Best Mortgage Refinance Companies in Daly City

Bay City Financial is a tier-one mortgage brokerage offering refinancing services to homeowners in the community. The firm assists Daly City property owners and investors in refinancing existing loans to cash out equity or secure lower interest rates. Its staff of loan officers keeps borrowers updated on the latest interest rates and provides recommendations to help them narrow down options. Additionally, Bay City Financial carries loan programs for equity lines, mixed-use properties, land, and those from SBA.

C2 Financial Corporation is a mortgage broker that serves the borrowing needs of residents in Daly City. It offers refinancing loans for primary and secondary homes and investment properties, giving clients a chance to restructure their finances or build wealth. It also offers purchase loans for those who want to buy their first homes, acquire a secondary property, or invest. Co-owner David Cary, a licensed attorney, had operated his own firm for 10 years before merging it with C2 Financial in 2012.

First Capital Group Inc. has mortgage and refinancing solutions for home purchasers living in Daly City. The agency rearranges existing loan obligations to consolidate debts and obtain less burdensome terms. The financing products include government-backed contracts under the FHA and VA. Online tools and calculators are available for clients who want preliminary information before speaking with the staff. First Capital Group works with over 100 investors and has accommodations for multi-family customers and those who lack documents.

General Mortgage Capital Corporation provides its services to individuals in Daly City. It has over 400 licensed loan officers to assist customers with their mortgage loan needs. The company offers programs like first-time homebuyer loans, jumbo loans, and refinancing options. It also provides special medical doctor programs and special programs for solar panel houses. Since 2018, it has been a Freddie Mac and a Fannie Mae-approved servicer and seller. General Mortgage Capital Corporation is a member of the Nationwide Multistate Licensing System and Registry (NMLS).

The Home Lending Company provides services to first-time buyers and homeowners in Daly City and the surrounding towns. Its staff assists clients in evaluating their mortgage needs and developing a refinancing strategy to get lower monthly and interest rates and spend less throughout the life of their loan. Its lending programs include conventional loans and government programs, such as FHA and VA loans. The Home Lending Company also provides personalized consultations about residential lending options.

Juan C. Kong Associates caters to the real estate financial needs of commercial investors, first-time home buyers, and seasoned veterans in Daly City and its surrounding areas. The facility provides a variety of loan programs, such as 203k, foreign nationals, conventional mortgages, jumbo, commercial mortgages, and Home Equity Lines of Credit. Founder Juan C. Kong guides customers in navigating the home refinancing, selling, and purchasing process. He has been working in the mortgage lending industry for more than 35 years.

Mortgage Connection helps its clients refinance mortgages and purchase homes, as well as mixed-use and commercial properties, through a range of loan options. It offers VA, FHA, HARP, stated income, and reverse mortgages and caters to businesses through SBA loans. Dedicated to making the lending process convenient, Mortgage Connection is able to conduct its operations online. It has provided over 10,000 loans since its inception in 1998 for borrowers in Daly City and the surrounding areas.

OneGlobal Lending offers its services to clients throughout Daly City and the surrounding metros. Refinancing is one of the services that the agency provides to customers wherein they trade in their old mortgages for a new one, thus achieving their goal whether it is to lower their monthly payments, cash out part of their equity, or restructure their existing debts. Residential, business, and commercial loans are also extended to clients in 38 states, including New York and Hawaii.

Orka Investment has mortgage refinancing plans available to clients in and around Daly City. It offers both residential and commercial loan programs such as conventional, jumbo, FHA, hard money, SBA, and mixed-use property loans. Cash-out options are also provided. Loan advisor Hansen Li handles real estate services like buying and selling. He also offers individual and commercial insurance products. As a one-stop shop, NMLS-registered Orka Investment can also suggest alternative financing options to its clients whenever needed.

Presto Home Loans is a mortgage firm that serves clients in and around Daly City. Its specialists help borrowers find a residential home refinancing program that enables them to tap into the equity in their homes and get a lower rate or monthly payment. They also help first-time homebuyers navigate the mortgage application process and make well-informed decisions about their purchases. In addition, the firm accommodates borrowers with a bad credit history or challenging circumstances.

SELFi is a digital mortgage marketplace dedicated to helping clients achieve financial freedom. It offers DIY Refi—a refinancing program designed for borrowers seeking to lower monthly payments, adjust loan terms, cash out equity, or consolidate debts. Homeowners in and around Daly City may shop and apply for loans through SELFI's DIY Refi program without disclosing their phone numbers. Founder and CEO Joseph Flannery was honored in 2017 and 2016 by Scotsman Guide magazine for his efforts as a mortgage adviser.

West Coast Financial is a mortgage brokerage firm that serves clients in Daly City. It assists clients looking to refinance their mortgages, offering fixed, adjustable, and hybrid rates. Customers may choose from HARP, FHA, VA, interest-only, and graduated payment loans. It also provides reverse mortgages for senior homeowners seeking to cash out a portion of their equity. West Coast Financial has been in the industry since 1989 and is connected with multiple lenders with various loan products.