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Best Life Insurance Companies in San Ramon

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6280 West Las Positas Boulevard, Pleasanton, CA 94588
Pleasanton, CA 94588
  • Life Insurance
  • Health Insurance

Acceptance Insurance Services, Inc. is an independent insurance brokerage that offers commercial and personal insurance lines to clients in the San Ramon metro. The firm has been operating since 1989 and specializes in online insurance services. It offers life insurance policies such as term life and permanent life insurance that covers unforeseen financial expenses as well as death. It also offers other personal insurance lines such as dental insurance, annuities, as well as health insurance.

6280 West Las Positas Boulevard, Pleasanton, CA 94588
Pleasanton, CA 94588

Website(925) 484-6000

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2765 Canyon Creek Drive, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance

Situated in San Ramon, Bernal Insurance Agency provides individuals with a wide range of insurance solutions. The agency offers clients a recommendation of insurance products that match their current life stage. Plans include whole life, single premium, family protection, and mortgage protection insurance. It also advises on Medicare and financial planning. In addition to personal insurance, it helps businesses craft benefits for their employees. Pamela Bernal, the agency's primary agent and broker, has nearly 30 years of experience in insurance sales.

2765 Canyon Creek Drive, San Ramon, CA 94583
San Ramon, CA 94583

Website(925) 785-1161

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2258 Camino Ramon, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance
  • Health Insurance

Brighton Financial & Insurance Services is an independent firm serving individuals and businesses in San Ramon and the neighboring areas since 2008. The firm writes term life and whole life insurance policies and offers retirement consulting services, including college funding, annuities, and mutual funds. The firm also handles insurance policy protection for properties affected by wildfire. The firm is affiliated with numerous carriers, such as MetLife and Cigna, providing a variety of policy options to clients.

2258 Camino Ramon, San Ramon, CA 94583
San Ramon, CA 94583

Website(888) 412-7630

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8440 Brentwood Boulevard, Brentwood, CA 94513
Brentwood, CA 94513
  • Individual Plans
  • Life Insurance

Located in Brentwood, Circadian Insurance Brokers is an independent insurance agency that serves clients in San Ramon. It offers life insurance plans and provides quotes from over 20 different carriers, such as Liberty Mutual and National General Insurance. Its agents can also tailor each plan to pay off income loss or children's tuition fees. The agency educates first-time clients about term-life plans, whole life plans, and death benefits. Established in 1990, Circadian Insurance Brokers can file applications and claims on behalf of its clients.

8440 Brentwood Boulevard, Brentwood, CA 94513
Brentwood, CA 94513

Website(877) 417-7171

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3150 Crow Canyon Place, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance

David White & Associates is an insurance agency that serves individuals and businesses in San Ramon. Its financial agents work closely with clients to guide them in navigating the complexities of insurance policies and financial planning. Its products include life insurance, disability income protection, and long-term care insurance. Wealth management services for professional athletes, coaches, entertainers, and their families are also available. David White & Associates is involved with over 30 charities, including Habitat for Humanity and Leukemia Foundation.

3150 Crow Canyon Place, San Ramon, CA 94583
San Ramon, CA 94583

Website(800) 548-2671

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5976 West Las Positas Boulevard, Pleasanton, CA 94588
Pleasanton, CA 94588
Instagram
  • Life Insurance
  • Health Insurance

Inszone Insurance Services is a Pleasanton-based company founded in 2002. It is an independent insurance agency serving individuals, families, and businesses in the San Ramon area. The company provides life insurance plans that may include term, universal, and whole life coverage. Its insurance agents also offer other personal plans such as health, disability, home, and vehicle insurance. CEO Norm Hudson has been in the insurance industry for more than 20 years. He purchased Inszone Insurance Services in 2013.

5976 West Las Positas Boulevard, Pleasanton, CA 94588
Pleasanton, CA 94588

InstagramWebsite(925) 264-8850

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2819 Crow Canyon Road, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance
  • Health Insurance

James Foster Jr. is a State Farm agent serving clients in San Ramon. He has been serving the community for more than 26 years, specializing in providing life insurance coverage. He also offers options for health, property, auto, home, and business insurance, in addition to mutual funds and annuities. Additionally, James is a qualifier for various industry awards, including Bronze Tablet, National Convention, and Legion of Honor. He is also a member of the San Ramon Chamber of Commerce.

2819 Crow Canyon Road, San Ramon, CA 94583
San Ramon, CA 94583

Website(800) 370-0309

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3026 Ascot Drive, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance

Nickovich Insurance Services Inc. is a full-service insurance company operating in San Ramon. The firm protects the beneficiaries of life insurance policyholders from unwanted financial risks. As an independent insurance broker, the agency offers several life insurance coverage options from over 10 companies and helps clients select the best policy for their needs. Its agents also specialize in individual and group health insurance, including medical, dental, vision, and long-term care plans. The company is owned and led by local insurance agent Carol Nickovich.

3026 Ascot Drive, San Ramon, CA 94583
San Ramon, CA 94583

Website(925) 551-3230

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1233 Alpine Road, Walnut Creek, CA 94596
Walnut Creek, CA 94596
  • Life Insurance
  • Health Insurance

R.L. Milsner Insurance Brokerage Inc. has been catering to the insurance needs of individuals, families, and businesses in San Ramon since 1978. It offers a variety of insurance packages that clients can choose from. It carries life insurance plans like term life, whole life, and universal life insurance. Additionally, it provides commercial and specialty insurance packages. Bringing 45 years of experience in the insurance and bond industry, Richard Milsner founded the company.

1233 Alpine Road, Walnut Creek, CA 94596
Walnut Creek, CA 94596

Website(925) 932-0424

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2603 Camino Ramon, San Ramon, CA 94583
San Ramon, CA 94583
  • Life Insurance

Safeguard Financial and Insurance Services is a globally recognized insurance firm that serves individuals, groups, and businesses in and around San Ramon. It offers life insurance products from various companies and helps clients build policies that suit their specific situations. The firm also assists in creating a comprehensive employee benefits package that meets legal and regulatory requirements. Owner Jason Lohe is well-versed in the finance and insurance field and is also an experienced professional in the sports industry.

2603 Camino Ramon, San Ramon, CA 94583
San Ramon, CA 94583

Website(925) 627-1800

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: --

1981 North Broadway, Walnut Creek, CA 94596
Walnut Creek, CA 94596
  • Life Insurance

Scott Feher & Associates addresses the insurance needs of clients in San Ramon. It has been in business for over 27 years, working with estate planners, long-term care specialists, elder care attorneys, and CPAs. The professionals from the company help clients plan and purchase life insurance coverage and disability income insurance. They also provide assistance in financial and retirement planning and cash flow management. Its owner, Scott Feher, received the Accredited Investment Fiduciary award from the Center for Fiduciary Studies.

1981 North Broadway, Walnut Creek, CA 94596
Walnut Creek, CA 94596

Website(800) 676-9492

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3050 Citrus Circle, Walnut Creek, CA 94598
Walnut Creek, CA 94598
  • Life Insurance
  • Health Insurance

Specialists in Health Insurance is an insurance company that started its operation in 1989. It has since provided individuals, families, and small businesses in the San Ramon area with life insurance through its affiliations with carrier companies such as Pacific Life, Fidelity & Guaranty Life, and American Equity. The early 2000s was a transitioning period for the company as it opened its services to medium enterprises and started offering vision, dental, group health, and voluntary payroll deduction insurance.

3050 Citrus Circle, Walnut Creek, CA 94598
Walnut Creek, CA 94598

Website(925) 934-1376

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3189 Danville Boulevard, Alamo, CA 94507
Alamo, CA 94507
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Stuart J. Poon is a State Farm insurance agent who assists San Ramon clients in finding life insurance products that meet their requirements. He offers term life insurance, whole life insurance, and universal life insurance. He also guides clients on matters regarding auto insurance, home and property insurance, business insurance, disability insurance, liability insurance, and health insurance. Poon is a member of the Alamo Merchants and Professional Association and the Alamo Rotary Ambassador for Life Qualifier.

3189 Danville Boulevard, Alamo, CA 94507
Alamo, CA 94507

Website(925) 831-0951

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

2815 Mitchell Drive, Walnut Creek, CA 94598
Walnut Creek, CA 94598
  • Life Insurance
  • Term Life Insurance

The La Musga Company provides life insurance products to clients residing in San Ramon. It offers several life insurance policies to help clients choose benefits for their families. These include long-term care, survivor life, term, disability, and fixed life insurance. Additionally, immediate annuities, key employees, and group medical programs are also available. The La Musga Company helps clients with their financial services, such as asset allocation, college funding, investments, retirement plans, and estate planning.

2815 Mitchell Drive, Walnut Creek, CA 94598
Walnut Creek, CA 94598

Website(925) 287-1567

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

472 Hartz Avenue, Danville, CA 94526
Danville, CA 94526
  • Life Insurance
  • Health Insurance

William White is an Allstate insurance agent who works to address the insurance needs of San Ramon clients. Serving alongside his wife, Teresa, since 1977, he offers life insurance, cancer insurance, as well as coverage for power sports vehicles. He also extends education courses for teenagers to help them improve their driving habits and reduce the risk of automobile accidents. William was a board member of the Danville Chamber of Commerce for six years. He later became its chairman in 2015.

472 Hartz Avenue, Danville, CA 94526
Danville, CA 94526

Website(925) 820-7500

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

49 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Who should buy supplemental health insurance?
A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
Q: Can I buy health insurance anytime?
A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Q: Can I buy health insurance that is not Obamacare?
A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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