Best Mortgage Refinance Companies in Alameda

Accredited Brokers accommodates first-time homebuyers and those looking to refinance their properties in Alameda and nearby communities. The agency assists clients in lowering their monthly payments and supporting their home remodeling projects by offering a variety of refinance options, such as jumbo, VA cash out, conventional, FHA streamline, and HARP. It has helped refinance different types of residential properties, including manufactured homes, condominiums, single-family residences, and multi-family units. Accredited Brokers also provides hybrid ARMs and interest-only mortgages.

Home Lending Company serves the refinancing needs of individuals and families in Alameda. It assists mortgage borrowers in finding refinancing programs tailored to different goals, such as PMI elimination, interest rate reduction, and term change. Its team analyzes refinancing benefits, drafts mortgage plans, and provides clients with decision-making calculators. The professionals guide clients throughout the financing process, starting from pre-qualification and application to appraisal, underwriting, and closing. Additionally, the company offers loan solutions for borrowers with credit problems.

The More Group is a full-service mortgage banker that caters to clients in Norwalk. It gives clients more control over their properties and finances by offering refinancing options. It also offers jumbo, VA, and conventional loans, as well as down payment and closing cost assistance. In addition, the team handles manufactured home mortgages and one-year tax returns for self-employed individuals. Chris Moreno, one of its team leaders, has over 10 years of loan industry experience.

Kiavi is a loan company providing multiple options to property owners and buyers in Alameda. The company provides a variety of loan alternatives, including interest-only loans, 30-year fixed mortgages, and loans with adjustable rates of 5/1 and 7/1. Its team also has real estate bridge loans for new purchases, delayed purchases, and seasoned refinances. The business has been included in numerous publications, including the Inc. Magazine's 500 Fastest Growing Companies 2021 and the 2022 Best Places to Work lists.

Radius Mortgage caters to the residents of Alameda and nearby areas. It helps families enjoy adjusted mortgage payment rates by providing refinancing services. It also helps new homebuyers and real estate market customers find residential properties based on their requirements. The company is composed of mortgage brokers and financial experts with over 80 years of combined industry experience. One client commended the company's commitment to efficiency after it closed a transaction three days faster than the industry average.

Zain Elias, a loan officer at Tam Funding, helps Alameda residents achieve their interest rate goals and homeownership dreams through refinancing. He offers first-time home buyers and homeowners various financing options, including conforming, jumbo, and adjustable-rate mortgages, as well as VA and USDA loans. In addition, Zain compares rates from various financial institutions to offer loan options tailored to the credit scores, income, and assets of borrowers. To simplify the mortgage process, he uses online tools and mortgage calculators.