Best Mortgage Refinance Companies in San Francisco

California Mortgage Advisors provides loan programs to the residents of San Francisco and the surrounding areas. It helps property owners save money on interest costs and mortgage payments by refinancing their homes. The company has expertise in zero-point and closing cost loans. Its advisors offer various mortgage options, such as FHA, HELOC, HUD, RHS, USDA, and VA. They use an alert system to monitor rates daily and notify consumers when they are eligible to refinance. Since 1993, CMA has funded over $10 billion in residential loans.

California Mortgage Company, Inc. offers various refinancing solutions to clients in San Francisco and nearby locations who want to reduce the interest rates on their home loans. It provides different mortgage rate options, which include fixed-rate, adjustable-rate, graduated payments, and interest-only. In addition, the firm has a selection of programs, including VA, USDA, FHA, and jumbo loans. California Mortgage Company assists clients throughout the whole loan application process, from selecting the right program to approval.

DiVita Home Finance, Inc. serves residential property buyers in the San Francisco metro and the surrounding communities. The agency aims to deliver customized services by working with 40 different lenders to provide suitable loan options for its clients. It offers various kinds of mortgage loans, which include VA loans, no-tax return programs, reverse mortgages, and conventional loans. Owner Michael DiVita founded the company in 2007 with the goal to provide more home mortgage solutions to his clients.

Homepoint Lending is a mortgage brokerage firm that serves residential clients in San Francisco. It offers home refinance loans that reduce interest rates and monthly payments and change the mortgage term. Its team conducts a refinancing analysis and helps clients compare multiple interest rates and terms based on their current situation. Available loan options include conforming, jumbo, super jumbo, FHA, VA, and USDA, with fixed and adjustable rates. Homepoint Lending is operated by Shawn Maxwell, who has over 20 years of experience.

Independent Lending Corp. provides mortgage refinancing services to clients in San Francisco. Its loan officers help clients throughout the process of applications and explore potential loan options. The firm offers conventional, jumbo, FHA, VA, and USDA loan programs. It also has several kinds of mortgage rates, such as adjustable, fixed, interest-only, and graduated-payment. Independent Lending Corp. has over three decades of industry experience and has served more than 5,000 individuals in achieving their property goals.

Levias Lending serves clients across San Francisco. The company guides individuals seeking to refinance their mortgages. It has dealt with owners of different types of properties, including townhouses, condominiums, and manufactured homes. The company also provides mortgage programs like VA, USDA, and FHA loans, for clients looking to fulfill their goal of homeownership. Its founder and namesake, Stephen Levias, once worked as a mortgage loan officer at Bank of America. He has spent more than a decade in the financial services field.

Orka Investment deals with clients throughout the San Francisco area. The company educates homeowners through the process of refinancing. It uses no-pressure methods to discuss options with clients. It also provides mortgage program options like conventional, jumbo, and alternative financing loans to help individuals acquire residential or commercial properties. It has experience serving self-employed borrowers. To help families protect themselves against severe financial risk, the company offers homeowners' insurance. It sets up other insurance policies that cover vehicles.

Primary Residential Mortgage, Inc., serves clients throughout the San Francisco area. Its mortgage professionals assist clients in finding and applying for lending solutions and refinancing existing mortgages. For current mortgagors, they help them consider the benefits and costs of refinancing options and recommend to them solutions, such as refinances centered around lowering monthly payments or shortening the current term, favorable to their needs. Co-founder Michael Koran has over a decade of industry experience. He also performs volunteer work, supporting refugee camps set up by the United Nations.

Reena Loans & Real Estate is a locally owned and operated brokerage firm that serves individuals, families, and businesses in San Francisco and the surrounding areas. It offers mortgage refinance and cash-out programs. It also assists with a variety of home purchase loans. In addition, it provides real estate and property management services. Principal Reena Paleja has been working in the mortgage industry for more than a decade. She also has experience in residential and commercial real estate sales.

SELFi connects San Francisco residents to lenders with mortgage solutions that suit their needs. Rocket Mortgage by Quicken Loans and LoanDepot are two of the company’s trusted lenders. One of SELFi’s programs is the DIY Refi, a refinancing program unique for its wholesale interest rates, licensed mortgage coach, and focus on education. In addition, most loans under DIY Refi close within 30 days. Behind the company is Joseph Flannery, the CEO who is a mortgage adviser that the Scotsman Guide magazine acknowledged in 2016 and 2017.

SunnyHill Financial is a mortgage lender serving clients in San Francisco. It helps homeowners reduce their interest rates and shorten the term of their mortgage loans through refinancing. Its loan officers have more than five decades of experience working with traditional banking institutions and fintech startups. They assist first-time homebuyers in navigating the home loan process by providing them with rate comparisons. SunnyHill Financial is also licensed to offer mortgage loans in several states, including Colorado, Arizona, and Florida.