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Best Credit Repair Companies in Fremont

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Fremont, CAFremont, CA

Credit Saint provides credit repair services around the Fremont area. The company's credit repair experts aim to help clients understand their credit scores and avoid credit issues in the future. They also challenge the entries in their clients' credit files by looking for biased, inaccurate, incomplete, misleading, and unverifiable items that can be removed. They offer different packages, which include services like creditor interventions, inquiry targeting, and challenges to major credit bureaus.

Fremont, CAFremont, CA

Website(857) 587-0956

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3230 Fruitvale Avenue, Oakland, CA 94602
Oakland, CA 94602
Instagram

Serving the Fremont area, 760 Credit specializes in credit repair services. Before identifying negative items in credit reports, the company conducts a comprehensive analysis of clients' financial situations. The credit repair specialists examine credit reports and recover clients' banking history and public records with the help of LexisNexis and ChexSystems. The professionals utilize their knowledge of consumer protection laws in imposing clients' rights. Dispute letters to be sent to credit bureaus are completed within 1-3 days.

3230 Fruitvale Avenue, Oakland, CA 94602
Oakland, CA 94602

InstagramWebsite(510) 877-0760

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200 Serra Way, Milpitas, CA 95035
Milpitas, CA 95035

AEG Credit Services, a credit consultancy agency, has been serving the financial needs of individuals in Fremont and surrounding areas since 2014. Services cover comprehensive analysis of clients' finances, development of strategies to improve clients' credit scores, filing of unlimited credit disputes to the relevant authorities, loan approval coaching, and unlimited personal inquiry removal. The credit specialists on staff manage numerous credit issues, such as repossessions, foreclosures, and bankruptcies. AEG Credit Services' full-scale online system has score trackers, an email notification system, and scenario analysis that provides clients with real-time updates. The company's credit personnel are certified by the National Coalition of Credit Services Providers.

200 Serra Way, Milpitas, CA 95035
Milpitas, CA 95035

Website(669) 999-8990

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

200 Serra Way #46, Milpitas, CA 95035
Milpitas, CA 95035

AEG Credit Services is a credit restoration company that is dedicated to reaching the financial goals of Fremont-based clients. The company's team of credit experts is trained to repair credit, helping clients apply for a personal loan or a credit card. They review credit reports and file disputes for any incorrect and unverifiable information. AEG Credit Services uses advanced technology, wherein clients can monitor the credit restoration progress through a personalized dashboard.

200 Serra Way #46, Milpitas, CA 95035
Milpitas, CA 95035

Website(800) 464-1499

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3201 Skyway Court, Fremont, CA 94539
Fremont, CA 94539

Fremont-based Ameriquest Credit Network provides credit repair services to help clients regain stability in their finances. The company provides guidance throughout the credit restoration process, including the rebuilding, repairing, and raising of credit scores. Ameriquest Credit Network offers analysis services and helps clients challenge creditors, collectors, and credit bureaus that provide inaccurate or questionable information. The firm also has a portfolio of credit repair programs that focuses on acquiring assets such as solar power, vehicles, and homes.

3201 Skyway Court, Fremont, CA 94539
Fremont, CA 94539

Website(510) 896-9928

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2959 S Winchester Blvd #201, Campbell, CA 95008
Campbell, CA 95008

Bay Area Credit Repair is an insured credit counseling and credit repair business that serves the Fremont area. The company provides assistance in credit repair and restoration. The professionals are up to date on consumer rights laws, and they use this knowledge to validate information on clients' credit reports. Aside from credit repair, the team also offers credit counseling services. Bay Area Credit Repair was founded in 2015. Its team has more than three decades of experience in the industry.

2959 S Winchester Blvd #201, Campbell, CA 95008
Campbell, CA 95008

Website(408) 214-2269

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

Fremont, CAFremont, CA
  • Debt Consolidation
  • Credit Monitoring

Bay Area Credit Repair is a locally owned business serving Fremont and the surrounding areas. It provides clients with assistance in disputing errors and challenging negative items on credit reports. It helps reconcile credit documentation between lenders, credit card companies, and debt collectors that don't appear in credit reports. It also offers 24/7 credit monitoring services, utilizing TransUnion systems to provide customized information and advice. Bay Area Credit Repair guides clients in improving scores beyond credit repair.

Fremont, CAFremont, CA

Website(510) 913-9869

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

745 Distel Dr Ste 118, Los Altos, CA 94022
Los Altos, CA 94022

Founded in 2013, Better Credit USA provides credit repair services in Fremont and surrounding areas. The staff assists in correcting credit records that contain obsolete and inaccurate information or items in violation of consumer protection laws. They request copies of client credit reports and handle removal of derogatory information, including late payments, foreclosures, inquiries, and short sales. The firm also helps resolve problems with collection accounts, bankruptcies, absence of public records, and student and auto loans. It offers legal services such as lien resolution, name change filings, immigration defense, and civil conflict resolution. Better Credit USA is a member of the Los Altos Chamber of Commerce and Women's Networking Alliance.

745 Distel Dr Ste 118, Los Altos, CA 94022
Los Altos, CA 94022

Website(408) 655-4235

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

96 North 3rd Street, San Jose, CA 95112
San Jose, CA 95112

Continental Credit Repair is a group of credit repair professionals that provides services in the Fremont metro. The company offers financial advice and services that help fix a client's bad credit score. Its approach starts with a thorough investigation, research, and listing of all existing credits. It has successful cases that have generated an increase of 30 points for its clients. Registration can be done through its online portal, where the process and progress can be viewed 24/7.

96 North 3rd Street, San Jose, CA 95112
San Jose, CA 95112

Website(408) 275-2806

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

39300 Fremont Blvd, Fremont, CA 94538
Fremont, CA 94538

CreditRepair.com, a credit repair company in Fremont, has provided financial solutions since 2012. The credit experts analyze credit reports and work on finding and addressing inaccurate negative items that affect credit scores, such as negative payment histories and debts. The company works with the three credit bureaus to ensure credit reports are fair and accurate. The team monitors credit scores after the successful removal of derogatory items to address any new issues that may hinder the financial restoration process. CreditRepair.com offers credit score and report coaching, and clients can receive credit report evaluations via phone. Other services include credit improvement and identity theft issues plus debt, loan, and saving education.

39300 Fremont Blvd, Fremont, CA 94538
Fremont, CA 94538

Website(888) 641-8803

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

439 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2162 E. 14th Street, San Leandro, CA 94577
San Leandro, CA 94577
  • Debt Consolidation
  • Credit Monitoring

F.I. Tax Credit Financial Services caters to businesses in the area of Fremont. Its team of tax consultants provides tax planning and preparation services. These include helping arrange the necessary paperwork for the filing of tax returns. The team also offers credit monitoring, repair, and restoration solutions, as well as assistance in business funding. In addition, the company provides coaching services for entrepreneurs who wish to grow or expand their businesses.

2162 E. 14th Street, San Leandro, CA 94577
San Leandro, CA 94577

Website(510) 764-8833

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

416 S. Hillview Drive, Milpitas, CA 95035
Milpitas, CA 95035
Instagram
  • Debt Consolidation

Financial Rescue helps individuals and families in Fremont regain their financial freedom. It provides credit repair services to improve scores, which include disputing inaccurate credit report items with agencies. Its IAPDA-certified consultants have more than 10 years of experience in helping clients reduce or eliminate their debts. Financial Rescue also offers its Debt Resolution Hardship Program, which allows debtors to contract with law firms to eliminate unsecured debt amounts. It has partnered with the National Asian American Coalition to enhance its debt management services.

416 S. Hillview Drive, Milpitas, CA 95035
Milpitas, CA 95035

InstagramWebsite(510) 818-9137

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

79 (Best)

Score Consistency:

Consistent (Best)

14744 Washington Ave #235, San Leandro, CA 94578
San Leandro, CA 94578
  • Credit Dispute

Grapevine Financial provides credit repair assistance for residents in Fremont and the surrounding locations. Its three-step credit repair process begins with an evaluation of clients' credit reports. It also involves removing negative items such as public records, collections, and late payments. Its team disputes up to 20 credit report errors, which cover reports from the three major credit bureaus. The credit score specialists continue to correct report inaccuracies in pursuit of helping clients build and maintain positive credit.

14744 Washington Ave #235, San Leandro, CA 94578
San Leandro, CA 94578

Website(800) 553-6515

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 Pine Street, San Francisco, CA 94111
San Francisco, CA 94111

Serving the Fremont area, iMax Credit Repair Firm addresses a wide range of credit report problems. The company removes various items from credit reports such as fraud charges and negative items like foreclosures, repossessions, and charge-offs. The credit repair specialists use credit bureau disputes that directly engage creditors and check their compliance information. They will also demand the deletion of discovered credit reporting violations and file lawsuits when needed. iMax Credit Repair Firm has been in service for 15 years.

100 Pine Street, San Francisco, CA 94111
San Francisco, CA 94111

Website(866) 611-4629

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

141 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Fremont, CAFremont, CA
  • Debt Consolidation

Founded in 2009, Optimal Debt Solutions is a full-service credit management company serving Fremont. It helps individuals reduce or eliminate their debts and regain financial freedom through credit repair services. The company employs over 265 debt management advisors who help thousands of debtors each month. Equipped with legal accreditations and years of experience, they have settled more than $1 billion worth of debts caused by job loss, personal loss, and poor investment performance. Optimal Debt Solutions combines money management and debt consolidation strategies.

Fremont, CAFremont, CA

Website(866) 967-3076

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Fremont, CAFremont, CA

Poser Tubes Credit Repair is a credit repair agency in Fremont that uses a practical approach to improve residents' credit ratings. It assists clients in restoring and boosting their credit scores by filing credit disputes and correcting erroneous information on credit reports. The professionals actively monitor clients' credit reports and keep them informed on any improvements. The company provides credit solutions for judgments, bankruptcies, paid and unpaid charge-offs, late payments, and foreclosures. It also manages collection accounts and helps with issues concerning auto repossessions. Additionally, it works on mortgage financing solutions and remote credit repair services. Poser Tubes Credit Repair offers over-the-phone credit repair services to customers in remote areas.

Fremont, CAFremont, CA

Website(877) 787-1077

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

2055 Junction Avenue, Suite 115, San Jose, CA 95131
San Jose, CA 95131
Instagram
  • Debt Consolidation

Roundleaf serves individuals with credit issues in Fremont and the neighboring communities. It assists clients in handling financial matters by offering various services such as credit counseling, debt management or settlement, personal finance budgeting, and wealth and resource planning. It also provides credit education and financial guidance to lower monthly expenses, adjust spending patterns, and achieve financial freedom. Its experts help clients create a monthly spending budget and long-term financial plan. The business was founded in 2006.

2055 Junction Avenue, Suite 115, San Jose, CA 95131
San Jose, CA 95131

InstagramWebsite(408) 912-2323

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

23 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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