Best Mortgage Refinance Companies in Lakewood

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GoPrime Mortgage logo
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License Verified:

License: 1665586

Nationwide Multistate Licensing System and Registry

GoPrime Mortgage

11306 183rd St, Suite 203, Cerritos, CA 90703
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  • Reverse Mortgages

Business Description

GoPrime Mortgage is a mortgage lender that caters to the refinancing needs of clients in Lakewood. It helps homeowners take out new loans to replace their existing home loans, allowing them to lower their monthly payments, pay off their mortgages faster, or pay for unexpected emergencies that entail large expenses. The company, which started out as a small start-up in Apex, North Carolina in 2005, now serves clients in over 30 states across the US.

License Verified:

License: 1665586

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (88)
Google
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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iCORE Lending Inc logo
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License Verified:

License: 1547623

Nationwide Multistate Licensing System and Registry

iCORE Lending Inc

17785 Center Court Drive N, Cerritos, CA 90703
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  • Reverse Mortgages

Business Description

iCORE Lending Inc. is a full-service and independent firm that caters to individuals, families, and businesses throughout the Lakewood metro and the neighboring areas. It provides a variety of mortgage refinance programs. Its team crafts government loans, such as FHA and VA, as well as non-QM and conventional mortgage programs. The Cerritos-based mortgage and lending company also carries hundreds of loan options that can be tailored to fit the needs of first-time home buyers and investors.

License Verified:

License: 1547623

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Karbon Financial logo
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License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Karbon Financial

3020 Old Ranch Parkway Suite 300, Seal Beach, CA 90740
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  • Reverse Mortgages

Business Description

Karbon Financial supports clients in Lakewood and neighboring communities. It provides mortgage refinancing solutions for people seeking to lower their interest rates and monthly payments, revise their loan terms, or pull cash out of their home's equity. Customers receive various options based on their needs after submitting a home refinance analysis request. These include fixed-rate, adjustable-rate, jumbo, FHA, VA, and conforming loans. Karbon Financial is partnered with over 100 wholesale lenders to help clients with their financing needs.

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (178)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Katherine Avila-Monzon logo
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License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Katherine Avila-Monzon

Lakewood, CA
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  • New Construction

Business Description

Katherine Avila-Monzon is a loan officer at GEM Mortgage, serving the refinancing needs of Lakewood residents. She offers rate, term, and cash-out refinancing programs, as well as jumbo and adjustable-rate mortgages. Katherine caters to the financing needs of clients whose properties include single-family homes, condos, and townhouses. GEM Mortgage is a division of Golden Empire Mortgage, Inc., with more than 35 years of industry experience. The lender provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LBL Mortgage logo
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License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

LBL Mortgage

3780 Kilroy Drive Suite 200, Long Beach, CA 90806
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  • New Construction

Business Description

LBL Mortgage serves clients in Lakewood and the surrounding towns. It offers loan programs for clients planning to buy a home and current homeowners looking to refinance their mortgages. Its loan officers guide clients in selecting the loan product that works best with their needs and finances. The company has access to more than 20 lenders in the market, providing clients with a wide range of loan types and rate options. This Long Beach-based independent brokerage has been in the industry for over a decade.

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MAK Home Loans logo
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License Verified:

License: 277034

Nationwide Multistate Licensing System and Registry

MAK Home Loans

21151 S Western Ave Suite 150, Torrance, CA 90501
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  • New Construction

Business Description

MAK Home Loans offers refinancing solutions to borrowers in Lakewood. It assists clients who seek reduced interest rates and monthly payments and those who want access to money to fund a major renovation project. It has programs for owners of townhouses, condos, single and multi-family residences, and manufactured homes. The company offers FHA, VA, jumbo, USDA, and fixed and adjustable-rate mortgages. In addition, Makonnen Kebede, the company broker, works with over 100 investors and serves Orange County, San Bernardino, and Riverside County.

License Verified:

License: 277034

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
My City Financial logo
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License Verified:

License: 307431

Nationwide Multistate Licensing System and Registry

My City Financial

18000 Pioneer Blvd #206, Artesia, CA 90701
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  • New Construction
  • Reverse Mortgages

Business Description

My City Financial is a mortgage broker that serves Lakewood and surrounding areas. Its team assists homeowners and property investors who are considering refinancing their current mortgages. It provides loans against residential and commercial real estate with fixed rates. It handles FHA, VA, home equity, construction, and SBA loans for various property types, including single-family, multifamily, condominiums, townhouses, and manufactured homes. Founded by loan officer Joe Mathai, My City Financial has been in business since 1994.

License Verified:

License: 307431

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Republic Lending logo
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License Verified:

License: 1511640

Nationwide Multistate Licensing System and Registry

Republic Lending

6 Centerpointe Drive, Suite 700, La Palma, CA 90623
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  • New Construction

Business Description

Republic Lending is a family-owned mortgage brokerage that caters to individuals and families in and around Lakewood. The La Palma-based firm offers mortgage refinancing options for clients who are looking to cash out, get new interest rates and shorter terms, or for clients who want to convert from an adjustable rate to a fixed rate. It provides different loan programs, including FHA, conventional, conforming, and jumbo. Republic Lending also offers loan options for commercial owners and small businesses.

License Verified:

License: 1511640

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Solve Lending & Realty logo
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License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Solve Lending & Realty

18000 Studebaker Rd. Suite 700, Cerritos, CA 90703
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  • New Construction

Business Description

Solve Lending & Realty serves people throughout the Lakewood area and the surrounding communities. It offers mortgage refinancing programs for residents who own condominiums, manufactured homes, single- or multi-family residences, and townhouses. These refinancing options help clients improve their properties, lower their interest rates, or take cash out. The firm's loan products also include jumbo, FHA, USDA, and VA loans. Solve Lending & Realty's founders bring over 30 years of combined experience in the industry.

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Solve Lending & Realty logo
Visit WebsiteWebsite

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Solve Lending & Realty

18000 Studebaker Road Suite 700, Cerritos, CA 90703
Visit WebsiteWebsite
  • New Construction

Business Description

Solve Lending & Realty is a family-owned business that serves the financial needs of residential and commercial borrowers in Lakewood. It provides conventional, FHA, VA, USDA, and jumbo loans. It also offers construction, rehabilitation, and self-employment loans, as well as programs for those looking for investment properties or hard money. In addition, the company assists investors seeking opportunities in commercial real estate. Solve Lending & Realty was founded by two brothers with 30 years of combined experience.

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steven Soriano logo
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License Verified:

License: 263934

Nationwide Multistate Licensing System and Registry

Steven Soriano

4010 Watson Plaza Dr., Lakewood, CA 90712
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  • Reverse Mortgages

Business Description

Steven Soriano of Essex Mortgage serves individuals, couples, and families throughout Lakewood and the surrounding areas. He and his team offer different types of refinancing loans to clients, helping them achieve their goals, whether it's to reduce monthly payments, cash out some of their equity, or consolidate existing debts. Loan options are also available for buyers of real estate properties, whether they are first-timers or seasoned investors. Soriano is an active member of the California Association of Mortgage Professionals.

License Verified:

License: 263934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tri Pillar Mortgage logo
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License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Tri Pillar Mortgage

957 Artesia Place, Bellflower, CA 90706
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  • New Construction
  • Reverse Mortgages

Business Description

Tri Pillar Mortgage works with customers in the Lakewood area to find a financial solution for their housing needs. It offers multiple loan programs such as FHA, conventional, VA, and jumbo. Its team also helps borrowers choose payment terms available in eight to 10 years or pick an interest-only option. Tri Pillar Mortgage aims to maintain open and transparent communication with its clients throughout the process while educating them about the ins and outs of the home-buying journey. The company was established in 2009.

License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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