Laurels

Best Mortgage Refinance Companies in Oakland
2022

Agave Home Loans

Agave Home Loans

  • Multi-Family Loans

Agave Home Loans provided home refinancing services to clients in Oakland. While the company offers FHA, VA, and conventional mortgages to first-time homebuyers, it also guides current homeowners in finding appropriate refinance options. The company's agents take care of the muscle work in processing loan documents by working with underwriters. They also inform the customers about switching from adjustable-rate to fixed-rate loans. CEO Marshall Gottlieb was a mortgage banking senior director for a large mortgage lender.

3230 East Broadway Road Suite B-220
Phoenix, AZ 85040

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

767 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Alan Morimoto - First Bank

Alan Morimoto - First Bank

  • NMLS #: 39166

Alan Morimoto, First Bank, is part of a team of mortgage refinance lenders near Oakland that serves clients throughout the locality and the surrounding neighborhoods. The team of experienced mortgage loan advisors helps clients in identifying the ideal loan options for their unique financial situation. A home refinance checklist is available on the firm's website to help clients understand what is required to expedite the refinance process. Loan solutions include conventional, jumbo, VA, FHA, construction, USDA, and bond loans.

1700 N Broadway
Walnut Creek, CA 94596

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Website
Avenir Mortgage Planners

Avenir Mortgage Planners

  • Reverse Mortgages
  • NMLS #: 39166

Avenir Mortgage Planners is a mortgage company that has been assisting clients from all over Oakland to purchase or refinance their homes since 2002. Its team shops around with multiple lenders to help clients get the best loan deals on the market. It enables clients who are looking to refinance to get lower interest rates and monthly payments, switch from an adjustable-rate to a fixed rate for more security, reduce the payment term, and receive some cash out for home improvements.

3480 Buskirk Avenue
Pleasant Hill, CA 94523

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

100 (Best)

Score Consistency:

Consistent (Best)

Bridgepoint Funding

Bridgepoint Funding

  • Reverse Mortgages
  • NMLS #: 39166

Bridgepoint Funding is a mortgage brokerage assisting Oakland homeowners in the refinancing process. The firm guides individuals looking into refinancing their current home loans to lower their mortgage rates or to shorten payment terms so they can pay off their debts sooner. It strives to communicate with clients in a timely manner during the entire process and ensures that loan approvals go smoothly. Mike Trejo, owner and broker of Bridgepoint Funding, has nearly two decades of experience helping clients navigate the processes of residential mortgages.

877 Ygnacio Valley Road
Walnut Creek, CA 94596

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Casey Sullivan - Summit Funding

Casey Sullivan - Summit Funding

  • Reverse Mortgages
  • NMLS #: 39166

Casey Sullivan - Summit Funding is a mortgage consultant with many years of experience in the industry. Serving clients from all over Oakland and the surrounding communities, Sullivan skillfully assesses a client's mortgage refinancing needs before diving into the market to search for the best solutions to those needs. Whether a client is looking to reduce their interest rates, repayment term, or take some cash out for home improvements, Sullivan can help.

200 Pringle Ave Ste 300
Walnut Creek, CA 94596

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Website
Christian Carr

Christian Carr

  • Multi-Family Loans

Christian Carr is a loan officer who serves clients in Oakland. He works with the Fairway Independent Mortgage Corporation to provide homeowners mortgage refinancing solutions. He educates clients on underwater writing, where banks incorporate climate data in their mortgage decisions. The professional also has experience helping clients looking to purchase new homes. Carr has spent more than 15 years in Silicon Valley in multiple roles involving compliance management and finance. He is a member of the Veterans Association of Real Estate Professionals.

151 Sand Creek Road, Suite G
Brentwood, CA 94513

Website

Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Citi Capital Mortgage

Citi Capital Mortgage

  • Multi-Family Loans

Citi Capital Mortgage serves clients in Oakland. It offers a variety of mortgage refinancing options for homeowners and homebuyers, including fixed-rate, adjustable-rate, interest-only, graduated payment, jumbo, and FHA loans. The mortgage broker's service is available for a wide range of properties, including single-family homes, multi-family homes, condominiums, townhouses, and manufactured homes. Citi Capital Mortgage also provides an online pre-qualification service that clients can use to compare various financing options, and a mortgage calculator to help them project their potential expenses.

300 Frank H. Ogawa Plaza
Oakland, CA 94612

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Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Coulter Crew with C2 FINANCIAL

Coulter Crew with C2 FINANCIAL

  • Reverse Mortgages
  • NMLS #: 39166

Coulter Crew with C2 FINANCIAL is a company offering home mortgage refinance near Oakland and the surrounding neighborhoods. The team helps clients in searching for the best loan deals to enable them to lower their interest rates and payments, as well as reduce their repayment period. Clients can also refinance their loans for a cash-out. Loan options available include conventional, jumbo, and VA financing. Clients can call for any mortgage purchasing and refinancing queries.

1207 Arroyo Way Ste C
Walnut Creek, CA 94596

Website

Website
Dankman, Mark, Irwin

Dankman, Mark, Irwin

  • Reverse Mortgages
  • NMLS #: 39166

Resource Home Loan is a mortgage company serving clients from all over Oakland and the neighboring communities. The team of experienced mortgage professionals works with clients to ensure they get financial solutions that are tailored specifically to their financial needs and goals. Whether purchasing a dream home, refinancing an outstanding loan, or consolidating debt, the highly trained team of loan officers can help clients find the right loan program at the lowest interest rates.

2977 Ygnacio Valley Rd Ste 428
Walnut Creek, CA 94598

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Website
Demetri Frangoulis - Excel Realty & Mortgage

Demetri Frangoulis - Excel Realty & Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Demetri Frangoulis - Excel Realty & Mortgage is a large independent real estate and mortgage company serving clients in Oakland. It's comprised of over 250 experienced and trained real estate agents, loan officers, and staff who strive to provide clients with the highest level of personal service and expert advice. The team helps clients get the best refinance deal on all types of loans from fixed-rate, to adjustable-rate, conventional, jumbo, Non-QM, FHA, VA, USDA, HELOC, Reverse, and even commercial.

3000 Citrus Cir Ste 120
Walnut Creek, CA 94598

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Website
Eric Rotner - Commerce Home Mortgage

Eric Rotner - Commerce Home Mortgage

  • Reverse Mortgages
  • NMLS #: 39166

Eric Rotner, Commerce Home Mortgage, is a mortgage consultant who delivers a range of mortgage solutions to clients throughout Oakland with the help of an experienced team of loan officers. One of the team's core offerings is mortgage refinancing, helping clients maximize the financial effectiveness of the equity in their home. With refinancing, borrowers can lower their monthly mortgage repayments, consolidate debt, pay off the loan faster, convert an adjustable-rate to a fixed-rate mortgage, and obtain cash out for investment.

1990 N California Blvd Ste 650
Walnut Creek, CA 94596

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EstaR Mortgage

EstaR Mortgage

  • Reverse Mortgages

EstaR Mortgage caters to the needs of homebuyers in the Oakland area and the surrounding locations. The firm provides clients with various loan options, which include FHA loans, 30-year fixed mortgages, and VA loans. It also handles USDA loans and adjustable-rate mortgages. Chris Freck, who established EstaR Mortgage in 2016, has 14 years of experience helping and building businesses in multiple states for several mortgage banks. He has been a Certified Mortgage Planning Specialist since 2006.

2413 Webb Ave STE E
Alameda, CA 94501

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

153 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Fremont Bank

Fremont Bank

  • Reverse Mortgages
  • NMLS #: 39166

Fremont Bank is a company offering mortgage refinance and serving clients throughout Oakland and beyond. It provides clients with several refinance options to help them find a choice that best suits their needs, including adjustable-rate refinance, fixed-rate refinance, and smart-rate refinance. Refinancing can help clients to lower their monthly payments, reduce their total payment amount, and consolidate debt or get cash out to put their home equity to good use.

2580 Shea Center Dr
Livermore, CA 94551

Website

Website
Garrick Werdmuller - Fresh Home Loan

Garrick Werdmuller - Fresh Home Loan

  • Reverse Mortgages
  • NMLS #: 39166

Garrick Werdmuller, Fresh Home Loan, is part of a team of professional mortgage refinance lenders near Oakland, serving clients from all over the locality and statewide. The group offers a wide range of refinance options designed to best meet the unique needs of each new client. Individuals looking to get cash out or just get a better loan rate and term can consult the professionals for advice and assistance with finding the best refinance options available.

1151 Harbor Bay Pkwy Ste 136
Alameda, CA 94502

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Website
Greater Bay Mortgage Co.

Greater Bay Mortgage Co.

  • New Construction

Greater Bay Mortgage Co. caters to customers in the Oakland metro and the surrounding communities. It assists homeowners looking to modify their properties by offering mortgage refinance programs, such as FHA Streamline 203k loans. These cover improvement projects like appliance installations, HVAC upgrades, and roof repair and replacements. The company also provides other loan options, including adjustable- and fixed-rate, jumbo, USDA, and VA. Principal Terry A. Blete brings over 25 years of experience in the real estate industry.

1980 Mountain Blvd., Suite 209
Oakland, CA 94611

Website

Website
Levias Lending

Levias Lending

  • Multi-Family Loans

Levias Lending is a full-service mortgage company that serves customers in Oakland and the surrounding areas. Whether a client is looking to purchase a home or refinance an existing mortgage, the company's mortgage advisors can assist from loan program selection to closeout. The refinancing programs include FHA streamline and cash out, VA streamline and cash out, conventional, and jumbo loans. They deal with various types of properties, including single-family and multi-family homes, condos, townhouses, and manufactured homes.

1101 Marina Village Pkwy, Suite 201
Alameda, CA 94501

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Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Newfi

Newfi

  • Reverse Mortgages

Newfi is a mortgage company that serves first-time home buyers and residential property investors in Oakland. It offers a wide variety of loan programs, including fixed-rate, adjustable-rate, simple interest, jumbo, Veteran's Affairs, and FHA. It also provides custom-tailored mortgage refinancing services. Its mortgage specialists review credit histories and evaluate estimated monthly rentals for clients' investment properties. Newfi's communication, data collection, and shopping processes are automated. Members of its leadership team have over 100 years of combined industry experience.

2200 Powell St, Suite 340
Emeryville, CA 94608

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

129 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pacific Western Mortgage Group

Pacific Western Mortgage Group

  • New Construction

Pacific Western Mortgage Group is a team of home loan specialists serving Oakland and the surrounding locations. They offer refinance loans, catering to clients looking to fund education, consolidate debt, and remodel homes. They help clients understand market estimates and calculations according to their refinancing goals, and provide assistance in placing applications with fitting lenders. The mortgage professionals also help homebuyers select from various loan options. In addition, they serve clients looking to grow their investment property portfolios.

2354 Powell Street, Suite B.
Emeryville, CA 94608

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Website

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Peter Holmes

Peter Holmes

  • Reverse Mortgages
  • NMLS #: 39166

Peter Holmes is a venture manager and real estate finance specialist who represents Welcome Home Funding in the Oakland metro. He specializes in helping clients navigate their way through the complex loan processes associated with mortgage refinancing. He is focused on consumer education and is committed to providing personalized mortgage strategies to help clients reduce their interest rates, their monthly payments, and their mortgage terms. Some of the loan solutions he offers include conventional, VA, USDA, FHA, and jumbo loans.

885 Island Drive
Alameda, CA 94502

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Pinnacle Home Loans

Pinnacle Home Loans

  • NMLS #: 39166

Pinnacle Home Loans is a local lending company serving clients from all over Oakland and the surrounding areas. It focuses on mortgage and mortgage refinancing services, helping clients buy their dream homes or refinance their existing loans for better loan rates and terms. The team helps clients make sense of the complicated mortgage process as well as choose the best loan options in the market at the time. Clients can call for a free consultation.

7080 Donlon Way Ste 211
Dublin, CA 94568

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Website
Scott Nguyen

Scott Nguyen

  • Reverse Mortgages
  • NMLS #: 39166
  • Jumbo Loans
  • Private Lending
  • New Construction
  • Residential
  • Construction
  • VA Home Loans
  • Conventional
  • Purchase
  • Refinance
  • Purchased Mortgage
  • Government
  • Refinancing
  • First Time Home Buyers
  • Purchase and Refinance
  • Divorce Mortgage
  • Alternative Income Documentation Loans
  • VA Loans
  • Investment Buyers
  • Education
  • Government Programs
  • Conventional Loans
  • Purchases
  • Multi-Family Loans
  • Commercial Loans
  • FHA Loans
  • Conventional Lending
  • Investor Loan
  • Commercial Financing
  • Investment Home Opportunities

Scott Nguyen of Made Mortgage is a mortgage refinance specialist in Oakland that offers home refinancing options to clients in the metro and nearby communities. He and his team are committed to providing personalized mortgage strategies that help clients reduce their interest rates and convert existing adjustable rates into fixed mortgage rates. Some of the refinancing options his team offers include conventional loans, government loans, and jumbo loans. They also offer various pre-application tools such as calculators and guides on its website.

1209 34th Street
Oakland, CA 94608

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Solcosta Home Loans

Solcosta Home Loans

  • Reverse Mortgages
  • NMLS #: 39166

Solcosta Home Loans is a mortgage refinance company serving the residents of Oakland and the adjoining communities. It aims to assist first-time homebuyers, as well as homeowners, look for fitting loan options from several lenders for their specific needs. Solcosta Home Loans also helps clients find suitable refinancing deals, whether to get a cashout, consolidate existing debts, or restructure their existing loans. It also has a wide range of loan options available for clients including conventional, FHA, VA, and jumbo offerings.

Oakland, CA

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Finance Group

The Finance Group

The Finance Group caters to clients in the Oakland metro and the surrounding communities. It assists homeowners who are looking to reduce their interest rates and restructure loan terms by offering mortgage refinance options. Some of the loan programs it provides are ARM and FRM, construction, home equity, jumbo, FHA, and VA loans. Reverse equity loans are also available. The Finance Group walks clients throughout the process, including pre-qualification, application, processing, underwriting, closing, and summation.

1101 Marina Village Pkwy
Alameda, CA 94501

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

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