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Best Health Insurance Agencies in Torrance

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2023
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Altima Insurance logo

License Verified:

License: 0N03429

California Department of Insurance

Altima Insurance

17314 Crenshaw Boulevard, Torrance, CA 90504
  • Individual Plans
  • Life Insurance

Business Description

Altima Insurance is a health insurance agency serving clients in Torrance and its surrounding areas. The firm offers a wide range of products, such as indemnity health plans, high-deductible health plans, Medicare, and Medicaid. Other insurance packages are available, including insurance for homeowners, renters, businesses, and vehicles. Altima Insurance has been providing its services to individuals and commercial customers since 1984. As an independent company, it represents various insurance carriers throughout California.

License Verified:

License: 0N03429

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (17)
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Covered California Enrollment Center Torrance logo

Covered California Enrollment Center Torrance

1311 Crenshaw Boulevard, Torrance, CA 90501
  • Individual Plans

Business Description

Covered California Enrollment Center Torrance is a team of insurance professionals servicing residents of Torrance and its neighboring areas. Its team offers health insurance products to individuals and groups, including dental, Medicare Supplements, and Medicare Advantage plans. Its team caters to clients who are in need of term life insurance. Covered California Enrollment Center is affiliated with other insurance carriers like Oscar Health Plan and Health Net, ensuring its clients a variety of coverage options to meet their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Covered HB logo
Visit WebsiteWebsite

Covered HB

Visit WebsiteWebsite
3868 West Carson Street, Torrance, CA 90503
  • Life Insurance

Business Description

Covered HB is an insurance broker that serves clients in Torrance and the surrounding areas. Its team helps clients find and compare life insurance and health care plans and rates. It offers different types of health insurance coverage plans for individuals, families, children, and seniors. It also provides insurance coverage for dental and vision, homes, properties, automobiles, recreational vehicles, and cybersecurity. Covered HB has been helping customers with their insurance needs for more than a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FIA Insurance Services Inc logo
Visit WebsiteWebsite

License Verified:

License: 0175794

California Department of Insurance

FIA Insurance Services Inc

Visit WebsiteWebsite
373 Van Ness Avenue, Torrance, CA 90501
  • Individual Plans
  • Life Insurance

Business Description

Headquartered in Torrance, FIA Insurance Services, Inc., serves individuals, families, and local businesses in the community of their insurance needs. It carries health insurance plans like individual & family health insurance, group health, dental insurance, and Medicare supplement plans. Moreover, it provides commercial insurance packages like general liability insurance. FIA Insurance was established in 1996 when Funakoshi Insurance Agency, founded by Willie M. Funakoshi in 1948, and Ito Insurance Agency, founded by Tom T. Ito in 1946, merged.

License Verified:

License: 0175794

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Heffernan Insurance Brokers logo
Visit WebsiteWebsite

License Verified:

License: 0564249

California Department of Insurance

Heffernan Insurance Brokers

Visit WebsiteWebsite
18004 Sky Park Circle, Irvine, CA 92614
  • Life Insurance

Business Description

Heffernan Insurance Brokers is a health insurance agency that protects clients' valuable assets with its health insurance and Medicare coverage. It has been serving Torrance since 1988. It has other personal programs such as life, short-term travel plans, and wealth management. Company CEO Mike Heffernan leads the company', which has grown to include 450 employees and several offices nationwide. He was named the Most Admired CEO by the San Francisco Business Times in 2011.

License Verified:

License: 0564249

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
inAssist Health Management Solutions logo
Visit WebsiteWebsite

License Verified:

License: 0F97707

California Department of Insurance

inAssist Health Management Solutions

Visit WebsiteWebsite
3480 Torrance Boulevard, Torrance, CA 90503
  • Individual Plans
  • Group Plans

Business Description

inAssist Health Management Solutions is an integrated health management company that provides health insurance solutions for Torrance employers who are looking to shop for employee benefits. It specializes in providing personalized service for each employee through personal healthcare advising. Its aim is to help employers offer the right benefits to their staff. inAssist also works with Ceridian, Datafaction, LifeLock, and ADP as its major partners. Its experience in health insurance and medical claims adjudication extends as far back as 1955.

License Verified:

License: 0F97707

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MCD Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0D80801

California Department of Insurance

MCD Insurance

Visit WebsiteWebsite
2340 Plaza del Amo, Torrance, CA 90501
  • Individual Plans
  • Life Insurance

Business Description

MCD Insurance serves businesses, families, and individuals in the Southern California region, including Torrance. The agency was founded in 1987 and operates through the Farmers Insurance Group. It offers HMO and PPO health insurance plans from major carriers such as Aetna, Cigna, Health Net, and UnitedHealthcare. Clients also have options for disability insurance, long-term care coverage, and dental plans. Furthermore, MCD Insurance can assist clients with high-deductible health plans in opening a health savings account through HSA Bank.

License Verified:

License: 0D80801

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Eastman Insurance Agency, LLC logo
Visit WebsiteWebsite

License Verified:

License: 0I92416

California Department of Insurance

Michael Eastman Insurance Agency, LLC

Visit WebsiteWebsite
1200 South Pacific Coast Highway, Redondo Beach, CA 90277
  • Individual Plans
  • Life Insurance

Business Description

Michael Eastman Insurance Agency, LLC, is an independent agency that provides insurance solutions to individuals and families in Torrance and nearby locations. The insurance agents from the company represent various insurance carriers to deliver custom-tailored health insurance plans. They offer a complete line of health insurance products with coverage that meets the clients' specific needs. Some of the health insurance products they carry are individual disability insurance, individual and family health insurance, and individual long-term care insurance.

License Verified:

License: 0I92416

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Post Insurance Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0551220

California Department of Insurance

Post Insurance Services, Inc.

Visit WebsiteWebsite
2356 Torrance Boulevard, Torrance, CA 90501
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Post Insurance Services, Inc., is an insurance broker in Torrance, providing multiple insurance packages for more than 60 years. It works with varied companies to offer insurance packages that fit its client's needs. It specializes in providing group medical insurance for employers looking to offer the right health benefits for their employees. Additionally, its employee benefits insurance encompasses individual life insurance, disability, and voluntary benefits insurance. Post Insurance Services, Inc., also offers comprehensive commercial and personal insurance plans.

License Verified:

License: 0551220

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (33)
Yelp
4.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shop 4 Health Plans logo
Visit WebsiteWebsite

License Verified:

License: 0D50836

California Department of Insurance

Shop 4 Health Plans

Visit WebsiteWebsite
6148 South Pacific Coast Highway, Redondo Beach, CA 90277
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Shop 4 Health Plans has been providing health insurance products to individuals, families, and businesses in Torrance since 2000. The insurance broker works with insurance companies through the private market and Covered California health insurance marketplace. Its insurance products include ACA health plans, health sharing plans, short-term health plans, and group health plans. To simplify the process of choosing health insurance, Shop 4 Health Plans uses screen share to present to clients their list of insurance options.

License Verified:

License: 0D50836

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (70)
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Skypark Benefits Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0M68119

California Department of Insurance

Skypark Benefits Insurance Services

Visit WebsiteWebsite
18411 Crenshaw Boulevard, Torrance, CA 90504
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Skypark Benefits Insurance Services is a Torrance-based agency helping clients find the right health insurance coverage. Its agents guide individuals and families through the process of comparing and selecting health insurance premiums. The company also has access to various insurers in the metro and offers services related to individual and family health insurance, Medicare plans, life insurance, and long-term care insurance. It strives to simplify the insurance process and procure strategies to meet each client's unique needs and budget.

License Verified:

License: 0M68119

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (16)
Google
5.0 / 5 (15)
Stan Burns Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0548256

California Department of Insurance

Stan Burns Insurance

Visit WebsiteWebsite
21061 South Western Avenue, Torrance, CA 90501
  • Group Plans
  • Life Insurance

Business Description

Stan Burns Insurance is a Long Beach-based insurance agency that also serves surrounding areas, including Torrance. Specializing in both personal and commercial lines, the agency offers various types of policies from major carriers, such as Safeco Insurance, The Hartford, Mercury Insurance, and Liberty Manual. Its health insurance plans include individual and family plans and group health plans with PPO, HMO, and HSA options. These specifically cater to self-employed individuals and small business owners.

License Verified:

License: 0548256

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.7 / 5 (12)
Yelp
3.5 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Terpening Insurance Agency logo

License Verified:

License: 0G47857

California Department of Insurance

Terpening Insurance Agency

22850 Crenshaw Boulevard, Torrance, CA 90505
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Torrance-based insurance agency, Dave Terpening Insurance Agency, Inc., has served the insurance needs of residents of Torrance and surrounding communities for over 30 years. It is associated with several insurance carriers, allowing it to offer a variety of individual and business insurance packages. It carries health insurance plans like small business health insurance, personal health plans, and individual & family health insurance. Additionally, it provides commercial insurance packages like business liability insurance, cyber coverage, EPLI, business umbrella insurance, and workers’ compensation.

License Verified:

License: 0G47857

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.