Best Mortgage Refinance Companies in Berkeley

American Pacific is a lending firm that caters to clients in the Berkeley area and nearby metros. It handles mortgage refinancing, improving clients' cash flows, and updating their rates. It also has a first-time buyer programs, balloon mortages, and ARMs. The firm has raised funds for cancer research led by the Multiple Myeloma Research Foundation. It also played a part in local community education by promoting business/school partnerships, and training community leaders in local social, political, and economic issues.

Carlyle Financial is a mortgage lender that offers loans from partner local community and specialty regional banks and credit unions. It caters to Berkeley borrowers in different circumstances, such as those in the tech industry who use restricted stock units as a qualifying requirement and the self-employed. Due to its discreet approach, it has catered to high-net-worth clients, including borrowers from Amazon and Google and professional athletes and entertainers. Carlyle Financial gives back to the community through causes like the CA Wildfire Relief Fund.

Fif Ghobadian handles the mortgage needs of clients throughout Berkeley and the surrounding areas. She assists homeowners in refinancing their existing mortgage loans to help them reduce their monthly payments, obtain their home's equity, and change their loan terms. She also caters to individuals and families applying for mortgage loans to purchase their first or investment homes. Ghobadian has more than two decades of experience in the mortgage industry. She currently serves as the SVP of Mortgage Lending at OriginPoint.

Fishman Financial Group, Inc., is a mortgage company that has been serving Berkeley and nearby areas since 1990. Its agents offer a range of financing options, from fixed-rate to adjustable-rate mortgages, to clients looking to buy homes and investment properties. In addition, they help borrowers obtain FHA, HARP, and reverse mortgage loans. In line with its commitment to providing excellent service, the firm offers resources, tools, and advice to guide clients in understanding the loan process.

Griselda Ledesma & The Ledesma Team Mortgage & Real Estate caters to clients in Berkeley and the surrounding areas. Its specialists have over 100 years of collective experience in real estate and home financing services. They help borrowers who want to refinance their existing loans to gain payment flexibility or maximize home equity. They also provide the necessary support for first-time home buyers and sellers, move-up buyers, and property investors. The agency has financed more than 5,980 units.

I am a seasoned and highly skilled mortgage professional who prides myself on dependability, accessibility, and great customer service. When you are ready to begin the mortgage lending process for a purchase, refinance, or reverse mortgage, I will be with you to guide and advise you to make sure that your loan closes quickly and smoothly. I am gratified to know that I can help you to achieve your goals, whether it is to achieve a dream of home ownership, reduce your monthly payments, or financial obligations in your golden years. I joined C2 Financial Corporation in 2019, one to the top trusted mortgage brokerages. C2 Financial Corporation was recognized by the Associate of independent Mortgage Experts (AIME) in 2019 as the #1 mortgage brokerage. As a C2 Financial Mortgage broker, I have access to hundreds of versatile mortgage programs. In 2020, I earned the professional designation of Certified Reverse Mortgage Professional- one of less than 200 people to have earned this prestigious designation, proving my knowledge, experience and expertise. Contact me for your best option -- I look forward to the opportunity to work with you.

Levias Lending handles mortgage refinancing for its clients in and around the Berkeley area. It handles transactions involving both single and multi-family residential properties, condominiums, townhouses, and manufactured homes. It also provides assistance in property purchases, including maximizing home equity. The company's loan officers take on a variety of programs like FHA, 203k, USDA, VA, and conventional loans. The Levias Lending website has a variety of online calculators clients can use to compute projections themselves.

Mortgage Dynamics caters to new homebuyers and borrowers with challenging loan situations in Berkeley. It offers refinancing solutions that provide interest rate and payment reductions; term adjustments, equity cash-outs, and home improvement assistance. Its team listens to clients' homeownership goals and financial objectives and finds mortgage programs that fit into their vision. Its assessment methods include analyzing credit, debt-to-income ratios, business and rental income, and borrowers' capacity to pay. The company also recommends fixed-rate, adjustable-rate, interest-only, graduated payment, jumbo, and government-insured loans.

Oak Leaf Funding is a mortgage brokerage firm serving Berkeley. Its available loan programs include FHA, VA, USDA, jumbo, and 30-year or 50-year fixed mortgages. They also assist in reducing a client’s interest rate and monthly payments or cashing out from their home’s equity. Oak Leaf Funding was founded by Wahid Afzal in 2005. He collaborates with partner Charles Gianfrate, and the two have over two decades of lending experience in the Bay Area and throughout California.

The Crosby Team addresses the mortgage needs of homebuyers and investors in Berkeley. It helps individuals and families obtain their dream investment properties through its refinancing services. The agents offer different types of mortgage programs, including fixed-rate and adjustable-rate loans tailored to clients' property goals. They assess debtors' savings and assets, monthly income, and debt-to-income ratio. The company's regional manager and senior vice-president, Dianne Crosby, is an affiliate board member of the Bridge Association of Realtors.

The Finance Group is a mortgage company that serves Berkeley-based residents. Its team assists through the home loan process and helps select the right mortgage that suits specific needs. It offers to refinance existing mortgage loans of homeowners who want to lower their interest rates. Its refinance process allows switching from an ARM to an FRM, lowering the loan term, and availing additional benefits. The company's other loan programs include home equity, conventional fixed-rate, jumbo, and VA mortgage loans.

United Lending Partners provides purchase and refinance services to homeowners in the Berkeley metro and the surrounding areas. Using a proprietary loan origination system, its staff of professionals aids borrowers in applying for refinancing programs securely online. They search from over 40 lender sources and match refinancing borrowers to programs and rates suited to their needs and goals. Broker and co-owner, Anthony Maddalon, has been in the real estate financing industry for more than 15 years. He is joined in the company by mortgage loan officer, Damon Rees.

Zain Elias is a Tam Funding mortgage officer serving clients in and around Berkeley. Zain guides clients through the process of home purchasing, refinancing, and debt consolidation. He has different loan programs available for catering to his clients, such as 30-year fixed, adjustable, and reverse. He also offers FHA, VA, Jumbo, and 203k loans. Zain conducts property assessments to help clients gauge potential loan terms. One client commended his open communication and ability to explain refinancing in simple terms.