Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in South Gate

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored South Gate Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60Reviewed

38Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8473 State Street, South Gate, CA 90280
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Established in 1992, Best Deal Insurance Agency is a South Gate-based insurance agency offering a wide range of insurance products. Its homeowners' insurance policy provides clients financial protection against unforeseen disasters, while the standard policy covers the property and personal belongings inside the property. The coverage applies to damage caused by most disasters except for earthquakes and floods. The agency's policy also protects its clients against legal responsibility in case someone is injured in their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (12)
Google
4.4 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8534 Long Beach Boulevard, South Gate, CA 90280
  • Multiple Policy Types

Why choose this provider?

Based in California, RISCO Insurance Services, Inc. is an insurance firm serving residents and businesses in the South Gate area. Its homeowners' insurance plans provide coverage for the house structure, other buildings and structures, personal belongings, additional living expenses, and personal legal liability. Additional coverage options, including home replacement guarantee and replacement cost on contents, may be added for extra security. The firm also offers other insurance products, such as auto, commercial, life, health, retirement, and group insurances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (27)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4050 Tweedy Blvd, South Gate, CA 90280
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Fifty Fifty Insurance Services, Inc., is an insurance agency located in South Gate that offers tailored insurance solutions to clients in the metro. The company helps clients protect their dwellings from natural disasters, fires, and other damages through their homeowners' insurance policies. These policies also cast a financial safety net for expenses arising from injuries experienced by guests—which can be caused by home defects or pets—while staying at the policyholder's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
5.0 / 5 (5)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8015 Long Beach Boulevard, South Gate, CA 90280
  • Multiple Policy Types

Why choose this provider?

Eduardo Mendoza - State Farm Insurance Agent assists clients with homeowners, auto, renters, life, and business insurance needs. This South Gate-based insurance agent gives homeowners' insurance quotes to obtain financial protection against disasters and events. The policy coverage includes personal property, repair and replacement costs in case of damage or loss, and liability. He helps clients connect with the right insurance carrier. Eduardo Mendoza also handles and assists in resident relocations to the South Gate area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (89)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4000 Tweedy Blvd, South Gate, CA 90280
  • Renter's Insurance
  • Personal Property Insurance
  • Condos
  • Multiple Policy Types

Why choose this provider?

Griffith Insurance & Financial Services is an independent insurance agency in South Gate that provides auto, home, and business insurance plans to clients in the metro. The company offers comprehensive and tailored homeowners' insurance plans that cover expenses for home repairs, section replacement, and total replacement considering construction and structure factors. Griffith Insurance & Financial Services also has extensive experience insuring expensive items and rare collections such as fur, jewelry, and silverware.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2865 East Florence Avenue, Huntington Park, CA 90255
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Why choose this provider?

Pledge Insurance Services is an independent insurance agency serving the residents of South Gate and the surrounding communities. The company maintains relationships with a variety of insurance providers, such as Progressive and National General, in order to provide clients with a wide selection of options for their homeowners insurance. It offers packages that cover the client's home in the event of earthquakes, flooding, and vandalism. The company also sells auto and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (17)
Yelp
3.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4082 Tweedy Blvd, South Gate, CA 90280
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire

Why choose this provider?

Located in South Gate, ANA Insurance Brokerage is a family-owned independent insurance agency established in 1992. One of the services it provides is homeowners insurance, which helps its clients protect their property and family from different unwanted incidents. The agency's experienced agents present a range of options from various insurance providers and help them find the right policy that will cover their needs and meet their budget. ANA Insurance Brokerage also serves Bellflower, Long Beach, Los Angeles, and Santa Ana.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (200)
Yelp
4.0 / 5 (16)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the average cost of homeowners’ insurance in South Gate?

    The average cost of homeowners' insurance for a home with a median value of $351,000 is approximately $926. If the home includes a swimming pool, the insurance cost increases to $945. In contrast, newly built homes have an insurance cost of around $741. The expense of homeowners' insurance can fluctuate significantly due to various elements like the home's location, value, and the extent of coverage provided.

  • What type of homeowners' insurance must you purchase if you own a property in South Gate and rent it out?

    If you own a home and have plans to rent it to someone in South Gate, you will typically need a type of homeowners' insurance called a dwelling fire policy. It is specifically designed to provide coverage for landlords who rent out their homes to tenants. It includes coverage for the home's physical structure, medical expenses if someone was injured on the property, and rental income loss.

  • Does paying your South Gate homeowners' insurance premium in full entitle you to a discount?

    If your homeowners' insurance provider in South Gate offers both monthly and yearly payment options, opting for the full annual payment results in a discount. In simpler terms, if you decide on monthly payments, be mindful of any additional fees imposed by your insurance carrier. Paying in full reduces administrative costs and the risk of missed payments.

  • Which homeowners' insurance endorsement covers South Gate residents' liability for claims exceeding their policies' utmost limits?

    In South Gate, umbrella insurance refers to the homeowners' insurance endorsement covering residents' liability for a claim that exceeds the utmost limit of their policies. It protects policyholders from large and unexpected liability claims that could potentially lead to financial ruin.

  • What factors must South Gate homeowners take into account when selecting a homeowners' insurance policy?

    When choosing a homeowners' insurance plan in South Gate, residents should take into account their coverage requirements and the appropriate coverage amount. For individuals residing in older homes, an HO-8 policy could be a suitable option. Higher-value homes or properties require a higher deductible to ensure adequate coverage. Those living in regions prone to increased risks of theft or natural disasters should consider acquiring additional coverage.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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