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Best Mortgage Refinance Companies in Lakewood

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2023
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GoPrime Mortgage logo

License Verified:

License: 1665586

Nationwide Multistate Licensing System and Registry

GoPrime Mortgage

11306 183rd St, Suite 203, Cerritos, CA 90703
  • Reverse Mortgages

Business Description

GoPrime Mortgage is a mortgage lender that caters to the refinancing needs of clients in Lakewood. It helps homeowners take out new loans to replace their existing home loans, allowing them to lower their monthly payments, pay off their mortgages faster, or pay for unexpected emergencies that entail large expenses. The company, which started out as a small start-up in Apex, North Carolina in 2005, now serves clients in over 30 states across the US.

License Verified:

License: 1665586

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (93)
Google
4.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
iCORE Lending Inc logo
Visit WebsiteWebsite

License Verified:

License: 1547623

Nationwide Multistate Licensing System and Registry

iCORE Lending Inc

Visit WebsiteWebsite
17785 Center Court Drive N, Cerritos, CA 90703
  • Reverse Mortgages

Business Description

iCORE Lending Inc. is a full-service and independent firm that caters to individuals, families, and businesses throughout the Lakewood metro and the neighboring areas. It provides a variety of mortgage refinance programs. Its team crafts government loans, such as FHA and VA, as well as non-QM and conventional mortgage programs. The Cerritos-based mortgage and lending company also carries hundreds of loan options that can be tailored to fit the needs of first-time home buyers and investors.

License Verified:

License: 1547623

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (4)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Karbon Financial logo
Visit WebsiteWebsite

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Karbon Financial

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3020 Old Ranch Parkway Suite 300, Seal Beach, CA 90740
  • Reverse Mortgages

Business Description

Karbon Financial supports clients in Lakewood and neighboring communities. It provides mortgage refinancing solutions for people seeking to lower their interest rates and monthly payments, revise their loan terms, or pull cash out of their home's equity. Customers receive various options based on their needs after submitting a home refinance analysis request. These include fixed-rate, adjustable-rate, jumbo, FHA, VA, and conforming loans. Karbon Financial is partnered with over 100 wholesale lenders to help clients with their financing needs.

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Katherine Avila-Monzon logo
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License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Katherine Avila-Monzon

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Lakewood, CA
  • New Construction

Business Description

Katherine Avila-Monzon is a loan officer at GEM Mortgage, serving the refinancing needs of Lakewood residents. She offers rate, term, and cash-out refinancing programs, as well as jumbo and adjustable-rate mortgages. Katherine caters to the financing needs of clients whose properties include single-family homes, condos, and townhouses. GEM Mortgage is a division of Golden Empire Mortgage, Inc., with more than 35 years of industry experience. The lender provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 2031044

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LBL Mortgage logo

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

LBL Mortgage

3780 Kilroy Drive Suite 200, Long Beach, CA 90806
  • New Construction

Business Description

LBL Mortgage serves clients in Lakewood and the surrounding towns. It offers loan programs for clients planning to buy a home and current homeowners looking to refinance their mortgages. Its loan officers guide clients in selecting the loan product that works best with their needs and finances. The company has access to more than 20 lenders in the market, providing clients with a wide range of loan types and rate options. This Long Beach-based independent brokerage has been in the industry for over a decade.

License Verified:

License: 1381254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Milton Estrada logo
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License Verified:

License: 266634

Nationwide Multistate Licensing System and Registry

Milton Estrada

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10542 Calle Lee, Suite 102, Los Alamitos, CA 90720
  • Reverse Mortgages
  • Commercial Loans
  • New Construction

Business Description

Milton Estrada offers refinancing and mortgage services to clients in Lakewood. He discusses an individual's current situation and goals to determine the proper solutions for restructuring current debts into more manageable forms. The broker delivers a variety of mortgages including jumbo loans for valuable assets and reverse programs for the older members of the community. Milton Estrada is a senior mortgage broker who has over 12 years of experience in the lending and finance industries.

License Verified:

License: 266634

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
My City Financial logo
Visit WebsiteWebsite

License Verified:

License: 307431

Nationwide Multistate Licensing System and Registry

My City Financial

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18000 Pioneer Blvd #206, Artesia, CA 90701
  • New Construction
  • Reverse Mortgages

Business Description

My City Financial is a mortgage broker that serves Lakewood and surrounding areas. Its team assists homeowners and property investors who are considering refinancing their current mortgages. It provides loans against residential and commercial real estate with fixed rates. It handles FHA, VA, home equity, construction, and SBA loans for various property types, including single-family, multifamily, condominiums, townhouses, and manufactured homes. Founded by loan officer Joe Mathai, My City Financial has been in business since 1994.

License Verified:

License: 307431

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Republic Lending logo
Visit WebsiteWebsite

License Verified:

License: 1511640

Nationwide Multistate Licensing System and Registry

Republic Lending

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6 Centerpointe Drive, Suite 700, La Palma, CA 90623
  • New Construction

Business Description

Republic Lending is a family-owned mortgage brokerage that caters to individuals and families in and around Lakewood. The La Palma-based firm offers mortgage refinancing options for clients who are looking to cash out, get new interest rates and shorter terms, or for clients who want to convert from an adjustable rate to a fixed rate. It provides different loan programs, including FHA, conventional, conforming, and jumbo. Republic Lending also offers loan options for commercial owners and small businesses.

License Verified:

License: 1511640

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Solve Lending & Realty logo

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Solve Lending & Realty

18000 Studebaker Road Suite 700, Cerritos, CA 90703
  • New Construction

Business Description

Solve Lending & Realty is a family-owned business that serves the financial needs of residential and commercial borrowers in Lakewood. It provides conventional, FHA, VA, USDA, and jumbo loans. It also offers construction, rehabilitation, and self-employment loans, as well as programs for those looking for investment properties or hard money. In addition, the company assists investors seeking opportunities in commercial real estate. Solve Lending & Realty was founded by two brothers with 30 years of combined experience.

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Solve Lending & Realty logo
Visit WebsiteWebsite

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Solve Lending & Realty

Visit WebsiteWebsite
18000 Studebaker Rd. Suite 700, Cerritos, CA 90703
  • New Construction

Business Description

Solve Lending & Realty serves people throughout the Lakewood area and the surrounding communities. It offers mortgage refinancing programs for residents who own condominiums, manufactured homes, single- or multi-family residences, and townhouses. These refinancing options help clients improve their properties, lower their interest rates, or take cash out. The firm's loan products also include jumbo, FHA, USDA, and VA loans. Solve Lending & Realty's founders bring over 30 years of combined experience in the industry.

License Verified:

License: 2013271

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steven Soriano logo

License Verified:

License: 263934

Nationwide Multistate Licensing System and Registry

Steven Soriano

4010 Watson Plaza Dr., Lakewood, CA 90712
  • Reverse Mortgages

Business Description

Steven Soriano of Essex Mortgage serves individuals, couples, and families throughout Lakewood and the surrounding areas. He and his team offer different types of refinancing loans to clients, helping them achieve their goals, whether it's to reduce monthly payments, cash out some of their equity, or consolidate existing debts. Loan options are also available for buyers of real estate properties, whether they are first-timers or seasoned investors. Soriano is an active member of the California Association of Mortgage Professionals.

License Verified:

License: 263934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tri Pillar Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Tri Pillar Mortgage

Visit WebsiteWebsite
957 Artesia Place, Bellflower, CA 90706
  • New Construction
  • Reverse Mortgages

Business Description

Tri Pillar Mortgage works with customers in the Lakewood area to find a financial solution for their housing needs. It offers multiple loan programs such as FHA, conventional, VA, and jumbo. Its team also helps borrowers choose payment terms available in eight to 10 years or pick an interest-only option. Tri Pillar Mortgage aims to maintain open and transparent communication with its clients throughout the process while educating them about the ins and outs of the home-buying journey. The company was established in 2009.

License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.