Best Mortgage Refinance Companies in South Gate

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AAA Lendings logo
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License: 295075

Nationwide Multistate Licensing System and Registry

AAA Lendings

117 S Garfield Ave., Alhambra, CA 91801
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  • New Construction

Business Description

AAA Lendings is a mortgage lender that serves residents in South Gate and the neighboring communities. The lender specializes in various mortgage loan programs, such as No Doc No Credit, second, Non-QM, and jumbo loans. Its team of mortgage brokers also offers customers Elite WVOE, true stated income, asset depletion, and home equity line of credit loans. AAA Lendings has been helping customers with their mortgage needs since 2002 and has expanded in more than 44 states.

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License: 295075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (6)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Craig Barton logo
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License: 358342

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Craig Barton

116 S. Catalina Ave, Ste 111, Redondo Beach, CA 90277
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  • Reverse Mortgages

Business Description

Craig Barton is a home financing specialist serving South Gate and the surrounding locations. He assists clients through the home refinance process, whether they are looking to change current mortgage terms, lower interest rates, or obtain cash from home equity. Conforming, super jumbo, and USDA loans are some of the options he offers. He also caters to clients who need to secure funding for home or investment property purchases. Barton utilizes his knowledge of market conditions when offering financial advice.

License Verified:

License: 358342

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Downey Capital Mortgage logo
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License: 1640363

Nationwide Multistate Licensing System and Registry

Downey Capital Mortgage

8255 Firestone Blvd #110, Downey, CA 90241
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  • New Construction

Business Description

Downey Capital Mortgage serves the home financing needs of clients in South Gate. It helps homeowners and home buyers lower their interest rates, consolidate debts, and cash out equity through refinancing. Its loan consultants offer various programs, such as fixed-rate and adjustable-rate mortgages and jumbo loans, for single-family homes, multi-family units, and condominiums. Downey Capital Mortgage has interactive calculators that help borrowers evaluate various scenarios and financing options to project potential expenses. It also blogs about the state of the housing market and home inspections.

License Verified:

License: 1640363

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (7)
Elite Mortgage Pros logo
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License: 1853663

Nationwide Multistate Licensing System and Registry

Elite Mortgage Pros

8103 3rd St, Downey, CA 90241
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  • New Construction

Business Description

Elite Mortgage Pros is a locally owned and operated company that addresses the needs of financial clients in South Gate and the surrounding communities. It offers a variety of cash-out and no-cash-out mortgage refinance options. Its team consolidates debts by combining credit card and auto loans with the borrowers' home mortgages. It also assists individuals who want to pay off their debts early or make additional mortgage payments to reduce interest rates and loan terms. The agency helps borrowers purchase new homes through its mortgage loan programs.

License Verified:

License: 1853663

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (42)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Ivania Morales logo
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License: 242851

Nationwide Multistate Licensing System and Registry

Ivania Morales

8207 3rd St., Suite 102, Downey, CA 90241
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  • Reverse Mortgages

Business Description

Ivania Morales is a branch manager at Paramount Residential Mortgage Group. She offers various refinancing products for clients in South Gate, including fixed-rate and adjustable-rate mortgages. Morales offers conforming loans and jumbo and super jumbo loans and handles government loans, such as FHA, VA, and USDA. She also provides reverse mortgage options for elderly clients. Morales has been in the real estate industry since 1989 and has been a loan officer since 1999. She is fluent in Spanish.

License Verified:

License: 242851

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Joann Wong logo
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License: 1537282

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Joann Wong

300 S. Garfield Ave, Ste 210, Monterey Park, CA 91754
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  • New Construction

Business Description

Joann Wong helps South Gate homebuyers save money with lower interest rates or cash out through refinancing. She obtains loans that fit her clients’ unique needs. Whether purchasing a primary residence, second home, or investment property, she guides borrowers through the entire mortgage process. The loan originator also assists seniors aged 62 years and over, who are looking to stay in their properties without mortgage payment or access their homes’ equity. Wong keeps customers informed and strives to meet deadlines in order to close loans on time.

License Verified:

License: 1537282

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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My Lender Camacho logo
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License: 1526774

Nationwide Multistate Licensing System and Registry

My Lender Camacho

10907 Downey Ave. #202,, Downey, CA 90241
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  • New Construction

Business Description

My Lender Camacho has been assisting home buyers in the South Gate metro. The owner, Bryan Camacho, provides mortgage refinancing options depending on each client's preferences and needs. He also offers various types of loan products such as FHA, VA, conventional, and downpayment assistance. Bryan follows a loan qualification process and assists his clients with the process and forms partnerships with them. My Lender Camacho has been in operation for more than six years.

License Verified:

License: 1526774

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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New World Mortgage logo
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License Verified:

License: 303729

Nationwide Multistate Licensing System and Registry

New World Mortgage

10842 Paramount Blvd., Downey, CA 90241
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  • New Construction
  • Reverse Mortgages

Business Description

New World Mortgage serves customers in the South Gate community. It assists with home loan refinance, providing programs that allow clients to consolidate debt, keep monthly payments low, reduce interest rates, and borrow funds from home equity. It offers conventional and government loans, including HomePath, HomeReady, jumbo, FHA, VA, and USDA. New World Mortgage is a division of American Pacific Mortgage Corporation, headed by Luz Lluncor, who has over 20 years of experience in the industry.

License Verified:

License: 303729

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Octavio Quevedo logo
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License Verified:

License: 489836

Nationwide Multistate Licensing System and Registry

Octavio Quevedo

South Gate, CA
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  • New Construction
  • Reverse Mortgages

Business Description

Octavio Quevedo is a mortgage loan officer providing its services throughout the South Gate metro and the surrounding areas. Octavio serves individuals and families needing assistance in refinancing their current mortgage loans to change their rates or reduce their interest. He caters to individuals purchasing condominiums, investment properties, commercial facilities, and residential units using mortgage loans. Born and raised in Mexico, Octavio also caters to Spanish-speaking clients needing mortgage services. He has been in the industry since 1999.

License Verified:

License: 489836

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Patty The Mortgage Girl logo
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License Verified:

License: 350709

Nationwide Multistate Licensing System and Registry

Patty The Mortgage Girl

7847 Florence Ave Ste 105, Downey, CA 90240
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  • Commercial Loans

Business Description

Patty The Mortgage Girl caters to clients across the South Gate area. The company's primary loan specialist—Patty Hernandez—works with homeowners looking to refinance their loans. She takes into consideration the client's financial situation as part of her work process. She also provides conventional and FHA loans for aspiring homeowners. For veterans and their families seeking to obtain homes, Patty offers mortgage programs backed by the VA. She has been operating in the lending industry for more than a decade.

License Verified:

License: 350709

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Powerhouse Mortgage Inc. logo
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License Verified:

License: 337768

Nationwide Multistate Licensing System and Registry

Powerhouse Mortgage Inc.

9317 Firestone Blvd, Downey, CA 90241
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  • New Construction

Business Description

Powerhouse Mortgage Inc. is a full-service loan company catering to homeowners in South Gate. It offers mortgage refinancing for different types of properties such as single-family homes, townhouses, and condominiums. It offers a variety of loan products including USDA streamline, conventional, HELOC, HARP, commercial and jumbo. Other niche products include down payment assistance and bank statement programs. Its officers assist clients through a streamlined process for first-time home buyers or those looking to refinance their current homes.

License Verified:

License: 337768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (28)
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Shannon Christenot logo
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License Verified:

License: 278136

Nationwide Multistate Licensing System and Registry

Shannon Christenot

700 Flower St #1000, Los Angeles, CA 90017
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  • New Construction
  • Reverse Mortgages

Business Description

Shannon Christenot is a Los Angeles-based mortgage broker that caters to clients across South Gate. She educates property owners on the process of refinancing their mortgages. Christenot discusses current market trends and the client's financial situation as part of her efforts to help them switch from an adjustable-rate loan to a fixed-rate program. She also works with first-time homebuyers and offers MyHome, a down payment assistance program from the California Housing Finance Agency. Christenot has spent over 10 years in the industry.

License Verified:

License: 278136

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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