Expertise.com

2024

Last updated:

Best Financial Advisors in Milpitas

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Milpitas Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

30Reviewed

23Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logoFEATUREDExpertise.com

SmartAdvisor by SmartAsset

Milpitas, CA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Price: Free Consultation

Milpitas, CA

Why choose this provider?

Need help contacting a Financial Advisor in Milpitas? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
2005 De La Cruz Blvd. #120, Santa Clara, CA 95050
  • Tax Planning
  • Retirement Planning

Why choose this provider?

J.R. Financial & Insurance Services has been serving residents in Milpitas and the surrounding areas since 2008. It creates financial plans by reviewing the clients' current position, determining the status of their assets, and identifying issues that need to be addressed. The firm provides financial advice in areas such as retirement planning, long-term care, tax planning, and charitable work. Its president, James Rukstalis, is a Certified Financial Planner who has also worked with federal employees and football workers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.9 / 5 (23)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2570 North First Street, Suite 200, San Jose, CA 95131
  • Business Formation

Why choose this provider?

Gateway Financial Advisors customizes strategies to help achieve individuals' financial goals in Milpitas. It supports clients who need guidance in retirement, education, business, estate, and legacy planning, offering details on charitable strategies and multi-scenario analysis. Its advisors handle investment management for customers, informing them about risk tolerance and tax-efficient strategies. In addition, the advisors offer life, health, and property insurance services. Brian Lombardo is a CPA in Tennessee and California. He obtained his CFP certification in 2011.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
900 E Hamilton Ave. Suite 100, Campbell, CA 95008
  • Estate Planning

Why choose this provider?

Leal Financial Planning is a company that helps Milpitas clients with their financial planning and management needs. The firm offers services like cash flow analysis and budgeting, debt management, investment and savings assessment, and employee benefits maximization. It also helps plan financially for a clients' education, retirement, and insurances. Karl Leal, the owner of this firm, is a member of the Garrett Planning Network, which is an international group of financial advisors. He also teaches saving strategies to foster youth.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Website
1165 Lincoln Avenue #330, San Jose, CA 95125
  • Financial Planning

Why choose this provider?

Flournoy Wealth Management provides women clients in Milpitas with independent and objective advice on how to handle their financial affairs. Its financial planning process involves checking the individual's current finances and cash flow. The firm's advisors offer guidance in making retirement, tax, and education planning. They deliver divorce financial planning investment management assistance. Pam Flournoy has CFP and CDFA designations. She participates in charitable giving to the 100 Women Charitable Foundation and Second Harvest Food Bank.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
1525 Mccarthy Blvd., Suite 1000, Milpitas, CA 95035
  • Finance Planning

Why choose this provider?

SJ Accounting Consulting, Inc. CPA CFP offers a variety of services to support clients in Milpitas in achieving their financial objectives. Sung (Sean) Lee assists individuals in developing and continuing to follow strategies that preserve and enhance assets and wealth. His firm provides advice and recommendations to families and individuals with substantial wealth and profit-generating assets on dealing with accounting and tax matters. Lee has over 20 years of experience in the financial, accounting, and tax industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
5201 Great America Pkwy #350, Santa Clara, CA 95054
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)

Why choose this provider?

NRI Wealth Management is a firm established in 2003. It offers estate planning, portfolio management, life insurance, tax filing, retirement planning, and investment supervision services to clients in Milpitas. The company also provides services to non-resident Indians. It handles their personal and corporate accounts involving trusts, estates, retirement plans, and charitable foundations. Laddi Jhuty, the company's principal advisory, is a Certified Financial Planner in California. His experience includes working for MetLife, Securities America, MassMutual, and Woodbury Financial.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2105 South Bascom Avenue Suite 110, Campbell, CA 95008
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Estate and Trust Specialist
  • Retirement Planning
  • Investment Management
  • Financial Planning
  • Wealth Management

Why choose this provider?

Wade Financial Advisory is a Campbell-based company that serves clients in Milpitas. It offers a broad range of solutions, including retirement planning, risk management, tax planning, and investment management. The company helps corporate clients through the process of designing executive benefits packages. It also collaborates with attorneys to provide estate planning documents, like powers of attorney, trusts, and wills. The company's founder, Rodney Wade, has been featured in multiple media outlets, including the Investment Advisor Magazine and Financial Services Weekly.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Website
333 W. Santa Clara St. Suite 604, San Jose, CA 95113
  • Retirement Planning
  • Wealth Management

Why choose this provider?

Heckman Financial & Insurance Services, Inc., offers financial advice to help Milpitas residents achieve their retirement goals. Its advisors address clients’ specific needs through a broad range of investment and insurance products. Looking at the financial situations of clients, the advisors develop strategies for boosting retirement income, preserving assets, and planning their legacies. They also help individuals with the implementation of plans, updating them when necessary. Company president Eric Heckman founded the non-profit Financial Knowledge Institute. He is the author of “Worry Less Wealth.”

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39899 Balentine Dr. Suite 200, Newark, CA 94560
  • Certified Financial Planner (CFP)
  • Financial Planning

Why choose this provider?

Abundance Wealth Planning LLC serves clients in Milpitas. It helps clients achieve their financial goals through financial planning. The firm creates personalized programs based on the financial situations, challenges, opportunities, beliefs, values, and objectives of clients. It also reviews clients' goals, incorporates new life experiences, and monitors their progress. The owner, Joseph Kuo, is a Certified Financial Planner and a board member of the San Francisco chapter of the Financial Planning Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
2635 North 1st Street Suite 201, San Jose, CA 95134
  • Estate Planning
  • Tax Planning
  • Retirement Planning

Why choose this provider?

Founded in 2001, Wellspring Consulting is an independent wealth management company that serves clients in and around Milpitas. It offers financial services, including investment management, retirement planning, college funding, income tax planning, and trusts services and estate planning. It also handles business-related matters, such as philanthropic decision-making, advisory services, and business succession and continuity planning. One of its financial advisors, Howard Cheng, is multilingual who speaks fluent Cantonese, Shanghainese, and Mandarin. He has more than two decades of experience in the financial field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 West El Camino Real Suite 201, Mountain View, CA 94040
  • Certified Financial Planner (CFP)

Why choose this provider?

Wealth Architects is an independent Registered Investment Advisor that serves clients in Milpitas. It provides investment management and financial-life planning services to families, individuals, and professionals, including corporate executives, doctors, engineers, tech entrepreneurs, and professors. Its process involves checking the clients' background, creating a blueprint of their finances, and building a detailed plan for managing their investment portfolio. The firm's CEO and founder, Mark Johnsen, has over 24 years of experience in the wealth management industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the best way to create an emergency fund in Milpitas?

    While there is no one-size-fits-all way to create an emergency fund, financial professionals in and around Milpitas usually recommend keeping emergency funds in a different savings account and maintaining two accounts for emergency funds: one regular savings account and one tax-free savings account. These steps, along with setting clear boundaries on what an emergency is, help individuals maintain a good mix between easily accessible but slow-growing assets and harder-to-access savings with higher growth.

  • What are ways you can pass on your money to your family in Milpitas?

    Intergenerational wealth transfer strategies in Milpitas include directly paying for things like education and healthcare or giving annual cash gifts to your children or grandchildren. Either method has certain tax benefits, such as complete tax exclusion when giving annual gifts or bypassing the gift tax limit when directly paying for your family's expenses. A trust is also a useful financial device for intergenerational wealth transfers.

  • In Milpitas, how much of your financial plan do you need to adjust when you plan on getting married?

    Couples in and around Milpitas would have to reevaluate most, if not all, of their current financial plans because marriage comes with different financial challenges. First, you and your partner should take inventory of what assets and liabilities you have and catalog which to combine and which to keep separate. Afterward, you should reevaluate your financial goals as a couple and as individuals and adjust each other's financial plans as needed.

  • What benefits do you get when you set up a charitable giving financial device in Milpitas?

    Charitable giving's main benefit in Milpitas is the tax considerations, which lower your current and future tax obligations. Examples of these tax considerations include how contributions to a charitable remainder trust may qualify for deductions in your income tax or how assets that grow in value in charitable remainder trusts are exempt from capital gains taxes.

  • How can you prepare for the possibility of needing long-term medical care in Milpitas?

    The main method of preparing for long-term medical care in Milpitas is insurance. Your choices include coverage options specifically for long-term medical care, long-term care riders on life insurance policies, or government-backed programs such as Medicaid. Another option is self-insuring — or paying for long-term medical care yourself — but this option may require lifestyle changes if the cost of medical care rises.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.