Best Mortgage Refinance Companies in Bellflower

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Alex Olivares logo
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License Verified:

License: 1972597

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Alex Olivares

3100 W Ray Rd STE 201, Office 209, Bellflower, CA 85226
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  • New Construction
  • Reverse Mortgages

Business Description

Mary Minchella is a mortgage broker that helps clients in the Hawthorne community understand their options. She also assists them in processing different loans, including financing and refinancing of residential, income, and investment properties, as well as second homes, hard or private money loans based on equity, and bridge loans for cash purchase or construction of homes. Minchella has more than 15 years of experience in the mortgage and real estate industries. She is also the owner of the Pacific Mortgage Real Estate & Financing Company.

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License: 1972597

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

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Alex Olivares

American 1st Home Loans logo
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License: 1285698

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American 1st Home Loans

12067 Paramount Blvd, Downey, CA 90242
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Business Description

American 1st Home Loans is a mortgage brokerage company that serves borrowers in the Bellflower area. It offers cash-out refinancing options to help clients with existing loans take cash from equity to consolidate debts or remodel their homes. It also provides loans for first homes, home improvements, vacation homes, and investment properties. Its mortgage programs include conforming, jumbo, conventional, FHA, and VA. The agency has access to wholesale rates and creates financing plans based on homebuyers' goals.

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License: 1285698

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
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American 1st Home Loans

Bixby Knolls Mortgage logo
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License: 1410447

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Bixby Knolls Mortgage

3801 Atlantic Ave., Long Beach, CA 90807
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  • Reverse Mortgages

Business Description

Bixby Knolls Mortgage provides home loan solutions to clients in the Bellflower community, helping borrowers refinance their existing mortgages to get lower interest rates and shorten the duration of loans. It offers Freddie Mac, Fannie Mae, FHA, and VA loans. Bixby Knolls Mortgage was established in 1989 and is a division of Finance of America Mortgage. Its branch manager, Tom Borcich, served as the government affairs regional vice chair for the California Association of Mortgage Professionals.

License Verified:

License: 1410447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Bixby Knolls Mortgage

Eagles Mortgage Company, Inc. logo
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License: 1451173

Nationwide Multistate Licensing System and Registry

Eagles Mortgage Company, Inc.

7320 Firestone Blvd Ste. #206, Downey, CA 90241
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  • Reverse Mortgages

Business Description

Eagles Mortgage Company, Inc., serves homeowners in the Bellflower metro. It helps clients refinance their mortgages to secure lower interest rates, adjust loan length, consolidate debt, or get cash out of equity. The mortgage lender also assists clients looking for purchase and construction loans like conventional, VA, and FHA loans. Eagles Mortgage Company has been in the lending business since 1998. Its staff collaborates with insurance agents, appraisers, CPAs, and attorneys to provide transparent advice and help clients make well-rounded mortgage decisions.

License Verified:

License: 1451173

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (2)

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Eagles Mortgage Company, Inc.

Fairway Mortgage Services logo
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License: 2118668

Nationwide Multistate Licensing System and Registry

Fairway Mortgage Services

17212 Norwalk Blvd, Ste B, Cerritos, CA 90703
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  • New Construction

Business Description

Fairway Mortgage Services provides home loans with fixed-rate, adjustable-rate, interest-only, and graduated payment options to clients in Bellflower. Its mortgage refinancing programs include USDA, VA, FHA, and jumbo loans. Additionally, it has HELOC, HARP, 203k, and conventional loan programs. It caters to clients who plan to purchase or refinance properties like condominiums, single-family houses, multi-family residences, townhouses, and vacation homes. It aims to make people realize their dream of homeownership through its mortgage services. The firm has been in the lending industry since 2020.

License Verified:

License: 2118668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Fairway Mortgage Services

Insight Mortgage logo
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License Verified:

License: 2173088

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Insight Mortgage

Downey, CA 90240
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  • Reverse Mortgages

Business Description

Insight Mortgage provides home financing solutions to people in the Bellflower metro. Its specialists help individuals fund their current mortgages through refinancing programs, such as VA or FHA streamline and cash-in or cash-out loans. They also assist first-time homebuyers in selecting from the lending options available. Among the property types covered are condominiums, single- or multi-family homes, and townhouses. The firm is dedicated to helping borrowers overcome difficulties that may come up while applying for a loan.

License Verified:

License: 2173088

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Insight Mortgage

Katherine Avila-Monzon logo
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License: 2031044

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Katherine Avila-Monzon

Lakewood, CA 90713
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  • New Construction
  • Reverse Mortgages

Business Description

Katherine Avila-Monzon is a loan officer offering refinancing solutions in Bellflower. She works closely with clients by evaluating their credit standing and needs to help them decide between ARM, FHA, and fixed mortgage plans. These plans cover properties such as single-family residences, condominiums, and townhouses. Avila-Monzon also assists clients who are looking for purchase and cash-out refinance plans, as well as Fannie Mae conventional loans. She works for GEM Mortgage, which is a division under Golden Empire Mortgage.

License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.6 / 5 (22)
Google
5.0 / 5 (2)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Katherine Avila-Monzon

Lucid Mortgage Solutions logo
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License: 2120468

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Lucid Mortgage Solutions

18000 Studebaker Rd, Cerritos, CA 90703
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Business Description

Lucid Mortgage Solutions has loan restructuring options for homebuyers in Bellflower. It screens multiple refinance products to find specific programs that complement clients’ unique situations. The mortgage broker carries diverse refinance programs, including conventional, government streamline, 203k, cash-out, and HELOC jumbo loans. Its mortgage advisors guide customers by answering their questions, processing refinance analysis and pre-approval requests, and customizing rate and term comparisons. They also offer home purchase loans with downpayment assistance for essential workers.

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License: 2120468

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Lucid Mortgage Solutions

Peter Cha logo
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License Verified:

License: 1718831

Nationwide Multistate Licensing System and Registry

Peter Cha

14241 Firestone Blvd., La Mirada, CA 90638
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  • Reverse Mortgages

Business Description

Peter Cha is a full-service mortgage company that serves clients in Bellflower and the surrounding cities. It helps individuals looking for a home purchasing or refinancing loan streamline the borrowing procedures by personally guiding them and providing the advice and tools they need. Loan options offered include FHA, VA, non-QM, equity line of credit, SBA financing, and reverse mortgages. The firm's specialists also assist clients with difficulties that may arise during the loan application or closing process.

License Verified:

License: 1718831

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (171)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Peter Cha

Platinum Financial Services logo
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License Verified:

License: 1816742

Nationwide Multistate Licensing System and Registry

Platinum Financial Services

3541 Carnation Circle, Seal Beach, CA 90740
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  • New Construction

Business Description

Platinum Financial Services is a mortgage broker serving Bellflower and nearby areas. It represents various lenders to provide customers with refinancing options for their single-family, multi-family, condo, or non-owner-occupied properties. FHA and VA streamline refinance are available at 15-year to 30-year terms, as well as cash-out mortgages on properties that have appreciated in value. Platinum Financial Services also offers fixed-rate, jumbo, and commercial loan products and assists customers who are unable to provide income documents.

License Verified:

License: 1816742

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Platinum Financial Services

Solve Lending & Realty logo
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License Verified:

License: 1124625

Nationwide Multistate Licensing System and Registry

Solve Lending & Realty

18000 Studebaker Rd. Suite 700, Cerritos, CA 90703
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  • New Construction
  • Reverse Mortgages

Business Description

Solve Lending & Realty is a mortgage brokerage agency that serves borrowers in Bellflower and nearby areas. It offers refinancing solutions that help clients save money or take cash out from untapped equity. It provides different mortgage rate options, including interest-only, fixed-rate, adjustable-rate, and graduated payments. Clients can choose from various loan types like FHA, VA, USDA, and jumbo. Solve Lending & Realty was founded by two loan originators with over 30 years of combined industry experience.

License Verified:

License: 1124625

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Solve Lending & Realty

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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