Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Inglewood

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Inglewood Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

44Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

840 Apollo St, Suite 100, El Segundo, CA 90245
WebsiteLicense: 491895

Expertise.com Rating

Review Sources

Google
5.0 (36)
Yelp
5.0 (15)

Why choose this provider?

Celina Toscano is a mortgage broker who helps borrowers in the whole state of California identify the right loan option based on their financial situation and home needs. She works with SquareLend and offers various home purchasing and mortgage refinancing options such as conforming, USDA, FHA, adjustable rate, and jumbo. As a loan officer, Celina aims to provide prompt and correct financial guidance to customers by drafting customized quotes and exploring multiple home loan options available in the market.

  • Purchase and Refinance
  • Reverse

5003 Pacific Ave. Unit 1, Marina Del Rey, CA 90292
WebsiteLicense: 1338336

Expertise.com Rating

Review Sources

Google
5.0 (16)

Why choose this provider?

Avant Financial Group handles mortgage refinancing for customers in and around the Inglewood area. Post-refinance analysis, the firm provides them with options to choose from, whether to stick or update rates and/or shorten or lengthen terms. Avant Financial Group also facilitates FHA, VA, and jumbo loans, as well as reverse mortgages, and ARMs. It is also part of the Brokers are Better Network, a collective between industry vendors and the Association of Independent Mortgage Experts.

  • New Construction

12240 W. Venice Blvd., Suite 16 B, Los Angeles, CA 90066
WebsiteLicense: 249777

Expertise.com Rating

Why choose this provider?

ABM Realty Group caters to Inglewood clients through mortgage refinancing services. It provides options that are designed to enable local borrowers to cash out, make home improvements, and get better terms and rates. This full-service mortgage agency specializes in HomePath, FHA Home, and conventional loans and offers FHA streamline and cash out loan programs. Its passion is to help clients realize their home ownership dream and give them savings through lower monthly payments. The company has helped fund $150 million in loans.

4640 Admiralty Way Suite 500, Marina del Rey, CA 90292
WebsiteLicense: 261224

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Dean Wong Team serves refinancing homeowners in Inglewood. It offers various programs, including VA IRRRL, FHA Streamline and 203(k), USDA Rural Streamline, and conventional refinancing loans. Believing in the importance of communication, branch manager Dean Wong listens to the client's concerns to secure a favorable loan and proactively shares information to keep them updated on the process. Dean Wong Team was named 2022 Top Mortgage Lender by Scotsman Guide. It is a member of the Mortgage Bankers Association. It also provides loans for home purchases.

  • New Construction
  • Reverse Mortgages

8939 S Sepulveda Blvd Suite 102, Los Angeles, CA 90045
WebsiteLicense: 1418728

Expertise.com Rating

Review Sources

Google
5.0 (21)
Facebook
5.0 (5)

Why choose this provider?

The EH Realty Group caters to refinancing applicants in Inglewood. Its loan officers present options drawn from over 90 lenders to provide clients with opportunities for improved financial security and reduced interest rates. They monitor local property values to help applicants adjust their existing loans based on changes in the market. The company is a certified member of the National Association of REALTORS' e-PRO program, which involves the use of real estate technology in the optimization of application and communication processes.

  • Reverse Mortgages

116 S. Catalina Ave, Ste 111, Redondo Beach, CA 90277
WebsiteLicense: 358342

Expertise.com Rating

Review Sources

Google
5.0 (19)
Yelp
5.0 (14)

Why choose this provider?

CB Loans.com is a mortgage company that helps with the refinance needs of homeowners in Inglewood. It provides borrowers with diverse mortgage product options based on their individual needs and goals. Its mortgage programs include VA, FHA, USDA, conforming, and jumbo loans. It also offers adjustable-rate and fixed-rate mortgages. Its loan officers strive to streamline the home refinance process by guiding clients every step of the way and educating them on the differences between loan programs.

  • Multi-Family Loans

8055 W Manchester Ave Ste 735, Playa del Rey, CA 90293
WebsiteLicense: 2010632

Expertise.com Rating

Review Sources

Google
5.0 (22)

Why choose this provider?

Arrive Home Lending is a mortgage brokerage offering financial consulting services to clients in Inglewood. The agency helps homeowners and property buyers refinance their existing mortgages. It accommodates borrowers with diverse backgrounds and financial situations, from locals to foreign nationals, veterans to active duty service members, and from those with big budgets to those in need of more flexible options. The company's team of advisors all have over two decades of experience in the financial and real estate industry.

  • Purchase Loans
  • Refinance

2920 West Manchester Blvd., Inglewood, CA 90305
WebsiteLicense: 1478844

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Mansfield Lending is an Inglewood-based mortgage brokerage serving the refinancing objectives of homeowners in the metro. Its team helps borrowers refinance their existing loans with programs such as 30-year or 15-year fixed-rate mortgages, ARMs, and FHA and VA loans. The team, led by mortgage broker and owner Shelle Kirk, walks clients through the process from consultation to closing. Kirk is also a real estate broker who has been serving the community's mortgage needs for more than 21 years.

12846 Hawthorne Blvd, Hawthorne, CA 90250
WebsiteLicense: 244778

Expertise.com Rating

Review Sources

Facebook
4.9 (39)
Google
4.7 (9)

Why choose this provider?

US Lending & Company provides comprehensive loan plans and tailored refinancing options for Inglewood-based clients. Its loan officers have funded numerous mortgages totaling more than $680 million over the course of at least 19 years of service. They take a client-centered approach by tailoring their refinancing programs to each applicant's specific needs, which range from debt consolidation to home equity for domestic projects. They also conduct regular assessments of mortgage conditions and market factors such as interest rates and property values.

1141 Highland Avenue, Suite C, Manhattan Beach, CA 90266
WebsiteLicense: 38232

Expertise.com Rating

Review Sources

Google
4.9 (135)
Facebook
4.4 (43)

Why choose this provider?

Mbanc is a mortgage lender that caters to the diverse needs of the Inglewood community, including freelancers and foreign nationals. Its loan officers assess each client's refinancing goals and provide mortgage options for those looking to cash out and reduce terms or rates. They assist clients in preparing documentation, analyzing their financial situation and mortgage options, and accomplishing the refinancing process. Mbanc has been in operation since 2005 and is also licensed in Arizona, Colorado, and Florida.

  • Multi-Family Loans

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • In Inglewood, what documents must you submit to apply for a mortgage refinance?

    Your most current financial documents, including tax returns, W-2s, bank statements, and pay stubs, may be required. Recent mortgage statements are also typically required when a homeowner is refinancing. Inglewood mortgage brokers and lenders often provide borrowers with a checklist of required paperwork to avoid unnecessary delays or confusion.

  • How much does it cost to refinance a mortgage in Inglewood?

    The cost to refinance a mortgage in Inglewood depends on the size of the loan and the loan program, but in general, you should expect to pay between $2,800 and $3,800. This amount doesn't include lender credits, which would lower it, or discount points or origination fees, which would raise it. Consult with an experienced loan officer who can provide valuable insights into the expenses associated with refinancing a mortgage.

  • What is the typical process of applying for a mortgage refinance in Inglewood?

    The process of refinancing in Inglewood may be divided into five fundamental parts:

    • Evaluating the potential benefits of a refinancing transaction.
    • Establishing the borrower's creditworthiness.
    • Exploring at least three different lenders.
    • Submitting an application for a loan.
    • Decision-making.

    Since you've previously received mortgage approval, refinancing may be simpler and involve less paperwork.

  • Is it possible to qualify for a lower mortgage refinance rate in Inglewood if your credit score has significantly improved since the first mortgage?

    Yes. If you have consistently made your mortgage and other monthly payments on time, you may be eligible for lower mortgage refinance rates. However, if you have accumulated a substantial amount of debt since obtaining your initial mortgage, you may not meet the requirements for a lower interest rate. A loan officer in Inglewood can help discuss your options and advise you on how to improve your credit score prior to a mortgage refinance.

  • How soon can you refinance a home mortgage in Inglewood?

    In Inglewood, waiting periods depend on the type of refinance. For conventional loans, you can proceed with the process whenever you prefer since there's no wait time. Conventional loans also require a six-month holding period for cash-out refinances. VA refinances, like FHA standard rate-and-term refinance, require 210 days from the original loan closing date. Cash out from an FHA refinancing requires a year of residency and on-time mortgage payments.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.