Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in South Gate

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Gate Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

61Reviewed

39Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8473 State Street, South Gate, CA 90280
  • Multiple Carriers

Why choose this provider?

Located in South Gate, Best Deal Insurance Agency is an independent insurance agency that has been providing auto, business, home, and life insurance solutions for individuals, families, and businesses since 1992. The agency offers standard auto insurance that protects clients and their vehicles, and it represents multiple carriers to better access a wide variety of coverage options. Best Deal Insurance Agency has been featured in Insurance Journal, highlighting its services in auto, homeowners, renters, earthquake, commercial auto, business insurance, umbrella insurance, Mexico insurance, and life products.

License Verified:

License: 0D28796

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (18)
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7323 Pacific Boulevard, Huntington Park, CA 90255
  • Multiple Carriers

Why choose this provider?

Founded in 1999, AM/PM Insurance Agency, Inc., provides auto insurance plans for clients in and around South Gate. The company can accommodate both English and Spanish-speaking clients and discuss their car model, value, and driving history. Its agents assess the possible risks and look at different policies to cover medical liabilities, replacement costs, and other dangers. It also caters to clients that want to build a self-serving policy for personal expenses and coverage. Additionally, the company has notarization services for documents.

License Verified:

License: 0E89957

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4427 Firestone Boulevard, South Gate, CA 90280
  • Multiple Carriers

Why choose this provider?

Romar Insurance is an independent insurance agency that provides a wide range of personal and commercial auto insurance coverage options. Its team of agents serves the South Gate community's individuals and businesses. They are experienced in providing insurance options for different types of motorists, including young and high-risk drivers. Additionally, the company assists in the shipping and registration of vehicles. Mexican travel insurance plans are also offered to clients who are planning a vacation or are moving to Mexico. Romar Insurance's services are available both in English and Spanish.

License Verified:

License: 0C66702

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (21)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4000 Tweedy Boulevard, South Gate, CA 90280
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Griffith Insurance is a team of agents that serves South Gate residents. They furnish various types of protection plans, including auto insurance. The insurance professionals are able to find suitable coverages for car owners by reviewing policy options from over 30 carriers. These include Progressive, Infinity, The Hartford, and Foremost Insurance Group. These providers were chosen by the firm due to their financial strength and customer support. Griffith Insurance has been providing risk management solutions since 1989.

License Verified:

License: 0C73821

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2615 Clarendon Avenue, Huntington Park, CA 90255

Why choose this provider?

Pedro Maldonado is a State Farm car insurance agent in Huntington Park. His family-owned business offers auto insurance and has over 10 years of service since he began with State Farm in 2011. State Farm's car insurance coverage includes many options, including auto insurance for teen drivers, collision, rental, comprehensive, and rideshare insurance. Pedro, who is among 19,000 State Farm insurance agents nationwide, provides State Farm's personalized service to customers, including Spanish-speaking customers. He also offers home and life insurance for families.

License Verified:

License: 0F68640

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (20)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12108 Garfield Avenue, South Gate, CA 90280
  • Motorcyle & ATV

Why choose this provider?

Optimum Choice Insurance is a car insurance agency that serves clients in South Gate. It offers motorcycle, auto, and commercial auto insurance policies, as well as DMV services. It is committed to helping clients choose the right insurance options based on their needs. Optimum Choice Insurance has more than two decades of experience in the industry. The company, which has another office located in Paramount, can accommodate customers that speak Spanish.

License Verified:

License: 0F82708

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8534 Long Beach Boulevard, South Gate, CA 90280
  • Multiple Carriers

Why choose this provider?

RISCO Insurance Services, Inc., assists individuals and families in obtaining auto insurance coverages in South Gate. The service provider curates auto insurance plans to fit every clients' needs. Its agents help car owners and drivers to acquire coverage for bodily injury, personal injury, property damage, and uninsured motorist. Clients can also opt for additional coverages such as collision, substitute transportation, and towing and labor. Owner Javier Francisco Rodriguez established the company in 1984 and has written over 19,000 policies.

License Verified:

License: 0D25378

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (28)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2701 East Gage Avenue, Huntington Park, CA 90255

Why choose this provider?

Erika's Insurance has been providing insurance products and services to Californians in South Gate and nearby areas since 2008. It offers comprehensive, personalized car insurance plans providing coverage for liability, collisions and other perils, and medical payments. Its team of expert insurance agents also provides assistance for state requirements, title changes, registration renewals, and other DMV-related matters. Erika's Insurance maintains offices in Perris, Ontario, Corona, and Huntington Park and is capable of assisting Spanish-speaking clients.

License Verified:

License: 0H58321

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (13)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are some misconceptions that South Gate local car insurance owners have about umbrella insurance?

    One misconception local car insurance owners have in South Gate about umbrella insurance is net worth qualification. While this is not true, clients should have enough coverage on their primary policies. Another misconception is that they must own homes to qualify. Consumers without homes may use umbrella insurance to add coverage to their renter’s and auto policies. Another misconception is that umbrella policies cover all liabilities. Umbrella insurance does not cover expenses from intentionally committed acts and those involving businesses.

  • What determines the cost of auto insurance premiums for South Gate residents?

    Local auto insurance premiums for South Gate residents vary based on coverage type and amount, the policyholder's driving record and number of years behind the wheel, the miles traveled annually, and the vehicle's make. Other variables include the policyholder's gender and age and when and where the vehicle is driven, such as during rush hour in a city versus for pleasure in a rural area. Insurers may also consider credit history.

  • What are some special local car insurance features that South Gate residents can get?

    South Gate residents can get certain special optional local car insurance features they can add to their policy, such as some companies’ offers of having no rate increase for first-time minor violations or at-fault accidents. Other optional features may include roadside assistance and vanishing deductibles, which can be credited every year the driver has driven safely. There may also be an option for waiving the deductible in case of a total loss.

  • What factors contribute to the high cost of local vehicle insurance premiums in South Gate?

    South Gate's local car insurance rates are expensive because it is in California, which is among the most populated states and has the most number of registered vehicles. Congestion increases traffic-related incidents, including theft and accidents, resulting in higher insurance. Various natural disasters and weather conditions also cause significant vehicular damage, compelling insurance companies to offer expensive coverage. The state’s car insurance laws, which dictate higher minimum liability coverages than other states, further drive up rates.

  • How does the state’s point system on driving infractions affect South Gate local car insurance policyholders?

    The state’s point system on infractions affects South Gate local car insurance policyholders by increasing rates of drivers with many violations. The points can remain on the driver's record for up to three years, during which time their insurance premiums will increase. The infraction’s severity is also directly proportionate to how many points drivers receive. A speeding citation corresponds to fewer points than a reckless driving or DUI conviction. Points can also result in a license suspension.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.