Best Mortgage Refinance Companies in Alameda

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Accredited Brokers logo
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License: 1974087

Nationwide Multistate Licensing System and Registry

Accredited Brokers

4173 Cobblestone Dr., Concord, CA 94521
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  • Reverse Mortgages

Business Description

Accredited Brokers accommodates first-time homebuyers and those looking to refinance their properties in Alameda and nearby communities. The agency assists clients in lowering their monthly payments and supporting their home remodeling projects by offering a variety of refinance options, such as jumbo, VA cash out, conventional, FHA streamline, and HARP. It has helped refinance different types of residential properties, including manufactured homes, condominiums, single-family residences, and multi-family units. Accredited Brokers also provides hybrid ARMs and interest-only mortgages.

License Verified:

License: 1974087

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Joe Starkey logo
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License: 1724835

Nationwide Multistate Licensing System and Registry

Joe Starkey

303 Adams St. Apt 402, Oakland, CA 94610
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  • New Construction

Business Description

The More Group is a full-service mortgage banker that caters to clients in Norwalk. It gives clients more control over their properties and finances by offering refinancing options. It also offers jumbo, VA, and conventional loans, as well as down payment and closing cost assistance. In addition, the team handles manufactured home mortgages and one-year tax returns for self-employed individuals. Chris Moreno, one of its team leaders, has over 10 years of loan industry experience.

License Verified:

License: 1724835

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Radius Mortgage logo
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License: 2262435

Nationwide Multistate Licensing System and Registry

Radius Mortgage

1160 Battery St., San Francisco, CA 94111
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  • Reverse Mortgages

Business Description

Radius Mortgage caters to the residents of Alameda and nearby areas. It helps families enjoy adjusted mortgage payment rates by providing refinancing services. It also helps new homebuyers and real estate market customers find residential properties based on their requirements. The company is composed of mortgage brokers and financial experts with over 80 years of combined industry experience. One client commended the company's commitment to efficiency after it closed a transaction three days faster than the industry average.

License Verified:

License: 2262435

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
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Zain Elias logo
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License: 450401

Nationwide Multistate Licensing System and Registry

Zain Elias

Oakland, CA 94601
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  • New Construction

Business Description

Zain Elias, a loan officer at Tam Funding, helps Alameda residents achieve their interest rate goals and homeownership dreams through refinancing. He offers first-time home buyers and homeowners various financing options, including conforming, jumbo, and adjustable-rate mortgages, as well as VA and USDA loans. In addition, Zain compares rates from various financial institutions to offer loan options tailored to the credit scores, income, and assets of borrowers. To simplify the mortgage process, he uses online tools and mortgage calculators.

License Verified:

License: 450401

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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