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Best Mortgage Refinance Companies in Bellflower

2024

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Website
17212 Norwalk Blvd, Ste B, Cerritos, CA 90703
  • New Construction

Why choose this provider?

Fairway Mortgage Services provides home loans with fixed-rate, adjustable-rate, interest-only, and graduated payment options to clients in Bellflower. Its mortgage refinancing programs include USDA, VA, FHA, and jumbo loans. Additionally, it has HELOC, HARP, 203k, and conventional loan programs. It caters to clients who plan to purchase or refinance properties like condominiums, single-family houses, multi-family residences, townhouses, and vacation homes. It aims to make people realize their dream of homeownership through its mortgage services. The firm has been in the lending industry since 2020.

License Verified:

License: 2118668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lakewood, CA 90713
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Katherine Avila-Monzon is a loan officer offering refinancing solutions in Bellflower. She works closely with clients by evaluating their credit standing and needs to help them decide between ARM, FHA, and fixed mortgage plans. These plans cover properties such as single-family residences, condominiums, and townhouses. Avila-Monzon also assists clients who are looking for purchase and cash-out refinance plans, as well as Fannie Mae conventional loans. She works for GEM Mortgage, which is a division under Golden Empire Mortgage.

License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (35)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3801 Atlantic Ave., Long Beach, CA 90807
  • Reverse Mortgages

Why choose this provider?

Bixby Knolls Mortgage provides home loan solutions to clients in the Bellflower community, helping borrowers refinance their existing mortgages to get lower interest rates and shorten the duration of loans. It offers Freddie Mac, Fannie Mae, FHA, and VA loans. Bixby Knolls Mortgage was established in 1989 and is a division of Finance of America Mortgage. Its branch manager, Tom Borcich, served as the government affairs regional vice chair for the California Association of Mortgage Professionals.

License Verified:

License: 1410447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9317 Firestone Blvd, Downey, CA 90241
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Powerhouse Mortgage, Inc., is a full-service business that caters to locals in Bellflower. It offers a variety of refinance options like FHA streamline, FHA cash out, FHA 203k, VA streamline, VA cash out, and USDA streamline. The company also handles lending options, such as commercial, jumbo, conventional, HELOC loans, and HARP loans. In addition, it assists clients in need of a reverse mortgage. Powerhouse Mortgage commits its practice to helping clients afford the home of their dreams.

License Verified:

License: 337768

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.6 / 5 (29)
Yelp
4.5 / 5 (7)
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
12067 Paramount Blvd, Downey, CA 90242

Why choose this provider?

American 1st Home Loans is a mortgage brokerage company that serves borrowers in the Bellflower area. It offers cash-out refinancing options to help clients with existing loans take cash from equity to consolidate debts or remodel their homes. It also provides loans for first homes, home improvements, vacation homes, and investment properties. Its mortgage programs include conforming, jumbo, conventional, FHA, and VA. The agency has access to wholesale rates and creates financing plans based on homebuyers' goals.

License Verified:

License: 1285698

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (1)

Website
18000 Studebaker Rd. Suite 700, Cerritos, CA 90703
  • New Construction

Why choose this provider?

Solve Lending & Realty serves Bellflower through mortgage refinancing. It offers clients thousands of programs from hundreds of wholesale mortgage lenders to give them ideal rates based on their specific situations. The company provides conventional government-backed loans and unconventional private loans. Some of the products it offers include adjustable ARMS, reverse mortgages, cash-out and super jumbo loans, and loans for investment properties and self-employed borrowers. Solve Lending & Realty is a family-operated and family-owned company with more than 30 years of industry experience.

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7320 Firestone Blvd Ste. #206, Downey, CA 90241
  • Reverse Mortgages

Why choose this provider?

Eagles Mortgage Company, Inc., serves homeowners in the Bellflower metro. It helps clients refinance their mortgages to secure lower interest rates, adjust loan length, consolidate debt, or get cash out of equity. The mortgage lender also assists clients looking for purchase and construction loans like conventional, VA, and FHA loans. Eagles Mortgage Company has been in the lending business since 1998. Its staff collaborates with insurance agents, appraisers, CPAs, and attorneys to provide transparent advice and help clients make well-rounded mortgage decisions.

License Verified:

License: 1451173

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Downey, CA 90240
  • Reverse Mortgages

Why choose this provider?

Insight Mortgage provides home financing solutions to people in the Bellflower metro. Its specialists help individuals fund their current mortgages through refinancing programs, such as VA or FHA streamline and cash-in or cash-out loans. They also assist first-time homebuyers in selecting from the lending options available. Among the property types covered are condominiums, single- or multi-family homes, and townhouses. The firm is dedicated to helping borrowers overcome difficulties that may come up while applying for a loan.

License Verified:

License: 2173088

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
3541 Carnation Circle, Seal Beach, CA 90740
  • New Construction

Why choose this provider?

Platinum Financial Services is a mortgage broker serving Bellflower and nearby areas. It represents various lenders to provide customers with refinancing options for their single-family, multi-family, condo, or non-owner-occupied properties. FHA and VA streamline refinance are available at 15-year to 30-year terms, as well as cash-out mortgages on properties that have appreciated in value. Platinum Financial Services also offers fixed-rate, jumbo, and commercial loan products and assists customers who are unable to provide income documents.

License Verified:

License: 1816742

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18000 Studebaker Rd. Suite 700, Cerritos, CA 90703
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Solve Lending & Realty is a mortgage brokerage agency that serves borrowers in Bellflower and nearby areas. It offers refinancing solutions that help clients save money or take cash out from untapped equity. It provides different mortgage rate options, including interest-only, fixed-rate, adjustable-rate, and graduated payments. Clients can choose from various loan types like FHA, VA, USDA, and jumbo. Solve Lending & Realty was founded by two loan originators with over 30 years of combined industry experience.

License Verified:

License: 1124625

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the benefits of refinancing your mortgage in Bellflower?

    Through refinancing, you may be able to lower your monthly payments by having a lower interest rate. Another advantage is you may secure a shorter loan term and be able to save money for other personal expenses. Cash-out is also a benefit if you have a bigger equity in your Bellflower home.

  • Are there lending companies that offer 'zero closing costs' in Bellflower?

    Yes, there are lending companies that offer zero closing costs in Bellflower and in LA County. Closing costs include prepayment penalties and other processing fees associated with your mortgage. Other lending companies accept fixed-rate loan applications with no upfront fees such as appraisal fees, credit reports, flood certification, underwriting, and escrow.

  • Will your taxes be affected when you secure a mortgage refinancing in Bellflower?

    No, your taxes will not be affected if you secure a home mortgage refinancing in Bellflower. The property tax in LA County is set at 0.72% by the local tax authority and will remain at the same rate when you apply for a mortgage refinance. The property appraisal by your lender is different from the local tax valuation by your local government.

  • Can you refinance a reverse mortgage in Bellflower?

    Yes, you can refinance a reverse mortgage in Bellflower if you qualify. To qualify, you must be 62 years of age or older and have been using the house as your primary residence. You must also have a low mortgage balance and is not delinquent in your federal income taxes and have the ability to shoulder property taxes, insurance, and maintenance costs.

  • Are you allowed to refinance a reverse mortgage multiple times in Bellflower?

    Yes, you may be able to apply multiple times for refinancing your reverse mortgage in Bellflower, as there is no set rule on how many times an individual can refinance. However, the waiting period is at least 18 months before you can apply for another refinancing of your reverse mortgage. You are also required to have a big equity in your home to qualify.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.