

CBLoans.com provides mortgage solutions based on the unique situations of residents in Carson. It helps homebuyers afford their dream homes through refinancing. Its loan officer, Craig Barton, advises clients on various programs, such as ARM, conforming, FHA, jumbo, USDA, and VA. He also offers a cash-out option for people seeking to change their monthly budget or receive money for home updates. The company utilizes a rate comparison tool and evaluates properties to provide borrowers with different options. CBLoans.com streamlines its application and approval process using custom, digital quotes.

License Verified:

License: 358342

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.0 / 5 (17)
Yelp
5.0 / 5 (15)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Convoy Home Loans logo
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License Verified:

License: 2130517

Nationwide Multistate Licensing System and Registry

Convoy Home Loans

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2100 East Grand Avenue, El Segundo, CA 90245
  • New Construction
  • Reverse Mortgages

Business Description

Convoy Home Loans is a brokerage serving individuals and families in Carson. It helps borrowers throughout the process of replacing their mortgage to take advantage of reduced market rates. It also assists in completing cash-out refinance transactions. The company shares its knowledge on conforming, jumbo, fixed-rate, and adjustable-rate loans with terms that range from five to 30 years. Dustin Rosenberg, CEO of Convoy Home Loans, founded the company after getting recognized by the Mortgage Professionals of America as a top loan originator.

License Verified:

License: 2130517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Julio Sandoval logo

License Verified:

License: 1076097

Nationwide Multistate Licensing System and Registry

Julio Sandoval

4401 Atlantic Ave Suite 100, Long Beach, CA 90807
  • Reverse Mortgages

Business Description

Julio Sandoval is a senior mortgage advisor who delivers refinancing solutions for residents in Carson. Sandoval and his team plan loan options and develop money-saving strategies tailored to the needs of individual borrowers. They guide clients in accomplishing the refinancing process, starting from consultation and pre-approval to escrow and closing. They work with Premier Mortgage Xpress and have more than 16 years of combined experience in the industry. Additionally, the professionals create customized programs for first-time homebuyers, service members, and investors.

License Verified:

License: 1076097

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Katherine Avila-Monzon logo
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License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Katherine Avila-Monzon

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Lakewood, CA 90713
  • New Construction
  • Reverse Mortgages

Business Description

Katherine Avila-Monzon is a loan officer working with GEM Mortgage. Avila-Monzon assists first-time home buyers and investors in the Carson metro and its surrounding communities. GEM Mortgage offers a variety of loan programs for clients, such as jumbo, conventional, adjustable-rate, and FHA loans. These mortgage options can be used by clients for different property types, including single-family homes, townhouses, and high-rise condo units. The company's team has been in the mortgage industry for almost 30 years.

License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New World Mortgage logo
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License Verified:

License: 303729

Nationwide Multistate Licensing System and Registry

New World Mortgage

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10842 Paramount Blvd., Downey, CA 90241
  • New Construction
  • Reverse Mortgages

Business Description

New World Mortgage serves homebuyers and property owners throughout Carson and the surrounding metros. The firm helps local clients refinance their mortgages to reduce monthly payments, restructure debt, or consolidate first and second mortgages. Clients looking to cash out some of their equity for home improvements, retirement, or vacations may call the firm's loan officers for assistance. In addition, the firm offers FHA, VA, USDA, and conventional financing options for first-time home buyers and seasoned investors. Branch manager Luz Lluncor possesses 20 years of industry experience.

License Verified:

License: 303729

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (46)
Yelp
5.0 / 5 (34)
Google
5.0 / 5 (16)
Prestige Finance Group logo
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License Verified:

License: 1988298

Nationwide Multistate Licensing System and Registry

Prestige Finance Group

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3812 Sepulveda Blvd. Suite 380, Torrance, CA 90505
  • New Construction
  • Reverse Mortgages

Business Description

Prestige Finance Group responds to the mortgage needs of first-time homebuyers, real estate investors, and those looking to refinance their properties in Carson and its surrounding areas. The office helps clients lower their monthly payments, consolidate their debt, and support their home improvement projects by providing rate and term refinance mortgages. It also offers adjustable rates, 15-and 30-year fixed terms, and jumbo loans. Its pair of mortgage brokers has a combined industry experience of over 30 years. They also fluently speak Portuguese, Spanish, and Korean.

License Verified:

License: 1988298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Regan Hagestad logo

License Verified:

License: 57351

Nationwide Multistate Licensing System and Registry

Regan Hagestad

840 Apollo Street, El Segundo, CA 90245
  • New Construction
  • Reverse Mortgages

Business Description

Since 2003, Regan Hagestad Mortgage Group has been assisting clients to obtain a home in Carson and neighboring areas. This lending team offers mortgage refinance products like FHA loans to help those with outstanding loans get better rates and lower monthly monthly payments. Mortgage products like conventional, jumbo, VA, and USDA are also available for first-time homebuyers and property investors. The group works with major real estate companies in the area to provide customizable mortgage options.

License Verified:

License: 57351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)
RUNA Mortgage logo
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License Verified:

License: 2159097

Nationwide Multistate Licensing System and Registry

RUNA Mortgage

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6526 Ocean Crest Drive Unit A311, Rancho Palos Verdes, CA 90275
  • New Construction

Business Description

RUNA Mortgage is a minority- and women-owned business that works to meet the needs of different types of borrowers. It caters to clients in and around Carson seeking to refinance their current mortgages to adjust monthly payments and modify terms. It also helps first-time homebuyers and investors reach their financial and homeownership goals by finding a lending package that is right for them. The firm's owner and president, Sravanthi Pothuganti, has expertise in immigration statuses and mortgage paperwork for immigrant visas.

License Verified:

License: 2159097

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Bell Group logo
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License Verified:

License: 1401042

Nationwide Multistate Licensing System and Registry

The Bell Group

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444 W Ocean Blvd, Long Beach, CA 90802
  • Reverse Mortgages

Business Description

The Bell Group offers a variety of loan programs to individuals and families in Carson who want to purchase their first homes or refinance their current mortgages. Its loan options include VA, FHA, conventional, jumbo, and investment property mortgages. The company's founder and managing partner, Anthony Bell, has more than 20 years of experience in the mortgage industry. He aims to provide unparalleled customer service by thinking outside the box and making himself available whenever clients have questions.

License Verified:

License: 1401042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)
Facebook
5.0 / 5 (17)
Yelp
5.0 / 5 (9)
The Lending Agent logo
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License Verified:

License: 2111075

Nationwide Multistate Licensing System and Registry

The Lending Agent

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3551 Voyager St., #102, Torrance, CA 90503
  • New Construction

Business Description

The Lending Agent caters to the refinancing needs of residents in Carson and nearby communities. Its agents help borrowers compare mortgage interest rates and terms and gain qualification for their loans. They take a cost-effective approach to educating clients about the home buying process, guiding them in choosing the loan program appropriate for their situations and criteria. The company's loan options include jumbo, USDA, VA, FHA, and conforming loans. It also provides real estate services.

License Verified:

License: 2111075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
US Lending & Company logo
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License Verified:

License: 244778

Nationwide Multistate Licensing System and Registry

US Lending & Company

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12846 Hawthorne Blvd, Hawthorne, CA 90250
  • Reverse Mortgages

Business Description

US Lending & Company is a mortgage firm that has been serving clients in and around Carson since 2001. It offers a mortgage refinance program to borrowers who wish to fund their existing loans to modify monthly payments and interest rates. There are also lending programs available for people who want to purchase luxury residential houses, apartments, or commercial properties. The firm offers a variety of loan packages to match the needs of both homebuyers and refinancers.

License Verified:

License: 244778

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (9)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.