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Best Local Car Insurance Agencies in San Ramon

2024

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Providers

Last updated:

Website
11960 Silvergate Drive, Dublin, CA 94568
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Kwan Insurance Services is an independent insurance agency that has been serving clients in San Ramon, Oakland, and all over the East Bay area since 1994. The agency offers full-service auto insurance that includes but is not limited to liability, comprehensive, collision, uninsured and underinsured motorist coverage, roadside assistance, and rental reimbursement. Its team of professional agents is bilingual—fluent in English and Chinese—and is dedicated to providing interpersonal services to give clients the best coverage they need. The agency also offers home, health, life, and other personal insurance.

License Verified:

License: 0F04168

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2765 Canyon Creek Drive, San Ramon, CA 94583
  • Multiple Carriers

Why choose this provider?

Bernal Insurance Agency is an independent company owned and operated by Pamela C. Bernal, who is an insurance agent that has been serving San Antonio Valley for the past 29 years. Bernal and her team offer auto insurance policies from different carriers. They also have employee benefit plans that can include auto and home, life, disability, accident, dental, and vision insurance. Additionally, Bernal Insurance Agency can cater to clients in need of other personal and medical insurance products.

License Verified:

License: 0C64098

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2064 Treat Boulevard, Walnut Creek, CA 94598
  • Multiple Carriers

Why choose this provider?

Sallie Severns is an auto insurance agent that operates in San Ramon and surrounding areas. She has been a financial service professional for over 20 years, starting her career by managing multi-million-dollar marketing budgets before moving to protect individuals, companies, and entrepreneurs. She joined State Farm in 2015, and her office offers a variety of auto insurance coverage, including collision, comprehensive, liability, car rental and travel, and rideshare driver coverage.

License Verified:

License: 0I94169

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (41)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2430 Camino Ramon, San Ramon, CA 94583
  • Bundling Option

Why choose this provider?

Berger & Jones Insurance Agency is an independent and full-service insurance management firm that serves residential and commercial clients in San Ramon and nearby areas. The company has personal and commercial auto insurance that covers personal injuries, property damage, liabilities, and comprehensive risks due to acts of nature. Berger & Jones is affiliated with reputable and reliable insurance companies, which allows it to provide diverse coverage options suitable for each client's needs.

License Verified:

License: 0611130

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
185 Lennon Lane, Walnut Creek, CA 94598
  • Multiple Carriers

Why choose this provider?

Diablo Valley Insurance Agency is a company that offers a wide range of insurance products. Tailoring each policy in accordance with its clients' needs, the agency can assist vehicle owners with their auto, boat, motorcycle, and recreational vehicle insurance. Additionally, customers who own antique cars can avail of the company's classic car insurance. Diablo Valley Insurance Agency has been serving San Ramon and the rest of the Western United States for over five decades.

License Verified:

License: 0C26181

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (17)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 Olympic Boulevard, Walnut Creek, CA 94596
  • Multiple Carriers

Why choose this provider?

Gerry Carbajal Insurance Agency began helping individuals to deal with insurance matters in 1983. The business has 24-hour customer service to respond to insurance emergencies. Its local agents offer comprehensive auto insurance plans to San Ramon clients to address their specific needs. They shop for policies that cover collisions, liabilities, roadside assistance, medical payments, and rental reimbursements. Additionally, the company can grant policyholders with accident forgiveness and minor violation forgiveness.

License Verified:

License: 0D86691

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.5 / 5 (8)
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
675 Ygnacio Valley Road, Walnut Creek, CA 94596
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Larson Family Insurance Brokers is a company of insurance professionals that caters to customers in the San Ramon metro and the nearby areas. The agency, which was established in 2010, has been writing various personal and commercial insurance policies, including car insurance plans. These protect policyholders from unforeseen financial expenses from collisions, damages, liabilities, and other risks. It also offers coverage for other vehicles such as motorcycles, recreational vehicles, and boats. Its team of agents focuses on providing excellent customer service to its clients.

License Verified:

License: 0L96000

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2303 Camino Ramon, San Ramon, CA 94583
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Having been established in 1979, San Ramon Insurance Agency is the oldest independent insurance company in San Ramon. The company's agents, each with more than 20 years of experience in the industry, aim to make products like car insurance understandable to their clients. The insurance carriers that San Ramon Insurance Agency works with include Safeco Insurance, Travelers Insurance, and Allied Insurance. The company is also involved in community projects like health expos and events promoting health, safety, and self-esteem.

License Verified:

License: 0D79659

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (11)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1440 Maria Lane, Walnut Creek, CA 94596
  • Multiple Carriers

Why choose this provider?

Crusberg Decker Insurance Services, Inc. is a privately-owned and independent insurance agency that has been offering personalized insurance services to residents in San Ramon and surrounding areas for the past 67 years. It represents A-rated insurance carriers to deliver the best plans and coverage to families, individuals, and business organizations. Its insurance specialists are well trained to provide auto insurance policies to address the risk tolerance of clients. The plan protects policyholders against accidents and collisions that may cause bodily injuries and physical damage.

License Verified:

License: 0D91080

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (16)
Google
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2890 North Main Street, Walnut Creek, CA 94597
  • Multiple Carriers
  • Boats

Why choose this provider?

NorthStar Risk Management and Insurance Services, Inc., is an insurance agency that has been catering to clients in San Ramon and the surrounding areas since 1993. One of its offered insurance products is auto insurance, which provides coverage for various vehicles like antique cars, classic cars, RVs, and even motorcycles. Clients may also opt to include uninsured and underinsured coverage for motorists. The agency's other products are home, collectible, excess liability, earthquake, and pet insurance.

License Verified:

License: 0B17257

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
939 Hartz Way, Danville, CA 94526
  • Bundling Option

Why choose this provider?

Nathan Mahlik is an experienced State Farm Insurance agent who has been serving in the Danville and San Ramon areas since 2012. Together with his team, Mahlik represents the car insurance agency to individual residents and families in these communities. They offer various products such as auto insurance, motorcycle insurance, and motorhome insurance. Mahlik's team also provides programs that cover off-road vehicles and roadside assistance. Through dedicated service, the office of Nathan Mahlik has achieved State Farm's Chairman's Circle status.

License Verified:

License: 0M08744

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5976 West Las Positas Boulevard, Pleasanton, CA 94588
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Inszone Insurance Services - Pleasanton is an insurance agency that has been serving families and individuals in San Ramon and Pleasanton areas since 2002. It comprises personal insurance specialists who offer customized vehicle insurance plans. They have insurance solutions for different vehicle types, including cars, boats, motorcycles, and recreational vehicles. The agency is committed to providing excellent service, from the initial contact, quoting process to the signing and delivery of policy.

License Verified:

License: 0F82764

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
653 Main Street, Martinez, CA 94553
  • Multiple Carriers

Why choose this provider?

Schroder Insurance Services is a professional and independently owned insurance agency that serves residential and commercial clients in San Ramon, Martinez, and nearby areas. It offers a variety of insurance products and services such as standard auto insurance for automobiles, motorcycles, watercraft, and boats as well as insurance coverage for recreational vehicles and motorhomes. The company is affiliated with reputable and reliable insurance companies such as Allianz, American Collectors Insurance, CBIC, and California Mutual, and Chubb.

License Verified:

License: 0E97553

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 Ygnacio Valley Road, Walnut Creek, CA 94598
  • Multiple Carriers

Why choose this provider?

R.C. Fischer & Co is an independent and third-generation company that has been servicing San Ramon since 1939. Its team provides insurance policies for both personal and commercial lines. Its agents empower clients with the confidence to decide on the most suitable policy for important assets such as homes and personal vehicles. Its auto insurance plan protects the policyholder's car against property loss, liability claims in at-fault accidents, and comprehensive damages. It also insures niche vehicles such as classic cars and antique automobiles.

License Verified:

License: 0142335

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why do you need guaranteed auto protection car insurance in San Ramon?

    A guaranteed auto protection coverage is added to your auto insurance if your newly purchased vehicle in San Ramon is stolen or totaled shortly after purchase, as standard auto insurance does not typically cover the total value of a new vehicle. This additional policy will assist you in paying the difference between the actual cash value of your vehicle and the outstanding loan balance.

  • Can San Ramon drivers get reduced car insurance through customer loyalty?

    Many San Ramon insurance companies offer customer loyalty discounts, which can save customers 20% or less on their insurance premiums. However, this discount should not be the sole reason you continue to use your insurance provider. You should always do comparison shopping to see if you can find lower rates even if you do not have a loyalty discount.

  • Is it possible to get car insurance in San Ramon with a salvage title?

    It is possible. If it has a salvage title, it is illegal to drive and impossible to insure; however, the car can be properly rebuilt and reconditioned to the point where it is safe to drive and can be licensed and insured under its revived title, albeit with certain restrictions in San Ramon. To obtain a revived title on a salvaged vehicle, you must provide proof of restoration to the state Department of Motor Vehicles.

  • How can taking a defensive driving course affect your San Ramon car insurance?

    Enrolling in a defensive driving course in San Ramon can help you save money on car insurance by lowering your rates and preventing premium increases caused by traffic violations and accidents. The program can be completed in a traditional classroom setting or online. After successfully completing the course, the driver will receive a certificate of completion to present to their insurance agent in order to receive a discount on their auto insurance.

  • Does car insurance include rideshare coverage in San Ramon?

    No, using your car for ridesharing services like Uber, Lyft, or DoorDash is considered commercial usage and is thus expressly excluded from standard San Ramon car insurance coverage. Additionally, as a rideshare driver, you must add an endorsement to your existing vehicle policy that covers you while driving for personal reasons, waiting for rideshare requests, and transporting passengers.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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