Expertise.com

2024

Last updated:

Best Financial Advisors in San Jose, CA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Jose Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

230Reviewed

143Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

San Jose, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

San Jose, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in San Jose? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

111 North Market Street, San Jose, CA 95113

Why choose this provider?

Tech Girl Financial in San Jose serves clients using a hands-on approach to financial planning. It offers services ranging from retirement plans to investment management. It focuses on the money management aspect when helping a client design a retirement plan. In addition, the company maintains ongoing communication to provide support and manage the client's financial plans as their circumstances change. Founder Kim Gaxiola has over 17 years of experience as a financial advisor. She participates in panels for the Wharton Club of Northern California.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

1165 Lincoln Avenue, San Jose, CA 95125

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Flournoy Wealth Management is a financial planning firm operating in San Jose. It offers a wide range of services for individuals and families, particularly for women going through transition due to divorce or widowhood. The services include divorce financial planning, investment management, and comprehensive financial planning. Advisor Pam Flournoy is a Certified Financial Planner with 16 years of industry experience. She conducts consultations to help clients in developing a strategy for long-range financial planning and management.

  • Certified Financial Planner (CFP)

353 Piercy Road, San Jose, CA 95138
WebsiteLicense: 167151

Expertise.com Rating

Why choose this provider?

Concentrum Wealth is a financial advisory firm that serves clients in San Jose. It provides personalized financial plans on education, estates, retirement, and insurance. It also offers wealth management services and family law planning. Glenn Young, the firm's wealth advisor, has 20 years of experience in the financial services industry. The firm's financial associate, Lance Pieper, is equipped to assist clients with divorce-related financial issues. Concentrum Wealth supports nonprofit organizations, including the American Cancer Society's Relay for Life and Dress for Success San Jose.

  • Estate Planning
  • Certified Financial Planner (CFP)

1226 Lincoln Avenue, San Jose, CA 95125

Expertise.com Rating

Review Sources

Yelp
5.0 (4)
Facebook
5.0 (1)

Why choose this provider?

Potentia is a team of financial advisors who serve the San Jose community. They help clients achieve financial goals by providing guidance regarding investments, assets, debts, and financial status. It also provides wealth management, a process where clients' goals are matched with their risk appetite in order to identify suitable portfolios to achieve wealth accumulation and financial independence. Its CEO, Kevin C. Swanson, has been assisting individuals and families since 2003.

  • Private Wealth Advisor
  • Insurance Products

4010 Moorpark Avenue, San Jose, CA 95117

Expertise.com Rating

Review Sources

Facebook
4.3 (8)

Why choose this provider?

Mayer & Associates Advisory is a wealth management firm operating in San Jose. It assists individuals, families, and business owners in a wide range of financial planning areas including retirement, tax, estate, insurance, and college. Services are available in events such as the death of a family member, marital status change, job or career change, and purchase or sale of a business. One of the firm's Certified Financial Planners, Jacqueline Mayer, has written investment columns for different publications like The San Jose Business Journal and the Peninsula Times Tribune.

  • Certified Financial Planner (CFP)

4633 Old Ironsides Drive, Santa Clara, CA 95054

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Ken Prodger CFP, ChFC, ChSNC AIF is a full-service financial firm that has been serving San Jose clients for more than 15 years. It assists businesses and individuals in a wide range of financial management areas including retirement planning, tax management, education funding, investment planning, and employee and executive benefits. Special needs financial planning is also available for trusts, letters of intent, life care planning, and preservation of need-based government benefits. The firm's Certified Financial Planner, Ken Prodger, also serves as a SmartVestor Pro.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

99 Almaden Boulevard, San Jose, CA 95110

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Sequoia Wealth Advisors & Investment Management, Inc., is a financial advisory firm catering to residents in San Jose and the surrounding communities. Kristina Kuprina started the company in 2007 to provide personalized financial advice and investment services. She and her team of advisors can assist clients in various financial concerns, including retirement planning, money management, real estate investments, stock options, and Social Security analysis. They have multilingual advisors on staff that can provide services in Spanish and Russian.

  • Estate Planning

102 Persian Drive, Sunnyvale, CA 94089

Expertise.com Rating

Why choose this provider?

Jesse G. Dogillo, CFP, is the founder of Bay Area Financial Advisers that serves clients in San Jose. He specializes in helping individuals and small business owners to achieve their financial goals through financial planning, wealth management, and estate planning. Jesse has more than 30 years of experience in the financial services industry. He has been tasked to promote financial literacy to U.S. military personnel by the Office of the Secretary of Defense. In addition, he specializes in the Blended Retirement System of the military.

  • Estate Planning

2105 South Bascom Avenue, Campbell, CA 95008

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (8)

Why choose this provider?

Johanson Financial Advisors, Inc., is an independent financial planning firm that serves clients in the San Jose area. It creates customized plans to meet customers' needs, whether they need help planning for a secure retirement or want strategic tax strategies to maximize returns. Its advisors also help chart financial progress and plan for changes in assets or liabilities. They also offer estate planning and protection planning services. Company founder Dave L. Johanson has been in the financial services industry since 1984.

  • Retirement Planning
  • Tax Planning

3190 South Bascom Avenue, San Jose, CA 95124

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Silicon Valley Wealth Advisors is a financial investment firm that helps clients in the areas of financial planning and investment management. Serving San Jose, the firm handles various aspects of financial planning, including insurance analysis, cash flow management, and retirement advice. It also has portfolio management services, which include investment strategy review, risk-reward analysis, personalized portfolios, and concentrated equity positions management. Silicon Valley Wealth Advisors has been in the investment management and financial planning business for more than 30 years.

  • Estate Planning

460 Lassen St, Los Altos, CA 94022

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Bay Street is a black-owned local business catering to San Jose clients. It manages portfolios to maintain and increase total assets and income. The company prioritizes managing total risk and volatility. Its team holds several accredited designations, including CFA and AAMS. Founder William Huston is an accredited investment fiduciary. He has been recognized as one of the Top Financial Advisors in the US. Additionally, William serves as the Bay area president for the National Association of Securities Professionals.

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Free Consultation
Tech Girl Financial
111 North Market Street, San Jose, CA 95113
Flournoy Wealth Management
1165 Lincoln Avenue, San Jose, CA 95125
Concentrum Wealth
353 Piercy Road, San Jose, CA 95138
Potentia
1226 Lincoln Avenue, San Jose, CA 95125
Mayer & Associates Advisory
4010 Moorpark Avenue, San Jose, CA 95117
Ken Prodger, CFP, ChFC, ChSNC AIF
4633 Old Ironsides Drive, Santa Clara, CA 95054
Sequoia Wealth Advisors & Investment Management, Inc.
99 Almaden Boulevard, San Jose, CA 95110
Jesse G. Dogillo, CFP
102 Persian Drive, Sunnyvale, CA 94089
Johanson Financial Advisors
2105 South Bascom Avenue, Campbell, CA 95008
Silicon Valley Wealth Advisors
3190 South Bascom Avenue, San Jose, CA 95124
Bay Street Capital Holdings
460 Lassen St, Los Altos, CA 94022

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • Can you decide when you will start collecting social security benefits in San Jose?

    You have full discretion about when to begin receiving social security payments in San Jose. As early as age 62, you can start receiving benefits. However, for every month you start receiving benefits prior to reaching full retirement age, your payments would be reduced by roughly 0.5 percent. Your benefits will rise by 8% every year if you decide to start receiving them when you reach full retirement age.

  • Is a divorced person in San Jose qualified to receive social security benefits based on the employment history of their ex-spouse?

    Yes. A divorced person in San Jose is qualified to collect social security payments based on the employment history of their ex-spouse. In order to be eligible, the person must be no less than 62 years old and have lived with their ex-spouse for a minimum of ten years. They must also have been at least two years divorced, single, or not married to another person and not be eligible for a greater social security payment based on their own employment history.

  • When should you seriously consider hiring a financial advisor in San Jose?

    If you have a sizable sum of money accessible for saving or investing, you want to seriously think about employing a financial counselor in San Jose. This could happen if you suddenly receive an inheritance or sell your home for a profit, or it could happen over years of making yearly payments to a retirement account like a 401(k) plan through your employment.

  • Which kind of financial advisor should you look for in San Jose?

    The kind of financial counselor you should seek out in San Jose is a chartered financial consultant or a certified financial planner. With your no-obligation meeting with these professionals, you should be able to assess where you are in your financial objectives as well as the actions you have to execute to achieve your long-term goals. These advisors can also provide you with goals if you are unsure of what they should be.

  • Are social security benefits in San Jose taxed?

    Indeed, San Jose's income tax laws apply to social security payouts. Consider the scenario when you and your spouse submit a joint tax return and are both over the legal retirement age. You declare combined earnings that range from $32,000 and $44,000 on the joint tax return. Approximately half of your benefits could be subject to income tax. Up to 85% of your benefits could be liable for income taxes if your total income exceeds $44,000.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.