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Best Mortgage Refinance Companies in Berkeley

Laurels
2023
Laurels

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American Pacific logo
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License Verified:

License: 299689

Nationwide Multistate Licensing System and Registry

American Pacific

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1501 North Broadway Suite 330, Walnut Creek, CA 94596
  • New Construction

Business Description

American Pacific is a lending firm that caters to clients in the Berkeley area and nearby metros. It handles mortgage refinancing, improving clients' cash flows, and updating their rates. It also has a first-time buyer programs, balloon mortages, and ARMs. The firm has raised funds for cancer research led by the Multiple Myeloma Research Foundation. It also played a part in local community education by promoting business/school partnerships, and training community leaders in local social, political, and economic issues.

License Verified:

License: 299689

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Carlyle Financial logo
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License Verified:

License: 1696975

Nationwide Multistate Licensing System and Registry

Carlyle Financial

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1 Market Plaza, Spear Tower #3600, San Francisco, CA 94105
  • New Construction
  • Reverse Mortgages

Business Description

Carlyle Financial is a mortgage lender that offers loans from partner local community and specialty regional banks and credit unions. It caters to Berkeley borrowers in different circumstances, such as those in the tech industry who use restricted stock units as a qualifying requirement and the self-employed. Due to its discreet approach, it has catered to high-net-worth clients, including borrowers from Amazon and Google and professional athletes and entertainers. Carlyle Financial gives back to the community through causes like the CA Wildfire Relief Fund.

License Verified:

License: 1696975

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (28)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Fif Ghobadian logo
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License Verified:

License: 110501

Nationwide Multistate Licensing System and Registry

Fif Ghobadian

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345 California Street, Suites 600 & 700 Office Sfocal028, San Francisco, CA 94104
  • Reverse Mortgages

Business Description

Fif Ghobadian handles the mortgage needs of clients throughout Berkeley and the surrounding areas. She assists homeowners in refinancing their existing mortgage loans to help them reduce their monthly payments, obtain their home's equity, and change their loan terms. She also caters to individuals and families applying for mortgage loans to purchase their first or investment homes. Ghobadian has more than two decades of experience in the mortgage industry. She currently serves as the SVP of Mortgage Lending at OriginPoint.

License Verified:

License: 110501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fishman Financial Group Incorporated logo
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License Verified:

License: 345573

Nationwide Multistate Licensing System and Registry

Fishman Financial Group Incorporated

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1604 Solano Avenue, Albany, CA 94707
  • New Construction
  • Reverse Mortgages

Business Description

Fishman Financial Group, Inc., is a mortgage company that has been serving Berkeley and nearby areas since 1990. Its agents offer a range of financing options, from fixed-rate to adjustable-rate mortgages, to clients looking to buy homes and investment properties. In addition, they help borrowers obtain FHA, HARP, and reverse mortgage loans. In line with its commitment to providing excellent service, the firm offers resources, tools, and advice to guide clients in understanding the loan process.

License Verified:

License: 345573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Griselda Ledesma & The Ledesma Team Mortgage & Real Estate logo
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License Verified:

License: 238397

Nationwide Multistate Licensing System and Registry

Griselda Ledesma & The Ledesma Team Mortgage & Real Estate

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12553 San Pablo Avenue, Richmond, CA 94805
  • New Construction
  • Reverse Mortgages

Business Description

Griselda Ledesma & The Ledesma Team Mortgage & Real Estate caters to clients in Berkeley and the surrounding areas. Its specialists have over 100 years of collective experience in real estate and home financing services. They help borrowers who want to refinance their existing loans to gain payment flexibility or maximize home equity. They also provide the necessary support for first-time home buyers and sellers, move-up buyers, and property investors. The agency has financed more than 5,980 units.

License Verified:

License: 238397

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lanny Clark logo
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License Verified:

License: 242792

Nationwide Multistate Licensing System and Registry

Lanny Clark

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828 San Pablo Ave., Albany, CA 94706
  • Reverse Mortgages

Business Description

I am a seasoned and highly skilled mortgage professional who prides myself on dependability, accessibility, and great customer service. When you are ready to begin the mortgage lending process for a purchase, refinance, or reverse mortgage, I will be with you to guide and advise you to make sure that your loan closes quickly and smoothly. I am gratified to know that I can help you to achieve your goals, whether it is to achieve a dream of home ownership, reduce your monthly payments, or financial obligations in your golden years. I joined C2 Financial Corporation in 2019, one to the top trusted mortgage brokerages. C2 Financial Corporation was recognized by the Associate of independent Mortgage Experts (AIME) in 2019 as the #1 mortgage brokerage. As a C2 Financial Mortgage broker, I have access to hundreds of versatile mortgage programs. In 2020, I earned the professional designation of Certified Reverse Mortgage Professional- one of less than 200 people to have earned this prestigious designation, proving my knowledge, experience and expertise. Contact me for your best option -- I look forward to the opportunity to work with you.

License Verified:

License: 242792

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Levias Lending logo
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License Verified:

License: 2096742

Nationwide Multistate Licensing System and Registry

Levias Lending

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1101 Marina Village Pkwy, Suite 201, Alameda, CA 94501
  • New Construction
  • Reverse Mortgages

Business Description

Levias Lending handles mortgage refinancing for its clients in and around the Berkeley area. It handles transactions involving both single and multi-family residential properties, condominiums, townhouses, and manufactured homes. It also provides assistance in property purchases, including maximizing home equity. The company's loan officers take on a variety of programs like FHA, 203k, USDA, VA, and conventional loans. The Levias Lending website has a variety of online calculators clients can use to compute projections themselves.

License Verified:

License: 2096742

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Dynamics logo
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License Verified:

License: 2145895

Nationwide Multistate Licensing System and Registry

Mortgage Dynamics

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1634 63rd Street, Berkeley, CA 94703
  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Dynamics caters to new homebuyers and borrowers with challenging loan situations in Berkeley. It offers refinancing solutions that provide interest rate and payment reductions; term adjustments, equity cash-outs, and home improvement assistance. Its team listens to clients' homeownership goals and financial objectives and finds mortgage programs that fit into their vision. Its assessment methods include analyzing credit, debt-to-income ratios, business and rental income, and borrowers' capacity to pay. The company also recommends fixed-rate, adjustable-rate, interest-only, graduated payment, jumbo, and government-insured loans.

License Verified:

License: 2145895

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oak Leaf Funding logo
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License Verified:

License: 346446

Nationwide Multistate Licensing System and Registry

Oak Leaf Funding

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1580 Solano Ave. Suite D, Albany, CA 94707
  • New Construction

Business Description

Oak Leaf Funding is a mortgage brokerage firm serving Berkeley. Its available loan programs include FHA, VA, USDA, jumbo, and 30-year or 50-year fixed mortgages. They also assist in reducing a client’s interest rate and monthly payments or cashing out from their home’s equity. Oak Leaf Funding was founded by Wahid Afzal in 2005. He collaborates with partner Charles Gianfrate, and the two have over two decades of lending experience in the Bay Area and throughout California.

License Verified:

License: 346446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (17)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Crosby Team logo
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License Verified:

License: 304682

Nationwide Multistate Licensing System and Registry

The Crosby Team

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1400 Shattuck Ave. Suite 1, Berkeley, CA 94709
  • New Construction

Business Description

The Crosby Team addresses the mortgage needs of homebuyers and investors in Berkeley. It helps individuals and families obtain their dream investment properties through its refinancing services. The agents offer different types of mortgage programs, including fixed-rate and adjustable-rate loans tailored to clients' property goals. They assess debtors' savings and assets, monthly income, and debt-to-income ratio. The company's regional manager and senior vice-president, Dianne Crosby, is an affiliate board member of the Bridge Association of Realtors.

License Verified:

License: 304682

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (60)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Finance Group logo
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License Verified:

License: 355911

Nationwide Multistate Licensing System and Registry

The Finance Group

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1101 Marina Village Pkwy, Alameda, CA 94501
  • Reverse Mortgages

Business Description

The Finance Group is a mortgage company that serves Berkeley-based residents. Its team assists through the home loan process and helps select the right mortgage that suits specific needs. It offers to refinance existing mortgage loans of homeowners who want to lower their interest rates. Its refinance process allows switching from an ARM to an FRM, lowering the loan term, and availing additional benefits. The company's other loan programs include home equity, conventional fixed-rate, jumbo, and VA mortgage loans.

License Verified:

License: 355911

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (5)
Google
2.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Lending Partners logo
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License Verified:

License: 168352

Nationwide Multistate Licensing System and Registry

United Lending Partners

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4234 Hacienda Dr, Pleasanton, CA 94588
  • New Construction
  • Reverse Mortgages

Business Description

United Lending Partners provides purchase and refinance services to homeowners in the Berkeley metro and the surrounding areas. Using a proprietary loan origination system, its staff of professionals aids borrowers in applying for refinancing programs securely online. They search from over 40 lender sources and match refinancing borrowers to programs and rates suited to their needs and goals. Broker and co-owner, Anthony Maddalon, has been in the real estate financing industry for more than 15 years. He is joined in the company by mortgage loan officer, Damon Rees.

License Verified:

License: 168352

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (42)
Yelp
4.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zain Elias logo
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License Verified:

License: 450401

Nationwide Multistate Licensing System and Registry

Zain Elias

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Oakland, CA 94601
  • Reverse Mortgages

Business Description

Zain Elias is a Tam Funding mortgage officer serving clients in and around Berkeley. Zain guides clients through the process of home purchasing, refinancing, and debt consolidation. He has different loan programs available for catering to his clients, such as 30-year fixed, adjustable, and reverse. He also offers FHA, VA, Jumbo, and 203k loans. Zain conducts property assessments to help clients gauge potential loan terms. One client commended his open communication and ability to explain refinancing in simple terms.

License Verified:

License: 450401

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail