Best Mortgage Refinance Companies in San Jose

2022

Mortgage Refinance San Jose CA - Home Refinance California - Refi Home Loan Lenders

• New Construction

Mortgage Refinance San Jose CA is a mortgage refinancing company in San Jose. Its team of mortgage loan refinance experts provides services to individuals who are planning to refinance their home loans. They offer an in-depth explanation of refinancing and its process. They also help clients set goals and compute the estimates of their new mortgage. Mortgage Refinance San Jose CA seeks to give its clients the most competitive mortgage refinance rates.

Loan Factory

• Reverse Mortgages
• New Construction

San Jose-based Loan Factory is a mortgage refinance company founded by mortgage broker Hoa Do. The company works closely with home buyers, sellers, and commercial clients. Its refinancing services help clients save money, turn property equity into cash, and buy new properties with a convenient online loan process. The company provides custom real-time rate quotes from various lenders. Do was named Top 20 Mortgage Broker by Rocket Pro TPO at the 2020 Rocket Awards.

InstaMortgage

• Commercial Loans
• Reverse Mortgages
• Multi-Family Loans

InstaMortgage is a tech-focused mortgage lender that serves clients in the San Jose metro. It helps its clients secure better financing for their homes and offers mortgage programs, including VA, FHA, jumbo, and conventional loans. It has invested in specialized technology such as robotic process automation, intelligent automation, optical character reading, and artificial intelligence to provide clients with faster mortgage processing time. Its founder and CEO, Shashank Shekhar, is an author and has been published in Forbes, Inc, Housing Wire, and Huffington Post.

Pacificwide Business Group Inc.

• Reverse Mortgages

Pacificwide Business Group Inc. is a property management and refinancing company based in San Jose. It provides conventional mortgages with terms reaching seven years, along with FHA loans and REFI plus loans available to those with a FICO score of 680 and above. Freddie Mac loan program that provides a one-year tax return for those self-employed individuals, as well as cash-it home loan for home investments. It aids residential and commercial property owners in listing and selling single-family homes, condominium units, and commercial units.

C2 Financial Corporation

• Reverse Mortgages
• New Construction

C2 Financial Corporation is a mortgage refinance company that serves clients in San Jose and nearby areas. The business helps individuals in choosing the right mortgage loans with the best interest rates. Its team of mortgage specialists handles a wide range of loan programs such as the FHA, VA, jumbo, conventional, and specialty options. The company is led by Shawn Sidhu, a mortgage broker who has also been working as the branch manager since 2011.

Technology Credit Union

Technology Credit Union offers home mortgage refinance in San Jose and throughout its surrounding areas. Its refinancing options are available to homeowners who'd like to save money by locking in at a lower interest rate and reducing their monthly payments. Its solutions include adjustable- and fixed-rate mortgages as well as jumbo loans, which are intended for homeowners whose property value is above the guidelines set by Fannie Mae and Freddie Mac. Additionally, Technology Credit Union offers out-of-state mortgages on vacation homes. Other services include personal and business banking, auto loans, and financial management services such as IRA rollover, education funding, and stock option planning.

The Mortgage Outlet

• Reverse Mortgages

Whether clients are looking into purchasing or refinancing mortgage loans, the advisors at The Mortgage Outlet are knowledgeable in various loan options. They can assist San Jose residents with conventional, jumbo, VA, and FHA programs. They work with clients through the entire process, covering the stages of submitting applications, underwriting, processing, and closing. The Mortgage Outlet's team provides round-the-clock assistance via email and phone. Benjamin Greer, its branch manager, has been working in the industry for a decade.

PremierOne Credit Union

Premier One Credit Union offers a range of options for home mortgage refinance in San Jose and its surrounding areas. The company's team of mortgage and lending professionals possesses expertise in a variety of home loan solutions, including mortgage refinancing for those who wish to free up cash for major expenses, reduce their loan term, or lower monthly payments. In addition to working with homeowners to refinance their primary properties, Premier One Credit Union offers its services to investment property managers. Its conventional mortgage solutions come with low closing costs, and clients can choose between adjustable-rate and fixed-rate interest terms.

The Loan Story

• Reverse Mortgages
• NMLS #: 39166

The Loan Story does mortgage refinance for homeowners in and around the San Jose metro area. This company refinances a range of different loans and offers services for both fixed-rate and adjustable-rate mortgages. It has experience with many residential property types and is able to assist clients with a variety of special challenges, including low income, poor credit, lack of job history, or first-time home buyer status. The Loan Story is also known for its commercial lending expertise, and it serves investor clients and companies who own apartment buildings and commercial spaces. Its commercial services also extend into land development and construction.

Loan Factory - CA-San Jose

• Reverse Mortgages

Loan Factory is a mortgage broker company with licenses in different locations, including its headquarters in San Jose. Connected to a wide network of lenders, Loan Factory covers new mortgage loans and refinancing an existing mortgage. As part of its loan process, the company provides customized, real-time rate quotes, rate movement updates, and extensive rate comparisons from different lenders. Scottman Guide has recognized the company as one of the Top Originators for three consecutive years since 2019.

101 Loan

• Construction
• Commercial Financing
• Reverse Mortgages
• Residential

101 Loan is a San Jose-based mortgage company with over 30 years of experience. Among its services is mortgage refinancing, which aids clients to reduce their existing mortgage interest rates and redefine terms. Having access to some of the leading lenders in the country, 101 Loan provides customized refinancing programs based on the client's financial profile, long-term goals, and short-term needs. The loan process is simplified, which only includes an online application, provision of loan options, and choosing the program.