Best Credit Repair Companies in San Pedro

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

San Pedro, CA

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2869)

Price: Free Credit Report Consultation

30 Day Credit Repair logo
Visit WebsiteWebsite

30 Day Credit Repair

600 Anton Blvd, Costa Mesa, CA 92626
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Dispute

Business Description

30 Day Credit Repair is a Costa Mesa-based firm that caters to the needs of San Pedro residents. Its professionals advise clients on which items to validate and assist in determining the order by which they should tackle the negative entries based on their assessment of credit reports. They help remove derogatory items like tax liens, foreclosures, loan modifications, and garnishments. In addition, they provide unlimited disputes with creditors, collection agencies, and credit bureaus. The agency was featured in ESPN, FOX, CNN, and ABC media outlets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credtique logo
Visit WebsiteWebsite

Credtique

220 Newport Center Dr, Newport Beach, CA 92660
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Credtique is a full-service company that serves individuals throughout San Pedro and the surrounding areas. It brings over 25 years of experience with consumer, business, and mortgage credit, helping clients improve their credit scores by appealing inaccurate and unverifiable negative accounts from customers' credit profiles. Items such as bankruptcies, foreclosures, collections, charge-offs, and repossessions can be legally disputed by its team. Credtique enables its clients to access their accounts online for real-time updates regarding their credit reports and scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
MBM Credit Solutions Inc logo
Visit WebsiteWebsite

MBM Credit Solutions Inc

9377 Haven Ave #110, Rancho Cucamonga, CA 91730
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

MBM Credit Solutions Inc. is a credit repair company that serves the San Pedro metro and neighboring communities. It helps customers improve their credit scores by challenging the negative items in their reports. It provides clients 24/7 access to their accounts for them to see real-time progress on their credit scores. It also helps various professionals, such as real estate agents, mortgage brokers, auto dealers, tax specialists, and attorneys, to improve their clients' credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mr Credit Repair logo
Visit WebsiteWebsite

Mr Credit Repair

5753 E Santa Ana Canyon Rd #172, Anaheim, CA 92807
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Mr Credit Repair serves residents of San Pedro and the surrounding areas. It helps customers increase their purchasing power with different car manufacturers, including Ford, Lexus, Porsche, Alfa Romeo, and Toyota. It offers a variety of credit repair packages, including standard and business credit repair, credit and loan analysis, business and personal tradeline builder, and kitchen sink package. It also provides useful information about credit repair through its website that covers topics such as how to calculate credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ray Reynolds logo
Visit WebsiteWebsite

Ray Reynolds

1815 E Heim Ave STE 204, Orange, CA 92865
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Ray Reynolds is a credit repair specialist serving individuals and businesses in San Pedro and nearby areas. He helps clients optimize and maximize their financial growth by rebuilding their credit scores. His work process involves setting up case files and reviewing credit reports, disputing and challenging incorrect items, and providing monthly status updates. Some of the negative items he removes are bankruptcies and liens. Reynolds has over 40 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS