Best Homeowners Insurance Agencies in San Ramon

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Berger & Jones Insurance Agency logo
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Berger & Jones Insurance Agency

2430 Camino Ramon Suite 368, San Ramon, CA 94583
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Berger & Jones Insurance Agency has been providing insurance products and services since 1924. This independent insurance agency services San Ramon and nearby communities. The professionals from this business provide a standard homeowners' insurance policy that covers the dwelling, personal property, additional living expenses, and other structures around the property. Additional home insurance coverages include debris removal, identity theft, and flood damage. The company also offers other types of insurance policies, such as motorcycle and auto, workers' compensation, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brighton Financial And Insurance Services logo
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Brighton Financial And Insurance Services

2258 Camino Ramon, San Ramon, CA 94583
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  • Multiple Policy Types

Business Description

Brighton Financial And Insurance Services is an insurance provider in San Ramon. It offers homeowners' insurance packages that cover personal liability for damages or injuries caused to others by the homeowner, its family member, or pets. Repairs of structures due to natural calamities, lightning, fire, theft, and vandalism are covered. External structures like garages, gazebos, and sheds are also covered. The insurance provider ensures accessibility for persons with disabilities through different contact channels.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Inszone Insurance Services logo
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Inszone Insurance Services

5976 West Las Positas Boulevard, Pleasanton, CA 94588
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake

Business Description

Inszone Insurance Services is licensed to serve individuals and businesses throughout California, operating from its offices near San Ramon. The broker has more than 15 years of experience in tailoring home insurance policies for its clients. It can access the products of multiple insurers, enabling it to find one or more that provides the coverage its clients need without having to pay for coverage they don't. The company can also discuss additional coverage to deal with burglary and accidental damage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JSW Insurance logo
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JSW Insurance

7567 Amador Valley Boulevard, Dublin, CA 94568
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Located near San Ramon, JSW Insurance is an independent broker that serves individuals, families, and businesses throughout California, Nevada, Arizona, and Washington. It analyses the needs of each client looking for home insurance, selects solutions offered by one or more of the country's leading insurers, and provides clients with choices that meet their needs within their budgets. It also helps clients when they have to file a claim and specializes in other forms of insurance, such as auto and earthquake.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Michael Smith Insurance Agency logo
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Michael Smith Insurance Agency

2010 Crow Canyon, San Ramon, CA 94583
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Michael Smith Insurance Agency is a San Ramon-based independent brokerage founded in 2013. The agency conducts individual assessments to provide clients with customized homeowners insurance solutions. Its insurance broker, Mike Smith, has a professional background that spans 25 years. He and his team have access to different insurance products by partnering with AmTrust Financial Services, Travelers, MetLife, and Safeco Insurance. They also specialize in auto, business, medical, and workers' compensation insurance. Michael Smith Insurance Agency is licensed to operate throughout the U.S., including California, Alabama, Arkansas, Colorado, Illinois, Michigan, Ohio, Oregon, Texas, and Virginia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nathan Mahlik - State Farm Insurance Agent logo
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Nathan Mahlik - State Farm Insurance Agent

939 Hartz Way, Danville, CA 94526
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  • Personal Property Insurance

Business Description

Nathan Mahlik is a second-generation State Farm insurance agent who has been serving the home and business owners of the San Ramon metro area since 2012. Mr. Mahlik routinely analyses the coverage needs of his clients, tailors State Farm products to suit, and discusses additional needs the client may not have considered, such as extra coverage for valuable personal items. The licensed agent also specializes in auto, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Onstad's Insurance Agency logo
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Onstad's Insurance Agency

3130 Crow Canyon Place, San Ramon, CA 94583
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Onstad's Insurance Agency is a local insurance broker in San Ramon that has been serving the residents of the city and other San Francisco Bay communities since 1926. Among its main offerings is homeowners' insurance, which includes real property, liability, and personal property coverage. It offers a separate policy for renters' insurance. Onstad's Insurance Agency is an independent insurance agency that is licensed to operate in California, Arizona, Nevada, Oregon, and Washington.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.4 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
San Ramon Insurance Agency logo
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San Ramon Insurance Agency

2303 Camino Ramon #210, San Ramon, CA 94583
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  • Multiple Policy Types

Business Description

San Ramon Insurance Agency has been catering to the insurance needs of residents and businesses in San Ramon since 1979. The company guides individuals and families choose the right homeowners insurance policy among several carriers. Its licensed agents provide several types of coverage options, including extended dwelling replacement, reimbursement for personal property loss, personal injury, identity fraud, and business pursuit. Other offerings include auto, life, earthquake, general liability, and workers' compensation. The company also serves clients in the Bay Area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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