Expertise.com

2024

Last updated:

Best Pet Insurance Companies in San Jose, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Jose Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

17832Reviewed

10701Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3375 Scott Blvd Ste 208, Santa Clara, CA 95054
WebsiteLicense: 0719174

Expertise.com Rating

Why choose this provider?

Adler Insurance Service, Inc., serves clients in San Jose and nearby areas. It provides various personal insurance products, including pet policies, which cover domestic pets' medical expenses when they become sick or impaired. There are also coverage plans designed to protect valuable assets, like homes and vehicles, in case of property damage and losses. The agency works to find suitable financial products for clients by assessing their risks and coverage needs. Managing partner Les Adler is the 2017 Dick McKenna Good Hands Legacy Award recipient.

  • Policy Bundle Discount

250 East Hamilton Avenue, Suite B, Campbell, CA 95008
WebsiteLicense: 0G58440

Expertise.com Rating

Review Sources

Google
5.0 (16)
Yelp
5.0 (15)
Facebook
5.0 (5)

Why choose this provider?

Mike Myers provides insurance products for individuals and commercial clients in San Jose and the neighboring communities. He creates healthcare policies that lessen or entirely cover the cost of veterinary treatments when pets sustain injuries or develop illnesses. Life and health insurance packages are among his offerings. Mike also provides coverage options for residential and vehicular properties. He assists clients in matters related to banking, annuities, and mutual funds. Mike and his team have over 30 years of combined State Farm experience.

2695 Moorpark Ave Ste 106, San Jose, CA 95128

Expertise.com Rating

Review Sources

Google
4.7 (14)
Yelp
4.5 (3)

Why choose this provider?

Jeffrey Allan Sundquist is an insurance agent who has been in the industry for more than 20 years. His team offers auto, home, life, and business coverage to clients in San Jose. Sundquist’s agency also offers pet insurance, which covers expenses incurred for a pet’s veterinary treatment. The policy includes hospitalization, preventive care, and medication. Sundquist is a member of the Farmers Toppers Club and Championship Club. His team provides services for Spanish-speaking clients.

1625 N Capitol Ave, San Jose, CA 95132

Expertise.com Rating

Review Sources

Google
4.9 (145)
Yelp
4.5 (93)
Facebook
4.0 (40)

Why choose this provider?

Rachel Bhan is an agent in San Jose who offers pet insurance plans. She provides various other types of insurance products, including auto, home, condo, renters', life, and small business policies. She also helps clients with financial products such as banking and mutual funds. For more than 20 years, Bhan has been one of the more than 19,000 State Farm insurance agents in the US. She has contributed to the community by building a preschool and working with homeless shelters.

1816 Tully Road, Suite 269, San Jose, CA 95122
WebsiteLicense: 0D04026

Expertise.com Rating

Review Sources

Google
4.0 (48)
Facebook
4.7 (43)
Yelp
3.3 (42)

Why choose this provider?

PHP is a full-service independent insurance brokerage that delivers solutions for families in San Jose who have pets. Choosing from over 100 insurance carriers, its professionals build custom pet policies based on each client's needs and budget. These agents help pet parents obtain coverage for options like annual wellness exams, dental cleaning, and vaccinations. The brokerage has been serving clients' needs for over 20 years. PHP is a member of the Independent Insurance Agents & Brokers of California.

  • Policy Bundle Discount

Compare our Top Pet Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Adler Insurance Service, Inc.
3375 Scott Blvd Ste 208, Santa Clara, CA 95054
Mike Myers
250 East Hamilton Avenue, Suite B, Campbell, CA 95008
Jeffrey Allan Sundquist
2695 Moorpark Ave Ste 106, San Jose, CA 95128
Rachel Bhan
1625 N Capitol Ave, San Jose, CA 95132
PHP
1816 Tully Road, Suite 269, San Jose, CA 95122

FAQs

  • What services in San Jose are often not covered by pet insurance?

    The most frequent exclusions for pet insurance in San Jose are orthodontic procedures like root canals or crowns and cosmetic and elective surgeries like ear clipping, declawing, and tail docking. Breeding, pregnancy, and whelping-related vet costs, as well as behavioral treatments, are also not covered. Last but not least, pre-existing diseases and the expense of vitamins, pet food, and personal care goods are often not covered by pet insurance.

  • How much does San Jose pet insurance cost?

    In San Jose, a typical accident-and-illness plan would set you back $20 to $60 per month for dog insurance and $10 to $30 per month for cat insurance. The breed and age of your pet, as well as any discounts and modifications given by the insurance company, may also affect the cost of your premium.

  • How does the California Consumer Protection Law aid pet insurance buyers in San Jose?

    According to California law, pet insurance providers in San Jose must disclose details about the policy's exclusions of coverages for inherited disorders, prior conditions, congenital defects, and chronic illnesses, among other things. The regulations also govern clauses in policies that restrict coverage by a waiting or affiliation period, deductible, coinsurance, or changes in claim history.

  • Are San Jose pet owners obliged by law to have pet insurance?

    San Jose does not have legislation requiring pet health insurance. However, experts advise that owners should generally invest in pet insurance coverage if they do not have a sizeable pet emergency savings account. This is due to the skyrocketing price of veterinary treatment in recent years. One pet health emergency can put a person in debt or put them in a position where they may not be able to pay for their dog's emergency care.