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Best Credit Repair Companies in Oakland

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Oakland, CAOakland, CA

Credit Saint offers to repair and aid in rebuilding credit for clients in Oakland. With more than 15 years of experience, it evaluates a consumer's credit history to challenge or negotiate incorrect, incomplete, unverified, and outdated data. These include charge-offs, collections, foreclosures, repossessions, and judgments. The company also counsels clients on the influence of credit reports on financial activities and on optimizing a positive report. Credit Saint also provides clients with a credit monitoring service during its intervention.

Oakland, CAOakland, CA

Website(908) 864-7834

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602
Instagram
  • Credit Audit

760 Credit offers its services in the Oakland area. It helps improve its customers' credit scores by raising disputes about negative items and erroneous account reports through the assistance of consumer attorneys. The company also offers services to help businesses build credit with EIN. 760 Credit's CEO, Michelle Mitchell, has previously experienced having a bad credit score. This led her to develop a 12-point credit accelerator system to improve credit scores in 30 to 45 days.

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602

InstagramWebsite(510) 877-0760

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602

760 Credit is a credit repair company in Oakland that empowers individuals and businesses to gain financial independence by improving their credit scores. The firm employs federal consumer protection laws, such as FCRA, FACTA, and FDCPA to challenge negative items in clients' credit history. It works with credit bureaus to remove incorrect collections, charge-offs, late payments, tax liens, judgments, and public records. The experts also assist with foreclosures, bankruptcies, repossessions, short sales, child support issues, and defaulted student loans. Additionally, they provide solutions for identity theft unverifiable accounts. 760 Credit updates the credit files and notifies clients on the results and overall progress via email.

3230 Fruitvale Ave, Oakland, CA 94602
Oakland, CA 94602

Website(510) 877-0760

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

675 Ygnacio Valley Rd Ste B213, Walnut Creek, CA 94596
Walnut Creek, CA 94596

Accelerated Credit Solutions is a full-service credit repair agency serving the Oakland area since 2006. Its services include consumer and business credit building, restoration, and education solutions. The company's credit repair process entails an in-depth analysis of credit reports and challenge of unverifiable and erroneous information. Its personnel file disputes with the relevant creditors, credit bureaus, and reporting agencies and enroll clients into credit monitoring programs that allow them to observe their credit improvements. They assist customers in accessing authorized user accounts, credit builder accounts, secured credit cards, and merchandise credit lines. Accelerated Credit Solutions also handles auto and mortgage loan refinancing.

675 Ygnacio Valley Rd Ste B213, Walnut Creek, CA 94596
Walnut Creek, CA 94596

Website(877) 554-4205

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1 Sansome Street 35th floor, San Francisco, CA 94104
San Francisco, CA 94104
  • Credit Monitoring

E Fix Credit Solutions caters to clients in Oakland and its surrounding areas. It provides credit counseling and restoration services to individuals and business owners. The firm assesses credit reports, addresses inaccurate data, and nullifies unfair debts records. It also assists clients in implementing wealth management strategies designed to improve healthy credit scores. Additionally, it provides student loan relief, business structuring, business funding, and tax services. The firm has been in the credit improvement industry for more than 12 years.

1 Sansome Street 35th floor, San Francisco, CA 94104
San Francisco, CA 94104

Website(855) 687-3349

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

56 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 Pine St Ste 1250, San Francisco, CA 94111
San Francisco, CA 94111

iMax Credit is a credit repair company that has helped clients in the Oakland area for more than 15 years. Its services include a three-step credit repair process with a no-fee, lifetime guarantee if negative, disputed items are not removed from clients' credit reports. The company is associated with attorneys to help with pre-litigation credit bureau disputes aimed at creditors violating FCRA rules. As a result of the company's credit repair interventions, clients' credit scores increase, often directly leading to long-sought-after mortgage and home refinancing approvals. The team at iMax Credit also provides education and advice on ways to build and maintain higher credit scores.

100 Pine St Ste 1250, San Francisco, CA 94111
San Francisco, CA 94111

Website(415) 548-4148

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

121 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1300 Clay St Ste 600, Oakland, CA 94612
Oakland, CA 94612

Platinum Credit Solutions is a credit repair company in Oakland that has been in operation since 1999. It educates clients about how to raise their credit scores and how to maintain good credit health, accepting clients regardless of their credit scores. After performing a thorough financial analysis, Platinum Credit Solutions matches clients with a debt elimination provider suited to their needs. It helps clients get their names removed from ChexSystems so they can more easily open a checking or savings account. Platinum Credit Solutions also helps businesses obtain credit and loans by referring them to reputable banks and credit unions.

1300 Clay St Ste 600, Oakland, CA 94612
Oakland, CA 94612

Website(800) 983-4950

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

256 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1743 14th Ave, Oakland, CA 94606
Oakland, CA 94606

Poser Tubes Credit Repair is a credit restoration company offering credit repair services in Oakland. It uses a pay-per-performance model to change or remove inaccurate and negative items from credit reports. Clients can utilize the personal credit monitoring dashboard to track any improvements in their reports. The company assists individuals who have paid less than the amount due on their credit cards and those with financial difficulties because of paid and unpaid charge-offs. Additional credit issues handled by the company include bankruptcies, collection accounts, repossessions, judgments, tax liabilities, and foreclosures. Poser Tubes Credit Repair also offers a couples' credit repair programs.

1743 14th Ave, Oakland, CA 94606
Oakland, CA 94606

Website(855) 439-6717

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

1390 Market St Ste 200, San Francisco, CA 94102
San Francisco, CA 94102

San Francisco Credit Repair Company assists consumers who want to repair and restore their credit rating. It works with clients of all credit score levels, including those with bankruptcies. Credit specialists take the time to review each credit report line-by-line searching for inaccurate, outdated, or other information that violates the Fair Credit Reporting Act. It handles the dispute process on behalf of clients to help remove this misleading information from their credit report. San Francisco Credit Repair Company also connects clients with appropriate attorneys if they identify violations of the Fair Debt Collection Practices Act. Additionally, the agency offers debt counseling as well as debt settlement services.

1390 Market St Ste 200, San Francisco, CA 94102
San Francisco, CA 94102

Website(628) 239-3750

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

388 Market Street, Suite 1300, San Francisco, CA 94111
San Francisco, CA 94111
  • Debt Consolidation

The 850 League Financial Consultants caters to individuals with debt and credit issues in Oakland. The company conducts a line-by-line analysis of its clients' reports to develop a strategy and challenge erroneous items. Its team also works with credit bureaus and debt collectors on its customers' behalf. The business also offers individualized credit education and financial management plans. In addition, it helps individuals to build their credit and consolidate their debts. The 850 League also provides debt and credit counseling.

388 Market Street, Suite 1300, San Francisco, CA 94111
San Francisco, CA 94111

Website(800) 988-1871

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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