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Best Credit Repair Companies in San Ramon

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6701 Koll Center Pkwy, Suite 250, Pleasanton, CA 94566
Pleasanton, CA 94566
  • Credit Monitoring

BlueStar Credit Services supports San Ramon customers in improving their trustworthiness in order to obtain loan approvals. Its members draw on their combined three decades of experience in developing ways for removing negative information from a consumer's credit report. Its staff members deliver realistic score estimates and timelines based on the unique objectives of its customers. They also offer advice to clients referred by small and large lenders. BlueStar Credit Services has assisted over 5,000 clients and evaluated over 20,000 reports in its years of existence.

6701 Koll Center Pkwy, Suite 250, Pleasanton, CA 94566
Pleasanton, CA 94566

Website(877) 231-1585

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

111 Deerwood Rd., Ste. 200, San Ramon, CA 94583
San Ramon, CA 94583
  • Credit Monitoring

Scorewell helps residents of San Ramon improve their credit scores and strengthen their financial picture. The credit repair company works to eliminate inaccuracies and identify opportunities for improving positive elements on a client's credit report. Its team counsels customers on their credit situation, discusses factors that determine their scores, and recommends strategies to improve their standing. The firm also holds credit health workshops and credit monitoring services. Scorewell's credit repairs specialists have over 20 years of combined experience in the industry.

111 Deerwood Rd., Ste. 200, San Ramon, CA 94583
San Ramon, CA 94583

Website(925) 478-5213

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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